Business Services · lender intelligence
How to finance a The UPS Store in Michigan
The SBA 7(a) lenders funding the most The UPS Store deals in Michigan, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The UPS Store in Michigan
$325K
Typical loan
range $150K–$465K
$361K
Est. purchase price
≈ loan ÷ 90%
$48,299
Cash to close
$36,111 down + fees
$4,477/mo
Typical payment
~11% · 10yr
$61,783/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
15
Lenders competing
more = leverage
8.48%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store in Michigan
Ranked by funded The UPS Store loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.1 loans · $0M · Ludington, MIFull record →
- 3.66 loans · $68M · Milford, IAFull record →
- 4.36 loans · $51M · Carmel, INFull record →
- 5.31 loans · $8M · South Bend, INFull record →
- 6.62 loans · $21M · Saint Cloud, MNFull record →
- 7.1 loans · $1M · Milledgeville, GAFull record →
- 8.112 loans · $112M · Irving, TXFull record →
- 9.1 loans · $0M · Ann Arbor, MIFull record →
20+ funded The UPS Store in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SHIP SMART SOLUTIONS LLC in Royal Oak, MI — $1.3M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $963K (75%)
- Approval → funding
- 16 days
- Approved
- 1/26/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Packaging and Labeling Services
Funded by U.S. Bank, National Association · Lender record →
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- KFNJ, LLC in Holly, MI — $150K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ZZAB Hub LLC in Troy, MI — $505K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.21% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $379K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- The UPS Store 8053 in Sterling Heights, MI — $415K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 123 months
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 10 days
- Approved
- 4/18/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Barakah Parcel LLC in Detroit, MI — $465K (2024) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $349K (75%)
- Approval → funding
- 11 days
- Approved
- 3/18/2024
- First disbursed
- 3/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $517K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $69K
- Monthly payment
- $6,541
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
- The UPS Store of Auburn Hills in Auburn Hills, MI — $303K (2024) · Bank of Ann Arbor
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 123 months
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 32 days
- Approved
- 11/2/2023
- First disbursed
- 12/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Bank of Ann Arbor · Lender record →
Your business? Claim this record · Request removal
- L K Woodhams, LLC in Jackson, MI — $290K (2024) · Century Bank and Trust
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (75%)
- Approval → funding
- 55 days
- Approved
- 3/6/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Century Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- AZMS of Rochester Hills LLC in Rochester Hills, MI — $741K (2023) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $556K (75%)
- Approval → funding
- 21 days
- Approved
- 2/7/2023
- First disbursed
- 2/28/2023
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $823K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $113K
- Monthly payment
- $9,387
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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- Ruthie's Company in Brownstown Twp, MI — $478K (2023) · purchase · Flagstar Bank National Association
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $358K (75%)
- Approval → funding
- 7 days
- Approved
- 4/26/2023
- First disbursed
- 5/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $531K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $6,244
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Flagstar Bank National Association
Your business? Claim this record · Request removal
- Boomerang Capital, LLC in Grand Rapids, MI — $450K (2023) · Adventure CU
- Program
- 7a General
- Rate at approval
- 9.5% fixed
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 7 days
- Approved
- 4/26/2023
- First disbursed
- 5/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Adventure CU
Your business? Claim this record · Request removal
- Veera Vel LLC in Livonia, MI — $350K (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 108 days
- Approved
- 7/28/2023
- First disbursed
- 11/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- NAG Enterprise LLC in New Baltimore, MI — $325K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approval → funding
- 1 days
- Approved
- 6/27/2023
- First disbursed
- 6/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- 3 Kews Inc in Muskegon, MI — $173K (2023) · West Shore Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $130K (75%)
- Approval → funding
- 15 days
- Approved
- 12/20/2022
- First disbursed
- 1/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal
- Briman LLC in Muskegon, MI — $86K (2023) · West Shore Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (75%)
- Approval → funding
- 15 days
- Approved
- 12/20/2022
- First disbursed
- 1/4/2023
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal
- Ship Away I, LLC in Traverse City, MI — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 15 days
- Approved
- 10/20/2022
- First disbursed
- 11/4/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NAG Enterprise LLC in New Baltimore, MI — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 6/27/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Brilliant Capital, LLC in Comstock Park, MI — $325K (2022) · Arbor Financial Credit Union
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approval → funding
- 65 days
- Approved
- 11/15/2021
- First disbursed
- 1/19/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Arbor Financial Credit Union
Your business? Claim this record · Request removal
- EARLY-ELY ENTERPRISES INC in Battle Creek, MI — $306K (2022) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 7 days
- Approved
- 9/28/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $339K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $3,747
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Elad-Westland, LLC in Westland, MI — $150K (2022) · People Driven CU
- Program
- 7a General
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 62 days
- Approved
- 2/11/2022
- First disbursed
- 4/14/2022
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by People Driven CU
Your business? Claim this record · Request removal
- CLINE HOLDINGS LLC in Saint Joseph, MI — $100K (2022) · 1st Source Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 119 months
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 14 days
- Approved
- 6/16/2022
- First disbursed
- 6/30/2022
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Support Activities for Transportation
Funded by 1st Source Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $320K typical The UPS Store loan
- 15 lenders active in Michigan
- 20+ funded Michigan deals
- 15 days typical to fund
Buyers buying a The UPS Store in Michigan typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.