Home & Trade Services · lender intelligence

How to finance a Tide Dry Cleaners

State:

The SBA 7(a) lenders funding the most Tide Dry Cleaners deals, ranked from public loan records — typical Tide Dry Cleaners loan about $1.2M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Tide Dry Cleaners

$1.22M

Typical loan

range $420K–$1.46M

$1.35M

Est. purchase price

≈ loan ÷ 90%

$185,271

Cash to close

$135,111 down + fees

$15,735/mo

Typical payment

~9.5% · 10yr

$217,143/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

7.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Tide Dry Cleaners

Ranked by funded Tide Dry Cleaners loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1 loans · $1M · Lincoln, NEFull record →
2.1,322 loans · $185M · Wilmington, DEFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.88 loans · $96M · Muncie, INFull record →
5.12 loans · $14M · Mobile, ALFull record →

10+ funded Tide Dry Cleaners deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Clean and Press Solutions LLC in Tampa, FL — $1.8M (2025) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.57% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
18 days
Approved
12/30/2024
First disbursed
1/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$198K
Est. cash at closing
$273K
Monthly payment
$21,245
Annual debt service
$255K
Cash flow needed (1.25×)
$319K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Clean and Press Solutions LLC in Rockledge, FL — $1.7M (2025) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.14% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
9/26/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
65
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$185K
Est. cash at closing
$255K
Monthly payment
$19,476
Annual debt service
$234K
Cash flow needed (1.25×)
$292K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
4C AA LLC in Edgewater, MD — $547K (2025) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
124 months
SBA guaranteed
$410K (75%)
Approval → funding
11 days
Approved
5/1/2025
First disbursed
5/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$608K
Est. down payment (10%)
$61K
Est. cash at closing
$81K
Monthly payment
$6,941
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
4C AA LLC in Annapolis, MD — $407K (2025) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$305K (75%)
Approval → funding
14 days
Approved
9/26/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$452K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$5,266
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Patrick Capital Ventures LLC in Nashville, TN — $1.5M (2024) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
8.75% fixed
Term
126 months
SBA guaranteed
$1.1M (75%)
Approved
5/16/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Patrick Capital Ventures LLC in Nashville, TN — $724K (2024) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
8.75% fixed
Term
126 months
SBA guaranteed
$543K (75%)
Approved
5/16/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Tide Dry-Cleaners in Meriden, CT — $1.2M (2022) · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
305 months
SBA guaranteed
$912K (75%)
Approval → funding
13 days
Approved
5/25/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
Nash Clean, LLC in Cincinnati, OH — $1.3M (2020) · purchase · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approved
4/23/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$149K
Est. cash at closing
$204K
Monthly payment
$14,720
Annual debt service
$177K
Cash flow needed (1.25×)
$221K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Chanhassen Dry Cleaners, LLC in Chanhassen, MN — $420K (2020) · purchase · First Citizens Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (75%)
Approved
3/11/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$467K
Est. down payment (10%)
$47K
Est. cash at closing
$62K
Monthly payment
$4,506
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Citizens Bank
Your business? Claim this record · Request removal
Edina Dry Cleaners, LLC in Minneapolis, MN — $375K (2020) · First Citizens Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$281K (75%)
Approval → funding
47 days
Approved
7/15/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Existing or more than 2 years old
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by First Citizens Bank
Your business? Claim this record · Request removal

Buying a Tide Dry Cleaners? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tide Dry Cleaners businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Tide Dry Cleaners purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Pinnacle Bank funds the most. CapBench is not a lender.

$1.2M typical Tide Dry Cleaners loan
6 lenders fund the brand
14 days typical to fund

Buyers researching a Tide Dry Cleaners typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Tide Dry Cleaners record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/tide-dry-cleaners
API:: https://www.capbench.com/api/public/lenders?franchise=tide-dry-cleaners
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.