Retail & Shops · lender intelligence
Financing a furniture stores acquisition
The SBA 7(a) lenders funding the most furniture stores acquisitions, ranked from public loan records — typical deal about $899K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance furniture stores
$510K
Typical loan
range $328K–$1.07M
$567K
Est. purchase price
≈ loan ÷ 90%
$75,792
Cash to close
$56,667 down + fees
$6,599/mo
Typical payment
~9.5% · 10yr
$91,066/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.9%
Still performing
3.1% default · FY20–23
18 days
Typical time to fund
25
Lenders competing
more = leverage
5.48%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in furniture stores
Ranked by funded furniture stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.10 loans · $7M · Middleton, WIFull record →
- 3.1 loans · $1M · Lincoln, NEFull record →
- 4.105 loans · $164M · Brookline, MAFull record →
- 5.9 loans · $5M · Wausau, WIFull record →
- 6.868 loans · $362M · Salt Lake City, UTFull record →
- 7.3 loans · $1M · Cleveland, WIFull record →
- 8.13 loans · $1M · Glens Falls, NYFull record →
- 9.2 loans · $1M · Austin, TXFull record →
- 10.4 loans · $2M · Grand Junction, COFull record →
- 11.328 loans · $134M · Cleveland, OHFull record →
- 12.99 loans · $43M · Walla Walla, WAFull record →
- 13.5 loans · $2M · Beresford, SDFull record →
- 14.7 loans · $3M · Laurel, MTFull record →
- 15.1 loans · $0M · Saint Louis, MOFull record →
- 16.31 loans · $24M · Malvern, PAFull record →
- 17.29 loans · $28M · Quincy, CAFull record →
- 18.1,927 loans · $207M · Buffalo, NYFull record →
- 19.1 loans · $0M · Columbus, MSFull record →
- 20.46 loans · $47M · Asheville, NCFull record →
- 21.575 loans · $220M · De Graff, OHFull record →
- 22.318 loans · $229M · Osage Beach, MOFull record →
32+ funded furniture stores deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lee Fam LLC in Mckinney, TX — $25K (2023) · purchase · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 2 days
- Approved
- 11/2/2022
- First disbursed
- 11/4/2022
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $317
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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- EV Southern LLC in Birmingham, AL — $945K (2022) · purchase · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 89 months
- SBA guaranteed
- $709K (75%)
- Approval → funding
- 12 days
- Approved
- 12/10/2021
- First disbursed
- 12/22/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $105K
- Est. cash at closing
- $144K
- Monthly payment
- $13,181
- Annual debt service
- $158K
- Cash flow needed (1.25×)
- $198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
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- Chadwick Interiors LLC in Casper, WY — $500K (2022) · purchase · Hilltop National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 14 days
- Approved
- 12/16/2021
- First disbursed
- 12/30/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $9,436
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hilltop National Bank
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- MOUNTAIN MAKER HOLDINGS LLC in Lexington, NC — $4.5M (2021) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.4M (75%)
- Approval → funding
- 3 days
- Approved
- 10/13/2020
- First disbursed
- 10/16/2020
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $5.0M
- Est. down payment (10%)
- $505K
- Est. cash at closing
- $698K
- Monthly payment
- $25,246
- Annual debt service
- $303K
- Cash flow needed (1.25×)
- $379K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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- GOOD'S HOME FURNISHINGS in Hickory, NC — $4.5M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.5M (77%)
- Approval → funding
- 31 days
- Approved
- 8/2/2021
- First disbursed
- 9/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $5.0M
- Est. down payment (10%)
- $500K
- Est. cash at closing
- $692K
- Monthly payment
- $47,729
- Annual debt service
- $573K
- Cash flow needed (1.25×)
- $716K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- RHMT, LLC in Billings, MT — $4.2M (2021) · purchase · The Yellowstone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (89%)
- Approval → funding
- 15 days
- Approved
- 4/15/2021
- First disbursed
- 4/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $467K
- Est. cash at closing
- $645K
- Monthly payment
- $44,036
- Annual debt service
- $528K
- Cash flow needed (1.25×)
- $661K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Yellowstone Bank · Lender record →
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- BC Interiors, LLC in Boulder, CO — $4.0M (2021) · purchase · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.5M (88%)
- Approval → funding
- 2 days
- Approved
- 6/28/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $4.4M
- Est. down payment (10%)
- $440K
- Est. cash at closing
- $609K
- Monthly payment
- $42,520
- Annual debt service
- $510K
- Cash flow needed (1.25×)
- $638K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
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- Klez, LLC in Redding, CA — $2.4M (2021) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.2% variable
- Term
- 228 mo (19 yrs)
- SBA guaranteed
- $2.2M (90%)
- Approval → funding
- 13 days
- Approved
- 7/2/2021
- First disbursed
- 7/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $267K
- Est. cash at closing
- $368K
- Monthly payment
- $15,297
- Annual debt service
- $184K
- Cash flow needed (1.25×)
