Automotive · lender intelligence

How to finance a Ziebart

State:

The SBA 7(a) lenders funding the most Ziebart deals, ranked from public loan records — typical Ziebart loan about $365K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Ziebart

$365K

Typical loan

range $50K–$480K

$406K

Est. purchase price

≈ loan ÷ 90%

$54,244

Cash to close

$40,556 down + fees

$4,723/mo

Typical payment

~9.5% · 10yr

$65,177/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

40 days

Typical time to fund

Lenders competing

more = leverage

8.44%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Ziebart

Ranked by funded Ziebart loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.35 loans · $33M · Providence, RIFull record →
3.24 loans · $20M · Grand Rapids, MIFull record →
4.5 loans · $5M · Lansing, MIFull record →
5.7 loans · $1M · Marlborough, MAFull record →

12+ funded Ziebart deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

PRIME AUTO BODY, LLC in Pleasant Grove, UT — $578K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$434K (75%)
Approval → funding
29 days
Approved
11/24/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Harborfront Defense, LLC in Spring Lake, MI — $256K (2026) · Independent Bank
Program
Preferred Lenders Program
Rate at approval
10% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$192K (75%)
Approval → funding
63 days
Approved
11/13/2025
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Automotive Parts and Accessories Retailers
Funded by Independent Bank · Lender record →
Your business? Claim this record · Request removal
PRIME AUTO BODY, LLC in Pleasant Grove, UT — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
11/24/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RJG Enterprises, Inc. in Lansing, MI — $417K (2025) · LAF CU
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$313K (75%)
Approval → funding
21 days
Approved
10/11/2024
First disbursed
11/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Retailers
Funded by LAF CU · Lender record →
Your business? Claim this record · Request removal
Hygia Automotive, LLC in Paducah, KY — $365K (2025) · Community Financial Services Bank
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$274K (75%)
Approval → funding
51 days
Approved
3/26/2025
First disbursed
5/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Car Washes
Funded by Community Financial Services Bank
Your business? Claim this record · Request removal
Lambie Services LLC in Canonsburg, PA — $360K (2025) · Citizens Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$270K (75%)
Approval → funding
72 days
Approved
9/30/2025
First disbursed
12/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Citizens Bank, National Association · Lender record →
Your business? Claim this record · Request removal
DEF PROTECT CORP. in Mesa, AZ — $480K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (75%)
Approval → funding
17 days
Approved
7/9/2024
First disbursed
7/26/2024
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Car Washes
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DEF PROTECT CORP. in Mesa, AZ — $40K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
7/9/2024
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Car Washes
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Drizake Automotive Group, Inc in Tridelphia, WV — $390K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approval → funding
0 days
Approved
5/27/2022
First disbursed
5/27/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Parts and Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Drizake Automotive Group, Inc in Tridelphia, WV — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
5/25/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Parts and Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RJG Enterprises Inc in Lansing, MI — $604K (2020) · purchase · The Huntington National Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$453K (75%)
Approval → funding
40 days
Approved
8/21/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$671K
Est. down payment (10%)
$67K
Est. cash at closing
$90K
Monthly payment
$6,630
Annual debt service
$80K
Cash flow needed (1.25×)
$99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Raffa Vehicle Outfitters, LLC in Millbury, MA — $50K (2020) · St. Mary's CU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
12 days
Approved
3/19/2020
First disbursed
3/31/2020
Loan status
Paid in full (8/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Stores
Funded by St. Mary's CU · Lender record →
Your business? Claim this record · Request removal

Buying a Ziebart? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Ziebart businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Ziebart purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$365K typical Ziebart loan
6 lenders fund the brand
40 days typical to fund

Buyers researching a Ziebart typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Ziebart record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ziebart
API:: https://www.capbench.com/api/public/lenders?franchise=ziebart
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.