Lender intelligence
Financing a convenience stores acquisition in Texas
The SBA 7(a) lenders funding the most convenience stores acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance convenience stores in Texas
$531K
Typical loan
range $350K–$1.05M
$590K
Est. purchase price
≈ loan ÷ 90%
$78,913
Cash to close
$59,000 down + fees
$6,944/mo
Typical payment
~9.75% · 10yr
$95,827/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
11
Lenders competing
more = leverage
5.48%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in convenience stores · Texas
Ranked by funded convenience stores acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.18 loans · $20M · Fort Lee, NJFull record →
- 2.868 loans · $362M · Salt Lake City, UTFull record →
- 3.112 loans · $112M · Irving, TXFull record →
- 4.15 loans · $20M · Madisonville, KYFull record →
- 5.60 loans · $40M · Clayton, MOFull record →
- 6.83 loans · $143M · Los Angeles, CAFull record →
- 7.2 loans · $0M · Elgin, TXFull record →
- 8.85 loans · $148M · Los Angeles, CAFull record →
- 9.60 loans · $130M · Doraville, GAFull record →
- 10.34 loans · $26M · Kalispell, MTFull record →
- 11.128 loans · $40M · Wilmington, DEFull record →
13+ funded Convenience Stores in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Q-Mart Investment Inc. in Quinlan, TX — $1.1M (2021) · purchase · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 239 months
- SBA guaranteed
- $1.0M (90%)
- Approval → funding
- 21 days
- Approved
- 2/1/2021
- First disbursed
- 2/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $127K
- Est. cash at closing
- $175K
- Monthly payment
- $7,269
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First United Bank and Trust Company · Lender record →
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- SST Petroleum, LLC. in Killeen, TX — $909K (2021) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $682K (75%)
- Approved
- 12/11/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $101K
- Est. cash at closing
- $138K
- Monthly payment
- $5,314
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
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- The Strawn Store, Inc. in Strawn, TX — $531K (2021) · purchase · Glacier Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 299 months
- SBA guaranteed
- $478K (90%)
- Approval → funding
- 12 days
- Approved
- 6/10/2021
- First disbursed
- 6/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $590K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $79K
- Monthly payment
- $2,455
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
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- ZOEB BUSINESS LLC in Waco, TX — $361K (2021) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $325K (90%)
- Approval → funding
- 15 days
- Approved
- 7/16/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $401K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $2,235
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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- SMR TX Investments LLC in Fort Worth, TX — $350K (2021) · purchase · New Millennium Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 3 days
- Approved
- 12/15/2020
- First disbursed
- 12/18/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,755
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New Millennium Bank · Lender record →
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- Morgan Mill Stop in Hico, TX — $328K (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $295K (90%)
- Approval → funding
- 1 days
- Approved
- 6/23/2021
- First disbursed
- 6/24/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $364K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $49K
- Monthly payment
- $2,014
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Walid and Singh Hospitality, LLC in Buda, TX — $304K (2021) · purchase · Frontier Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 66 days
- Approved
- 11/17/2020
- First disbursed
- 1/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $338K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $3,339
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frontier Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- NS3 ALLIANCE INCORPORATED in Mesquite, TX — $1.8M (2020) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 11 days
- Approved
- 8/20/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $200K
- Est. cash at closing
- $275K
- Monthly payment
- $10,262
- Annual debt service
- $123K
- Cash flow needed (1.25×)
- $154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- norsat enterprises inc in Garland, TX — $1.3M (2020) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $972K (75%)
- Approval → funding
- 17 days
- Approved
- 1/14/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $144K
- Est. cash at closing
- $197K
- Monthly payment
- $8,954
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- LG LLC in Grand Prairie, TX — $1.1M (2020) · purchase · Commonwealth Business Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 204 mo (17 yrs)
- SBA guaranteed
- $788K (75%)
- Approval → funding
- 23 days
- Approved
- 11/7/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $117K
- Est. cash at closing
- $160K
- Monthly payment
- $8,369
- Annual debt service
- $100K
- Cash flow needed (1.25×)
- $126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- Bennet Convenience LLC in Fort Stockton, TX — $801K (2020) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $601K (75%)
- Approval → funding
- 69 days
- Approved
- 4/22/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $890K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $7,176
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Starshine Fortune Inc in Dallas, TX — $477K (2020) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $358K (75%)
- Approval → funding
- 48 days
- Approved
- 2/12/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $530K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $3,147
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- Springtown Rangila Inc in Springtown, TX — $330K (2020) · purchase · New Millennium Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 31 days
- Approved
- 3/30/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $367K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $3,789
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Texas project address.
Agent summary
How to finance a convenience stores acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. New Millennium Bank funds the most here. CapBench is not a lender.
- $578K typical loan
- 11 lenders active in Texas
- 13+ funded Texas deals
- 21 days typical to fund
Buyers buying a convenience stores in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.