Hotels & Lodging · lender intelligence
Financing a bed-and-breakfast inns acquisition
The SBA 7(a) lenders funding the most bed-and-breakfast inns acquisitions, ranked from public loan records — typical deal about $1.2M. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance bed-and-breakfast inns
$1.46M
Typical loan
range $740K–$2.11M
$1.62M
Est. purchase price
≈ loan ÷ 90%
$222,376
Cash to close
$162,000 down + fees
$18,866/mo
Typical payment
~9.5% · 10yr
$260,351/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
16 days
Typical time to fund
29
Lenders competing
more = leverage
6.66%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in bed-and-breakfast inns
Ranked by funded bed-and-breakfast inns acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.105 loans · $164M · Brookline, MAFull record →
- 2.868 loans · $362M · Salt Lake City, UTFull record →
- 3.36 loans · $46M · Los Angeles, CAFull record →
- 4.1,927 loans · $207M · Buffalo, NYFull record →
- 5.60 loans · $40M · Clayton, MOFull record →
- 6.31 loans · $11M · Green Bay, WIFull record →
- 7.242 loans · $281M · Chicago, ILFull record →
- 8.9 loans · $13M · Atlanta, GAFull record →
- 9.1 loans · $0M · Ooltewah, TNFull record →
- 10.14 loans · $2M · Cedar City, UTFull record →
- 11.155 loans · $58M · Mountain View, ARFull record →
- 12.2 loans · $0M · Jasper, INFull record →
- 13.2 loans · $0M · Haddon Heights, NJFull record →
- 14.1 loans · $0M · Lena, ILFull record →
- 15.6 loans · $6M · Wellsville, MOFull record →
- 16.27 loans · $28M · Oak Ridge, LAFull record →
- 17.24 loans · $21M · Raleigh, NCFull record →
- 18.16 loans · $7M · Lakewood, WAFull record →
- 19.23 loans · $30M · Stuart, FLFull record →
- 20.1,296 loans · $1.4B · Wilmington, NCFull record →
- 21.20 loans · $31M · Boca Raton, FLFull record →
- 22.33 loans · $54M · Sun Valley, CAFull record →
- 23.32 loans · $54M · Tupelo, MSFull record →
- 24.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 25.9 loans · $6M · Ash Flat, ARFull record →
42+ funded bed-and-breakfast inns deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- South Corner USA LLC in Saint Augustine, FL — $1.7M (2026) · purchase · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $193K
- Est. cash at closing
- $265K
- Monthly payment
- $15,461
- Annual debt service
- $186K
- Cash flow needed (1.25×)
- $232K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Climate First Bank · Lender record →
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- 2120 S LOUISIANA STREET LLC in Little Rock, AR — $1.4M (2026) · purchase · FNBC Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 1 days
- Approved
- 11/20/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $159K
- Est. cash at closing
- $218K
- Monthly payment
- $11,977
- Annual debt service
- $144K
- Cash flow needed (1.25×)
- $180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FNBC Bank · Lender record →
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- Polo House and Bungalows in Santa Ynez, CA — $4.3M (2025) · purchase · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 80 days
- Approved
- 9/28/2025
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $472K
- Est. cash at closing
- $653K
- Monthly payment
- $35,666
- Annual debt service
- $428K
- Cash flow needed (1.25×)
- $535K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
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- Walla Walla Wes Hotel LLC in Walla Walla, WA — $2.4M (2025) · purchase · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 16 days
- Approved
- 6/11/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $267K
- Est. cash at closing
- $368K
- Monthly payment
- $20,166
- Annual debt service
- $242K
- Cash flow needed (1.25×)
- $302K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
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- Prestige Point LLC in Marietta, GA — $2.2M (2025) · purchase · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 10 days
- Approved
- 6/3/2025
- First disbursed
- 6/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $241K
- Est. cash at closing
- $332K
- Monthly payment
- $18,974
- Annual debt service
- $228K
- Cash flow needed (1.25×)
- $285K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
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- Hearth & Green LLC in Richland Center, WI — $5.0M (2024) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 9 days
- Approved
- 6/12/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $43,280
- Annual debt service
- $519K
- Cash flow needed (1.25×)
- $649K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Barley Sheaf Sweat, LLC in Holicong, PA — $5.0M (2024) · purchase · Beacon Bank and Trust
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 17 days
- Approved
- 9/9/2024
- First disbursed
- 9/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $46,319
- Annual debt service
- $556K
- Cash flow needed (1.25×)
- $695K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Sunny Day Stay Inc in Saint Petersburg, FL — $2.5M (2024) · purchase · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 26 days
- Approved
- 8/28/2024
- First disbursed
- 9/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $279K
- Est. cash at closing
- $385K
- Monthly payment
- $25,056
- Annual debt service
- $301K
- Cash flow needed (1.25×)
- $376K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
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- Lucerne Partners LLC in Lake Worth Beach, FL — $1.2M (2024) · purchase · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 304 months
- SBA guaranteed
- $866K (75%)
- Approval → funding
- 26 days
- Approved
- 12/9/2023
- First disbursed
