Retail & Shops · lender intelligence

How to finance a The Hot Spot Studios

State:

The SBA 7(a) lenders funding the most The Hot Spot Studios deals, ranked from public loan records — typical The Hot Spot Studios loan about $145K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance The Hot Spot Studios

$145K

Typical loan

range $142K–$149K

$161K

Est. purchase price

≈ loan ÷ 90%

$20,751

Cash to close

$16,111 down + fees

$2,122/mo

Typical payment

~12.5% · 10yr

$29,284/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

71 days

Typical time to fund

Lenders competing

more = leverage

9.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Hot Spot Studios

Ranked by funded The Hot Spot Studios loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.72 loans · $30M · Oconomowoc, WIFull record →
2.52 loans · $50M · Rockville, MDFull record →

4+ funded The Hot Spot Studios deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The Hot Spot in Plainfield, IN — $113K (2026) · Capital Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$96K (85%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Gift, Novelty, and Souvenir Retailers
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
The Hot Spot Studios Fayetteville NC in Fayetteville, NC — $149K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (85%)
Approval → funding
79 days
Approved
7/29/2025
First disbursed
10/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Make It Studios LLC in Sugar Hill, GA — $145K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
121 months
SBA guaranteed
$123K (85%)
Approval → funding
45 days
Approved
8/5/2025
First disbursed
9/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Richards Venture, LLC in Victorville, CA — $142K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$121K (85%)
Approval → funding
71 days
Approved
7/9/2025
First disbursed
9/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal

Buying a The Hot Spot Studios? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Hot Spot Studios businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Hot Spot Studios purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Bank Five Nine funds the most. CapBench is not a lender.

$145K typical The Hot Spot Studios loan
2 lenders fund the brand
71 days typical to fund

Buyers researching a The Hot Spot Studios typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker The Hot Spot Studios record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-hot-spot-studios
API:: https://www.capbench.com/api/public/lenders?franchise=the-hot-spot-studios
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.