Home & Trade Services · lender intelligence

Financing a exterminating and pest control services acquisition

State:

The SBA 7(a) lenders funding the most exterminating and pest control services acquisitions, ranked from public loan records — typical deal about $339K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance exterminating and pest control services

$407K

Typical loan

range $214K–$915K

$452K

Est. purchase price

≈ loan ÷ 90%

$60,441

Cash to close

$45,189 down + fees

$5,263/mo

Typical payment

~9.5% · 10yr

$72,629/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

23 days

Typical time to fund

Lenders competing

more = leverage

8.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in exterminating and pest control services

Ranked by funded exterminating and pest control services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.31 loans · $13M · Louisville, KYFull record →
4.29 loans · $28M · Quincy, CAFull record →
5.13 loans · $18M · Roseburg, ORFull record →
6.105 loans · $51M · Fitzgerald, GAFull record →
7.78 loans · $79M · New Orleans, LAFull record →
8.8 loans · $4M · Fredericksburg, TXFull record →
9.868 loans · $362M · Salt Lake City, UTFull record →
10.46 loans · $27M · Sartell, MNFull record →
11.3,264 loans · $846M · Miami, FLFull record →
12.1 loans · $0M · Saint Louis, MOFull record →
13.242 loans · $281M · Chicago, ILFull record →
14.7 loans · $9M · Omaha, NEFull record →
15.41 loans · $21M · Wichita, KSFull record →
16.1 loans · $1M · Lincoln, NEFull record →
17.1,927 loans · $207M · Buffalo, NYFull record →
18.7 loans · $11M · Mcleansboro, ILFull record →
19.88 loans · $96M · Muncie, INFull record →
20.60 loans · $40M · Clayton, MOFull record →
21.98 loans · $309M · Las Vegas, NVFull record →
22.1 loans · $0M · Harrisonburg, VAFull record →
23.12 loans · $9M · Belzoni, MSFull record →
24.196 loans · $21M · Boston, MAFull record →
25.33 loans · $54M · Sun Valley, CAFull record →

92+ funded exterminating and pest control services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MOJO MQX HOLDINGS,LLC in Jacksonville, FL — $3.4M (2026) · purchase · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (75%)
Approval → funding
35 days
Approved
1/22/2026
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$374K
Est. cash at closing
$516K
Monthly payment
$42,129
Annual debt service
$506K
Cash flow needed (1.25×)
$632K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
Critter One LLC in San Antonio, TX — $2.6M (2026) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
28 days
Approved
11/17/2025
First disbursed
12/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$283K
Est. cash at closing
$391K
Monthly payment
$33,000
Annual debt service
$396K
Cash flow needed (1.25×)
$495K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Mosquito Squad of Hampton Roads in Virginia Beach, VA — $2.1M (2026) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
17 days
Approved
12/19/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$236K
Est. cash at closing
$325K
Monthly payment
$26,925
Annual debt service
$323K
Cash flow needed (1.25×)
$404K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Recon Pest Operations LLC in Seneca, KS — $2.1M (2026) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approved
2/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$229K
Est. cash at closing
$316K
Monthly payment
$23,710
Annual debt service
$285K
Cash flow needed (1.25×)
$356K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
BROWN BEAR LLC in Manchester, NH — $1.9M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
20 days
Approved
1/23/2026
First disbursed
2/12/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$217K
Est. cash at closing
$298K
Monthly payment
$24,177
Annual debt service
$290K
Cash flow needed (1.25×)
$363K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
PestLocal, LLC in Portland, OR — $1.6M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
32 days
Approved
12/1/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$176K
Est. cash at closing
$241K
Monthly payment
$19,170
Annual debt service
$230K
Cash flow needed (1.25×)
$288K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
RPP CT Franchise LLC in Madison, CT — $1.3M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$969K (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$143K
Est. cash at closing
$197K
Monthly payment
$15,771
Annual debt service
$189K
Cash flow needed (1.25×)
$237K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Heathcock Holdings, LLC in Hattiesburg, MS — $863K (2026) · purchase · Southern Bancorp Bank
Program
Preferred Lenders Program
Rate at approval
7.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$647K (75%)
Approval → funding
18 days
Approved
11/13/2025
First disbursed
12/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$959K
Est. down payment (10%)
$96K
Est. cash at closing
$131K
Monthly payment
$10,239
Annual debt service
$123K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bancorp Bank · Lender record →
Your business? Claim this record · Request removal
STAR ISLAND CAPITAL LLC in Amherst, NH — $802K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$602K (75%)
Approved
3/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$891K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$10,051
Annual debt service
$121K
Cash flow needed (1.25×)
$151K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
NEEYATI INC in Cypress, CA — $786K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$590K (75%)
Approved
2/5/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$874K
Est. down payment (10%)
$87K
Est. cash at closing
$120K
Monthly payment
$9,856
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
X-Team Pest Solutions LLC in New Bern, NC — $540K (2026) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$405K (75%)
Approved
3/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$600K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$6,840
Annual debt service
$82K
Cash flow needed (1.25×)
$103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Corning Pest Solutions LLC in Horseheads, NY — $430K (2026) · purchase · First Heritage Federal Credit Union
Program
7a General
Rate at approval
8.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$323K (75%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$478K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,274
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Heritage Federal Credit Union · Lender record →
Your business? Claim this record · Request removal
CNG Management LLC in Saint Cloud, FL — $352K (2026) · purchase · DFCU Financial
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$264K (75%)
Approval → funding
32 days
Approved
1/26/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$391K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,603
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
TC PEST CONTROL in Lincoln, NE — $308K (2026) · purchase · Union Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
7.55% variable
Term
120 mo (10 yrs)
SBA guaranteed
$231K (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$342K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,664
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Union Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
PestLocal, LLC in Portland, OR — $250K (2026) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
35 days
Approved
11/28/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,033
Annual debt service
$36K
Cash flow needed (1.25×)
$45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
RPP CT Franchise LLC in Madison, CT — $200K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
2/26/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,507
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BROWN BEAR LLC in Manchester, NH — $175K (2026) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$88K (50%)
Approval → funding
21 days
Approved
1/22/2026
First disbursed
2/12/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$194K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$2,193
Annual debt service
$26K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
NEEYATI INC in Cypress, CA — $50K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/5/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$627
Annual debt service
$8K
Cash flow needed (1.25×)
$9K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
STAR ISLAND CAPITAL LLC in Amherst, NH — $50K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/23/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$627
Annual debt service
$8K
Cash flow needed (1.25×)
$9K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TC PEST CONTROL in Lincoln, NE — $15K (2026) · purchase · Union Bank and Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$8K (50%)
Approved
1/28/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Exterminating and Pest Control Services
If you were the buyer here
Est. deal size
$17K
Est. down payment (10%)
$2K
Est. cash at closing
$2K
Monthly payment
$180
Annual debt service
$2K
Cash flow needed (1.25×)
$3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Union Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to exterminating and pest control services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a exterminating and pest control services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$339K typical loan
56 lenders fund the industry
0% default (FY20–23)
23 days typical to fund

Buyers researching a exterminating and pest control services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/exterminating-and-pest-control-services
API:: https://www.capbench.com/api/public/lenders?industry=exterminating-and-pest-control-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.