Retail & Shops · lender intelligence
How to finance a Winestyles
The SBA 7(a) lenders funding the most Winestyles deals, ranked from public loan records — typical Winestyles loan about $262K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Winestyles
$262K
Typical loan
range $262K–$262K
$291K
Est. purchase price
≈ loan ÷ 90%
$38,936
Cash to close
$29,111 down + fees
$3,609/mo
Typical payment
~11% · 10yr
$49,804/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
6 days
Typical time to fund
1
Lenders competing
more = leverage
6.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Winestyles
Ranked by funded Winestyles loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.31 loans · $11M · Green Bay, WIFull record →
1+ funded Winestyles deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Iowa City Wine LLC in Coralville, IA — $262K (2022) · purchase · Nicolet National Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 6 days
- Approved
- 7/21/2022
- First disbursed
- 7/27/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $291K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $2,942
- Annual debt service
- $35K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Winestyles businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Winestyles purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Nicolet National Bank funds the most. CapBench is not a lender.
- $262K typical Winestyles loan
- 1 lenders fund the brand
- 6 days typical to fund
Buyers researching a Winestyles typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.