Lender intelligence
Financing a flooring contractors acquisition in Missouri
The SBA 7(a) lenders funding the most flooring contractors acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance flooring contractors in Missouri
$1.68M
Typical loan
range $1.11M–$3.42M
$1.87M
Est. purchase price
≈ loan ÷ 90%
$256,617
Cash to close
$186,667 down + fees
$21,739/mo
Typical payment
~9.5% · 10yr
$299,998/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
3
Lenders competing
more = leverage
9.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in flooring contractors · Missouri
Ranked by funded flooring contractors acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.65 loans · $78M · Springfield, MOFull record →
- 2.3,264 loans · $846M · Miami, FLFull record →
- 3.1 loans · $2M · Manhattan, KSFull record →
4+ funded Flooring Contractors in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Gates Floor and More LLC in Warrensburg, MO — $200K (2025) · purchase · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 1 days
- Approved
- 9/18/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,699
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
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- JUST THE FLOOR OF US LLC in Joplin, MO — $3.4M (2023) · purchase · OakStar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 4 days
- Approved
- 9/29/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $380K
- Est. cash at closing
- $525K
- Monthly payment
- $47,621
- Annual debt service
- $571K
- Cash flow needed (1.25×)
- $714K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
- JUST THE FLOOR OF US LLC in Joplin, MO — $1.1M (2023) · purchase · OakStar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $830K (75%)
- Approval → funding
- 4 days
- Approved
- 9/29/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $123K
- Est. cash at closing
- $169K
- Monthly payment
- $11,046
- Annual debt service
- $133K
- Cash flow needed (1.25×)
- $166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
- Armstrong-Citywide Inc in Grandview, MO — $1.7M (2020) · purchase · Landmark National Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 9 days
- Approved
- 2/20/2020
- First disbursed
- 2/29/2020
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $187K
- Est. cash at closing
- $257K
- Monthly payment
- $18,651
- Annual debt service
- $224K
- Cash flow needed (1.25×)
- $280K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Landmark National Bank · Lender record →
Your business? Claim this record · Request removal
Financing a flooring contractors deal in Missouri? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to flooring contractors businesses with a Missouri project address.
Agent summary
How to finance a flooring contractors acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. OakStar Bank funds the most here. CapBench is not a lender.
- $391K typical loan
- 3 lenders active in Missouri
- 4+ funded Missouri deals
- 4 days typical to fund
Buyers buying a flooring contractors in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.