Home & Trade Services · lender intelligence

How to finance a Wise Coatings

State:

The SBA 7(a) lenders funding the most Wise Coatings deals, ranked from public loan records — typical Wise Coatings loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Wise Coatings

$150K

Typical loan

range $114K–$176K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

11.11%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Wise Coatings

Ranked by funded Wise Coatings loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.62 loans · $21M · Saint Cloud, MNFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.575 loans · $220M · De Graff, OHFull record →
4.70 loans · $22M · Melrose, MNFull record →

7+ funded Wise Coatings deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KICKAZZCONCEPTS LLC in Gilbert, AZ — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
47 days
Approved
10/23/2024
First disbursed
12/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Building Finishing Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
NW Indiana Flooring LLC in Schererville, IN — $133K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$113K (85%)
Approval → funding
7 days
Approved
2/28/2025
First disbursed
3/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Flooring Contractors
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
ACMK HOLDINGS, LLC in Tanner, AL — $150K (2024) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
21 days
Approved
11/15/2023
First disbursed
12/6/2023
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Flooring Contractors
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
MACHINIST MAKES, LLC in Poquoson, VA — $114K (2024) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$97K (85%)
Approval → funding
43 days
Approved
4/17/2024
First disbursed
5/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Trade Contractors
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
KY GUY HOLDINGS INC. in New Hampton, NH — $195K (2023) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$146K (75%)
Approval → funding
8 days
Approved
9/27/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Flooring Contractors
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
LOKZ, L.L.C. in Raleigh, NC — $176K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$132K (75%)
Approval → funding
7 days
Approved
8/4/2023
First disbursed
8/11/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Flooring Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LOKZ, L.L.C. in Raleigh, NC — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
8/4/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Flooring Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Wise Coatings? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Wise Coatings businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Wise Coatings purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Stearns Bank National Association funds the most. CapBench is not a lender.

$150K typical Wise Coatings loan
4 lenders fund the brand
21 days typical to fund

Buyers researching a Wise Coatings typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Wise Coatings record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/wise-coatings
API:: https://www.capbench.com/api/public/lenders?franchise=wise-coatings
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.