Business Services · lender intelligence

How to finance a The UPS Store in Minnesota

State:

Alabama (13)Arizona (10)Arkansas (4)California (124)Colorado (16)Connecticut (8)Delaware (2)District of Columbia (7)Florida (103)Georgia (76)Hawaii (3)Idaho (8)

The SBA 7(a) lenders funding the most The UPS Store deals in Minnesota, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The UPS Store in Minnesota

$306K

Typical loan

range $196K–$445K

$340K

Est. purchase price

≈ loan ÷ 90%

$45,475

Cash to close

$34,000 down + fees

$4,215/mo

Typical payment

~11% · 10yr

$58,167/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

7.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The UPS Store in Minnesota

Ranked by funded The UPS Store loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.116 loans · $120M · Evansville, INFull record →
2.10 loans · $2M · Elk River, MNFull record →
3.12 loans · $3M · Loretto, MNFull record →
4.75 loans · $98M · Sioux Falls, SDFull record →
5.1 loans · $0M · Becker, MNFull record →
6.36 loans · $51M · Carmel, INFull record →
7.4 loans · $2M · Saint Paul, MNFull record →
8.5 loans · $3M · Cold Spring, MNFull record →
9.34 loans · $19M · Arden Hills, MNFull record →
10.46 loans · $27M · Sartell, MNFull record →

26+ funded The UPS Store in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Raju Shipping Solutions LLC in Chaska, MN — $512K (2025) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.65% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$384K (75%)
Approval → funding
85 days
Approved
5/20/2025
First disbursed
8/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
Mahima LLC in Champlin, MN — $347K (2025) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.73% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$260K (75%)
Approved
9/17/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
Jayanti LLC in Faribault, MN — $256K (2025) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$192K (75%)
Approval → funding
28 days
Approved
10/10/2024
First disbursed
11/7/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
White Yeti, Inc. in Duluth, MN — $999K (2024) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$749K (75%)
Approval → funding
4 days
Approved
4/18/2024
First disbursed
4/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
viprn LLC in Wayzata, MN — $844K (2024) · purchase · Granite Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$633K (75%)
Approval → funding
5 days
Approved
10/25/2023
First disbursed
10/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Postal Service
If you were the buyer here
Est. deal size
$937K
Est. down payment (10%)
$94K
Est. cash at closing
$129K
Monthly payment
$10,458
Annual debt service
$125K
Cash flow needed (1.25×)
$157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Granite Bank · Lender record →
Your business? Claim this record · Request removal
Lightship Ventures, LLC in Saint Paul, MN — $375K (2024) · purchase · Drake Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$281K (75%)
Approval → funding
84 days
Approved
4/22/2024
First disbursed
7/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$417K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$5,060
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Drake Bank · Lender record →
Your business? Claim this record · Request removal
JJC GROUP LLC in Hopkins, MN — $579K (2023) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
7.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$434K (75%)
Approval → funding
130 days
Approved
9/23/2023
First disbursed
1/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
All Other Miscellaneous Retailers
If you were the buyer here
Est. deal size
$643K
Est. down payment (10%)
$64K
Est. cash at closing
$86K
Monthly payment
$7,004
Annual debt service
$84K
Cash flow needed (1.25×)
$105K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
RS Shippers LLC in North Oaks, MN — $445K (2023) · purchase · Frandsen Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$334K (75%)
Approval → funding
4 days
Approved
7/6/2023
First disbursed
7/10/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$494K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$6,005
Annual debt service
$72K
Cash flow needed (1.25×)
$90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frandsen Bank and Trust · Lender record →
Your business? Claim this record · Request removal
The UPS Store 2171 in Maplewood, MN — $317K (2023) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$238K (75%)
Approval → funding
6 days
Approved
12/16/2022
First disbursed
12/22/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
P&A Imprint, LLC in Hastings, MN — $250K (2023) · Coulee Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
12 days
Approved
6/29/2023
First disbursed
7/11/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Other Business Service Centers (including Copy Shops)
Funded by Coulee Bank
Your business? Claim this record · Request removal
H.C.T. Company, LLC in Becker, MN — $216K (2023) · Sherburne State Bank
Program
7a General
Rate at approval
7.65% variable
Term
122 months
SBA guaranteed
$162K (75%)
Approval → funding
108 days
Approved
12/12/2022
First disbursed
3/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Sherburne State Bank · Lender record →
Your business? Claim this record · Request removal
Diversified Delivery Services LLC LLC in Minneapolis, MN — $150K (2023) · purchase · Old National Bank
Program
7a General
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
3 days
Approved
10/28/2022
First disbursed
10/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,840
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
The UPS Store 2171 in Maplewood, MN — $30K (2023) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
20 days
Approved
12/17/2022
First disbursed
1/6/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Diversified Delivery Services LLC LLC in Minneapolis, MN — $25K (2023) · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
6 days
Approved
1/18/2023
First disbursed
1/24/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Universal Packaging Plymouth LLC in Minneapolis, MN — $437K (2022) · purchase · The Bank of Elk River
Program
Preferred Lenders Program
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$328K (75%)
Approved
3/22/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Other Business Service Centers (including Copy Shops)
If you were the buyer here
Est. deal size
$486K
Est. down payment (10%)
$49K
Est. cash at closing
$65K
Monthly payment
$4,376
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Elk River · Lender record →
Your business? Claim this record · Request removal
Blue Star Enterprises LLC in Minneapolis, MN — $237K (2022) · purchase · 21st Century Bank
Program
Preferred Lenders Program
Rate at approval
2.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$178K (75%)
Approval → funding
9 days
Approved
3/22/2022
First disbursed
3/31/2022
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$263K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$2,207
Annual debt service
$26K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 21st Century Bank · Lender record →
Your business? Claim this record · Request removal
KGS BUSINESS SERVICES, INC in Maple Grove, MN — $681K (2021) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$612K (90%)
Approval → funding
29 days
Approved
8/2/2021
First disbursed
8/31/2021
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$756K
Est. down payment (10%)
$76K
Est. cash at closing
$101K
Monthly payment
$7,301
Annual debt service
$88K
Cash flow needed (1.25×)
$110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
Xpress Ship n Print LLC in Minneapolis, MN — $447K (2021) · purchase · 21st Century Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$402K (90%)
Approved
8/16/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Office Supplies and Stationery Stores
If you were the buyer here
Est. deal size
$497K
Est. down payment (10%)
$50K
Est. cash at closing
$66K
Monthly payment
$4,796
Annual debt service
$58K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 21st Century Bank · Lender record →
Your business? Claim this record · Request removal
Universal Packaging St Cloud LLC in Saint Cloud, MN — $431K (2021) · purchase · The Bank of Elk River
Program
Preferred Lenders Program
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$388K (90%)
Approval → funding
43 days
Approved
8/12/2021
First disbursed
9/24/2021
Loan status
Paid in full (8/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
All Other Personal Services
If you were the buyer here
Est. deal size
$479K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$4,312
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Elk River · Lender record →
Your business? Claim this record · Request removal
Tash Enterprise, LLC in Chaska, MN — $296K (2021) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$222K (75%)
Approval → funding
224 days
Approved
12/7/2020
First disbursed
7/19/2021
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a The UPS Store in Minnesota? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The UPS Store purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. Old National Bank funds the most here. CapBench is not a lender.

$320K typical The UPS Store loan
13 lenders active in Minnesota
26+ funded Minnesota deals
29 days typical to fund

Buyers buying a The UPS Store in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The UPS Store lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-ups-store/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=the-ups-store&state=MN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.