- 1/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $128K
- Est. cash at closing
- $176K
- Monthly payment
- $10,670
- Annual debt service
- $128K
- Cash flow needed (1.25×)
- $160K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Paradise Bank · Lender record →
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- Larkspur Inc. in Louisa, VA — $1.5M (2023) · purchase · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 18 days
- Approved
- 6/12/2023
- First disbursed
- 6/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $169K
- Est. cash at closing
- $232K
- Monthly payment
- $13,008
- Annual debt service
- $156K
- Cash flow needed (1.25×)
- $195K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
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- ZIMMERMAN B&B LLC in Warrensburg, NY — $710K (2023) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $533K (75%)
- Approval → funding
- 6 days
- Approved
- 10/25/2022
- First disbursed
- 10/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $789K
- Est. down payment (10%)
- $79K
- Est. cash at closing
- $108K
- Monthly payment
- $5,837
- Annual debt service
- $70K
- Cash flow needed (1.25×)
- $88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- Nuwray LLC in Burnsville, NC — $2.7M (2022) · purchase · Bank of Oak Ridge
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 61 days
- Approved
- 1/20/2022
- First disbursed
- 3/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $298K
- Est. cash at closing
- $412K
- Monthly payment
- $16,094
- Annual debt service
- $193K
- Cash flow needed (1.25×)
- $241K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
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- Welty House Llc in Gettysburg, PA — $2.1M (2022) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 15 days
- Approved
- 4/14/2022
- First disbursed
- 4/29/2022
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $234K
- Est. cash at closing
- $323K
- Monthly payment
- $13,919
- Annual debt service
- $167K
- Cash flow needed (1.25×)
- $209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- T4C Inn LLC in Bennington, VT — $1.9M (2022) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 21 days
- Approved
- 3/10/2022
- First disbursed
- 3/31/2022
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $212K
- Est. cash at closing
- $291K
- Monthly payment
- $11,984
- Annual debt service
- $144K
- Cash flow needed (1.25×)
- $180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- MARKANDSHERI INC in Harrisburg, PA — $1.7M (2022) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 19 days
- Approved
- 3/11/2022
- First disbursed
- 3/30/2022
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $191K
- Est. cash at closing
- $262K
- Monthly payment
- $11,050
- Annual debt service
- $133K
- Cash flow needed (1.25×)
- $166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Wilkinvero Investments LLC in Friday Harbor, WA — $1.6M (2022) · purchase · Harborstone CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 21 days
- Approved
- 3/3/2022
- First disbursed
- 3/24/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $176K
- Est. cash at closing
- $241K
- Monthly payment
- $9,709
- Annual debt service
- $117K
- Cash flow needed (1.25×)
- $146K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
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- OH2CO LLC in Woodland Park, CO — $1.4M (2022) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 17 days
- Approved
- 12/14/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $151K
- Est. cash at closing
- $207K
- Monthly payment
- $8,769
- Annual debt service
- $105K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
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- Mountain Laurel Creek Inn & Spa in Dahlonega, GA — $1.2M (2022) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $876K (75%)
- Approval → funding
- 13 days
- Approved
- 12/2/2021
- First disbursed
- 12/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $130K
- Est. cash at closing
- $178K
- Monthly payment
- $6,659
- Annual debt service
- $80K
- Cash flow needed (1.25×)
- $100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
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- BLUE TWILIGHT INC in Wilmington, NC — $836K (2022) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $627K (75%)
- Approval → funding
- 5 days
- Approved
- 2/3/2022
- First disbursed
- 2/8/2022
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $929K
- Est. down payment (10%)
- $93K
- Est. cash at closing
- $127K
- Monthly payment
- $5,388
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
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- Honor RE LLC in Sturgeon Bay, WI — $724K (2022) · purchase · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $543K (75%)
- Approval → funding
- 0 days
- Approved
- 1/31/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $804K
- Est. down payment (10%)
- $80K
- Est. cash at closing
- $110K
- Monthly payment
- $4,675
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
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Financing a bed-and-breakfast inns deal? Start with a lender that knows it
We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to bed-and-breakfast inns businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a bed-and-breakfast inns acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Beacon Bank and Trust funds the most. CapBench is not a lender.
- $1.2M typical loan
- 29 lenders fund the industry
- 0% default (FY20–23)
- 16 days typical to fund
Buyers researching a bed-and-breakfast inns deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.