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Retail & Shops · lender intelligence

Financing a furniture stores acquisition

The SBA 7(a) lenders funding the most furniture stores acquisitions, ranked from public loan records — typical deal about $899K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance furniture stores

$510K

Typical loan

range $328K–$1.07M

$567K

Est. purchase price

≈ loan ÷ 90%

$75,792

Cash to close

$56,667 down + fees

$6,599/mo

Typical payment

~9.5% · 10yr

$91,066/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

96.9%

Still performing

3.1% default · FY20–23

18 days

Typical time to fund

25

Lenders competing

more = leverage

5.48%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in furniture stores

Ranked by funded furniture stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.10 loans · $7M · Middleton, WIFull record →
  3. 3.1 loans · $1M · Lincoln, NEFull record →
  4. 4.105 loans · $164M · Brookline, MAFull record →
  5. 5.9 loans · $5M · Wausau, WIFull record →
  6. 6.868 loans · $362M · Salt Lake City, UTFull record →
  7. 7.3 loans · $1M · Cleveland, WIFull record →
  8. 8.13 loans · $1M · Glens Falls, NYFull record →
  9. 9.2 loans · $1M · Austin, TXFull record →
  10. 10.4 loans · $2M · Grand Junction, COFull record →
  11. 11.328 loans · $134M · Cleveland, OHFull record →
  12. 12.99 loans · $43M · Walla Walla, WAFull record →
  13. 13.5 loans · $2M · Beresford, SDFull record →
  14. 14.7 loans · $3M · Laurel, MTFull record →
  15. 15.1 loans · $0M · Saint Louis, MOFull record →
  16. 16.31 loans · $24M · Malvern, PAFull record →
  17. 17.29 loans · $28M · Quincy, CAFull record →
  18. 18.1,927 loans · $207M · Buffalo, NYFull record →
  19. 19.1 loans · $0M · Columbus, MSFull record →
  20. 20.46 loans · $47M · Asheville, NCFull record →
  21. 21.575 loans · $220M · De Graff, OHFull record →
  22. 22.318 loans · $229M · Osage Beach, MOFull record →

32+ funded furniture stores deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Lee Fam LLC in Mckinney, TX$25K (2023) · purchase · First Bank of the Lake
  • EV Southern LLC in Birmingham, AL$945K (2022) · purchase · United Midwest Savings Bank National Association
  • Chadwick Interiors LLC in Casper, WY$500K (2022) · purchase · Hilltop National Bank
  • MOUNTAIN MAKER HOLDINGS LLC in Lexington, NC$4.5M (2021) · purchase · Pinnacle Bank
  • GOOD'S HOME FURNISHINGS in Hickory, NC$4.5M (2021) · purchase · Live Oak Banking Company
  • RHMT, LLC in Billings, MT$4.2M (2021) · purchase · The Yellowstone Bank
  • BC Interiors, LLC in Boulder, CO$4.0M (2021) · purchase · IncredibleBank
  • Klez, LLC in Redding, CA$2.4M (2021) · purchase · Plumas Bank
  • Walton and Kayla Shepherd, LLC in Spruce Pine, NC$1.3M (2021) · purchase · HomeTrust Bank
  • Furniture Plus Hudson, Inc. in Hudson, NY$1.1M (2021) · purchase · Manufacturers and Traders Trust Company
  • Florida Family Furniture LLC in Clermont, FL$766K (2021) · purchase · Customers Bank
  • Wilson's Furniture Inc. in Ferndale, WA$678K (2021) · purchase · Banner Bank
  • Valar Creations LLC in Phoenix, AZ$528K (2021) · purchase · St. Louis Bank
  • BC Interiors, LLC in Boulder, CO$510K (2021) · purchase · IncredibleBank
  • GOOD'S HOME FURNISHINGS in Hickory, NC$500K (2021) · purchase · Live Oak Banking Company
  • DelliCompagni Holdings, LLC in Hockessin, DE$480K (2021) · purchase · Beacon Bank and Trust
  • DelliCompagni Holdings, LLC in Hockessin, DE$300K (2021) · purchase · Beacon Bank and Trust
  • Nick Frances Enterprises LLC in Ruidoso Downs, NM$249K (2021) · purchase · First Savings Bank
  • Blaze Two LLC in Birmingham, AL$137K (2021) · purchase · BankFirst Financial Services
  • Old Brick Furniture Co., Inc. in Albany, NY$3.4M (2020) · purchase · Arrow Bank National Association

Financing a furniture stores deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to furniture stores businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a furniture stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $899K typical loan
  • 25 lenders fund the industry
  • 3.1% default (FY20–23)
  • 18 days typical to fund

Buyers researching a furniture stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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