Business Services · lender intelligence

Financing a architectural services acquisition

State:

The SBA 7(a) lenders funding the most architectural services acquisitions, ranked from public loan records — typical deal about $500K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance architectural services

$725K

Typical loan

range $300K–$1.59M

$806K

Est. purchase price

≈ loan ÷ 90%

$110,462

Cash to close

$80,556 down + fees

$9,381/mo

Typical payment

~9.5% · 10yr

$129,458/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

7.84%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in architectural services

Ranked by funded architectural services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.60 loans · $40M · Clayton, MOFull record →
4.1 loans · $0M · St. Louis, MOFull record →
5.1 loans · $1M · Lincoln, NEFull record →
6.128 loans · $40M · Wilmington, DEFull record →
7.16 loans · $9M · Effingham, ILFull record →
8.196 loans · $21M · Boston, MAFull record →
9.54 loans · $15M · University Park, TXFull record →
10.34 loans · $57M · Charlotte, NCFull record →
11.1 loans · $2M · Manhattan, KSFull record →
12.23 loans · $21M · Greenwood Village, COFull record →
13.13 loans · $18M · Roseburg, ORFull record →
14.32 loans · $54M · Tupelo, MSFull record →
15.99 loans · $43M · Walla Walla, WAFull record →
16.103 loans · $64M · Indiana, PAFull record →
17.44 loans · $25M · Spokane, WAFull record →
18.284 loans · $254M · Cincinnati, OHFull record →
19.31 loans · $44M · Passaic, NJFull record →
20.242 loans · $281M · Chicago, ILFull record →
21.149 loans · $135M · Mukwonago, WIFull record →

35+ funded architectural services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Miller Kelley Architects Inc. in San Francisco, CA — $2.6M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.35% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approved
2/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$292K
Est. cash at closing
$403K
Monthly payment
$32,398
Annual debt service
$389K
Cash flow needed (1.25×)
$486K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Miller Kelley Architects Inc. in San Francisco, CA — $500K (2026) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approved
2/18/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,266
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
RKO Architects LLC in Santa Fe, NM — $405K (2026) · purchase · Community Bank & Trust-West Georgia
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$304K (75%)
Approved
3/13/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$450K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$5,298
Annual debt service
$64K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
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CPZ Architects, Inc. in Plantation, FL — $2.8M (2025) · purchase · Valley National Bank
Program
7a General
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
8 days
Approved
5/27/2025
First disbursed
6/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$314K
Est. cash at closing
$433K
Monthly payment
$35,761
Annual debt service
$429K
Cash flow needed (1.25×)
$536K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
TK Design & Associates Inc. in Novi, MI — $2.5M (2025) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
0 days
Approved
8/20/2025
First disbursed
8/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$29,675
Annual debt service
$356K
Cash flow needed (1.25×)
$445K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Arche LLC in Atlanta, GA — $2.0M (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
132 days
Approved
5/29/2025
First disbursed
10/8/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$228K
Est. cash at closing
$314K
Monthly payment
$27,375
Annual debt service
$329K
Cash flow needed (1.25×)
$411K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Hauser Architects, P.C. in Loveland, CO — $1.0M (2025) · purchase · Bank of Colorado
Program
7a General
Rate at approval
8% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
23 days
Approved
1/8/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$20,276
Annual debt service
$243K
Cash flow needed (1.25×)
$304K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Colorado
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CJB Architecture & Design LLC in O Fallon, MO — $745K (2025) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$559K (75%)
Approval → funding
10 days
Approved
12/17/2024
First disbursed
12/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$828K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,845
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Charles Matsinger Associates, Inc. in Philadelphia, PA — $900K (2024) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$675K (75%)
Approval → funding
17 days
Approved
3/1/2024
First disbursed
3/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$100K
Est. cash at closing
$137K
Monthly payment
$10,919
Annual debt service
$131K
Cash flow needed (1.25×)
$164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
GREGORY SWITZER ARCHITECTURE P.C. in Montclair, NJ — $480K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (75%)
Approval → funding
39 days
Approved
8/26/2024
First disbursed
10/4/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$533K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$6,612
Annual debt service
$79K
Cash flow needed (1.25×)
$99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jensen Design Architects, Inc. in Redmond, WA — $200K (2024) · purchase · Washington Trust Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
10 days
Approved
6/7/2024
First disbursed
6/17/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,480
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
Charles Matsinger Associates, Inc. in Philadelphia, PA — $100K (2024) · purchase · PNC Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
164 days
Approved
3/1/2024
First disbursed
8/12/2024
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,322
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
GREGORY SWITZER ARCHITECTURE P.C. in Montclair, NJ — $100K (2024) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
52 days
Approved
8/26/2024
First disbursed
10/17/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,378
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Alvah M Levine Inc in Saint Louis, MO — $60K (2024) · purchase · Midland States Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.35% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$30K (50%)
Approved
3/26/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$67K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$1,285
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midland States Bank · Lender record →
Your business? Claim this record · Request removal
Alvah M Levine Inc in Saint Louis, MO — $60K (2024) · purchase · Midland States Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.35% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$30K (50%)
Approval → funding
27 days
Approved
3/28/2024
First disbursed
4/24/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$67K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$1,285
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midland States Bank · Lender record →
Your business? Claim this record · Request removal
YATES-CHREITZBERG-HUGHES ARCHITECTS, P.A. in Concord, NC — $2.8M (2023) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
25 days
Approved
3/6/2023
First disbursed
3/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$310K
Est. cash at closing
$428K
Monthly payment
$36,524
Annual debt service
$438K
Cash flow needed (1.25×)
$548K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
DVA Architecture LLC in Cleveland, OH — $2.2M (2023) · purchase · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
6 days
Approved
1/11/2023
First disbursed
1/17/2023
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$249K
Est. cash at closing
$343K
Monthly payment
$29,333
Annual debt service
$352K
Cash flow needed (1.25×)
$440K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Indigo Architecture Consulting, Inc. in Fort Myers, FL — $585K (2023) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
2 days
Approved
12/7/2022
First disbursed
12/9/2022
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$650K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,490
Annual debt service
$90K
Cash flow needed (1.25×)
$112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
YATES-CHREITZBERG-HUGHES ARCHITECTS, P.A. in Concord, NC — $500K (2023) · purchase · Pinnacle Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
30 days
Approved
3/6/2023
First disbursed
4/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,539
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
EGA Architects, P.C. in Newburyport, MA — $1.4M (2022) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
11 days
Approved
2/17/2022
First disbursed
2/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Architectural Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$160K
Est. cash at closing
$220K
Monthly payment
$16,720
Annual debt service
$201K
Cash flow needed (1.25×)
$251K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to architectural services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a architectural services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$500K typical loan
24 lenders fund the industry
23 days typical to fund

Buyers researching a architectural services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/architectural-services
API:: https://www.capbench.com/api/public/lenders?industry=architectural-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.