Skip to main content
← SBA lenders by franchise

Home & Trade Services · lender intelligence

How to finance a VARSITY ZONE HEATING AND AIR CONDITIONING

Connecticut (1)Florida (1)Tennessee (1)Texas (2)

The SBA 7(a) lenders funding the most VARSITY ZONE HEATING AND AIR CONDITIONING deals, ranked from public loan records — typical VARSITY ZONE HEATING AND AIR CONDITIONING loan about $277K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance VARSITY ZONE HEATING AND AIR CONDITIONING

$277K

Typical loan

range $241K–$333K

$308K

Est. purchase price

≈ loan ÷ 90%

$41,166

Cash to close

$30,778 down + fees

$3,816/mo

Typical payment

~11% · 10yr

$52,661/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

4

Lenders competing

more = leverage

9.45%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with VARSITY ZONE HEATING AND AIR CONDITIONING

Ranked by funded VARSITY ZONE HEATING AND AIR CONDITIONING loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.318 loans · $229M · Osage Beach, MOFull record →
  2. 2.17 loans · $5M · Fort Worth, TXFull record →
  3. 3.103 loans · $64M · Indiana, PAFull record →

5+ funded VARSITY ZONE HEATING AND AIR CONDITIONING deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Stephens Residential and Commercial Services, Inc. in Clinton, TN — $350K (2026) · American National Bank
  • VARSITY ZONE HVAC 119 in San Antonio, TX — $333K (2026) · First Bank of the Lake
  • Logos Collective Inc. in Norwalk, CT — $277K (2026) · First Commonwealth Bank
  • Ready Home Services LLC in Houston, TX — $241K (2026) · First Command Bank
  • Albatross Search Partners LLC in Tampa, FL — $190K (2025) · American National Bank

Buying a VARSITY ZONE HEATING AND AIR CONDITIONING? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to VARSITY ZONE HEATING AND AIR CONDITIONING businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a VARSITY ZONE HEATING AND AIR CONDITIONING purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.

  • $277K typical VARSITY ZONE HEATING AND AIR CONDITIONING loan
  • 4 lenders fund the brand
  • 17 days typical to fund

Buyers researching a VARSITY ZONE HEATING AND AIR CONDITIONING typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerVARSITY ZONE HEATING AND AIR CONDITIONING record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/varsity-zone-heating-and-air-conditioning
API:
https://www.capbench.com/api/public/lenders?franchise=varsity-zone-heating-and-air-conditioning
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
Scroll