- $229K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
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- Walton and Kayla Shepherd, LLC in Spruce Pine, NC — $1.3M (2021) · purchase · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 257 months
- SBA guaranteed
- $956K (75%)
- Approval → funding
- 35 days
- Approved
- 9/30/2021
- First disbursed
- 11/4/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $142K
- Est. cash at closing
- $194K
- Monthly payment
- $8,638
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Furniture Plus Hudson, Inc. in Hudson, NY — $1.1M (2021) · purchase · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $967K (90%)
- Approval → funding
- 40 days
- Approved
- 7/30/2021
- First disbursed
- 9/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $119K
- Est. cash at closing
- $164K
- Monthly payment
- $11,391
- Annual debt service
- $137K
- Cash flow needed (1.25×)
- $171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Florida Family Furniture LLC in Clermont, FL — $766K (2021) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $689K (90%)
- Approval → funding
- 5 days
- Approved
- 6/18/2021
- First disbursed
- 6/23/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $851K
- Est. down payment (10%)
- $85K
- Est. cash at closing
- $117K
- Monthly payment
- $8,504
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Wilson's Furniture Inc. in Ferndale, WA — $678K (2021) · purchase · Banner Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $610K (90%)
- Approval → funding
- 8 days
- Approved
- 2/24/2021
- First disbursed
- 3/4/2021
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $753K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $101K
- Monthly payment
- $7,358
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
- Valar Creations LLC in Phoenix, AZ — $528K (2021) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $475K (90%)
- Approval → funding
- 11 days
- Approved
- 6/17/2021
- First disbursed
- 6/28/2021
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $587K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $78K
- Monthly payment
- $5,862
- Annual debt service
- $70K
- Cash flow needed (1.25×)
- $88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
- BC Interiors, LLC in Boulder, CO — $510K (2021) · purchase · IncredibleBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (50%)
- Approval → funding
- 17 days
- Approved
- 7/6/2021
- First disbursed
- 7/23/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $5,472
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
- GOOD'S HOME FURNISHINGS in Hickory, NC — $500K (2021) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 45 days
- Approved
- 8/2/2021
- First disbursed
- 9/16/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $5,365
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DelliCompagni Holdings, LLC in Hockessin, DE — $480K (2021) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $432K (90%)
- Approval → funding
- 19 days
- Approved
- 3/12/2021
- First disbursed
- 3/31/2021
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $533K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $5,329
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- DelliCompagni Holdings, LLC in Hockessin, DE — $300K (2021) · purchase · Beacon Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 19 days
- Approved
- 3/12/2021
- First disbursed
- 3/31/2021
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $2,774
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Nick Frances Enterprises LLC in Ruidoso Downs, NM — $249K (2021) · purchase · First Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $187K (75%)
- Approval → funding
- 3 days
- Approved
- 3/16/2021
- First disbursed
- 3/19/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $277K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $1,385
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Savings Bank · Lender record →
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- Blaze Two LLC in Birmingham, AL — $137K (2021) · purchase · BankFirst Financial Services
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $124K (90%)
- Approval → funding
- 18 days
- Approved
- 8/2/2021
- First disbursed
- 8/20/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $153K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $1,525
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankFirst Financial Services · Lender record →
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- Old Brick Furniture Co., Inc. in Albany, NY — $3.4M (2020) · purchase · Arrow Bank National Association
- Program
- 7a General
- Rate at approval
- 4% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 48 days
- Approved
- 8/13/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 77
- Business age
- Change of Ownership
- Industry
- Furniture Stores
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $380K
- Est. cash at closing
- $525K
- Monthly payment
- $34,626
- Annual debt service
- $416K
- Cash flow needed (1.25×)
- $519K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Arrow Bank National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to furniture stores businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a furniture stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $899K typical loan
- 25 lenders fund the industry
- 3.1% default (FY20–23)
- 18 days typical to fund
Buyers researching a furniture stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.