Financing a janitorial services acquisition in Texas

State:

The SBA 7(a) lenders funding the most janitorial services acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance janitorial services in Texas

$594K

Typical loan

range $350K–$1.33M

$660K

Est. purchase price

≈ loan ÷ 90%

$88,261

Cash to close

$65,989 down + fees

$7,685/mo

Typical payment

~9.5% · 10yr

$106,053/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

8.84%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in janitorial services · Texas

Ranked by funded janitorial services acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1,025 loans · $292M · Berkeley Heights, NJFull record →
3.168 loans · $205M · Fishers, INFull record →
4.21 loans · $11M · Little Rock, ARFull record →

11+ funded Janitorial Services in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Quintaro Acquisitions LLC in Austin, TX — $850K (2026) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$638K (75%)
Approved
11/20/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$944K
Est. down payment (10%)
$94K
Est. cash at closing
$130K
Monthly payment
$11,115
Annual debt service
$133K
Cash flow needed (1.25×)
$167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Hoff Holdings SA LLC in New Braunfels, TX — $350K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
14 days
Approved
12/15/2025
First disbursed
12/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,527
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Personal Castles Cleaning Services in Austin, TX — $1.8M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
14 days
Approved
1/17/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$198K
Est. cash at closing
$273K
Monthly payment
$23,823
Annual debt service
$286K
Cash flow needed (1.25×)
$357K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
ARSM FACILITY SERVICES LLC in Austin, TX — $1.3M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
66 days
Approved
9/29/2025
First disbursed
12/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
39
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$148K
Est. cash at closing
$203K
Monthly payment
$16,731
Annual debt service
$201K
Cash flow needed (1.25×)
$251K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Molly Maid of Northwest Dallas County in Dallas, TX — $594K (2025) · purchase · ACC Capital
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$445K (75%)
Approval → funding
26 days
Approved
6/4/2025
First disbursed
6/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$660K
Est. down payment (10%)
$66K
Est. cash at closing
$88K
Monthly payment
$7,931
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ACC Capital · Lender record →
Your business? Claim this record · Request removal
The Maids in Fort Worth in Fort Worth, TX — $350K (2025) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
27 days
Approved
11/14/2024
First disbursed
12/11/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,772
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
ARSM FACILITY SERVICES LLC in Austin, TX — $100K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
66 days
Approved
9/29/2025
First disbursed
12/4/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,253
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sterling Service Partners, LLC in Dallas, TX — $1.6M (2024) · purchase · Texas Capital Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
39 days
Approved
6/27/2024
First disbursed
8/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$174K
Est. cash at closing
$238K
Monthly payment
$18,546
Annual debt service
$223K
Cash flow needed (1.25×)
$278K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Southwest Refinishers, Inc in Dallas, TX — $1.3M (2024) · purchase · T Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
119 months
SBA guaranteed
$997K (75%)
Approval → funding
21 days
Approved
6/21/2024
First disbursed
7/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$148K
Est. cash at closing
$202K
Monthly payment
$17,832
Annual debt service
$214K
Cash flow needed (1.25×)
$267K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by T Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Lennear Progress LLC in Katy, TX — $465K (2022) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$349K (75%)
Approved
2/23/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$517K
Est. down payment (10%)
$52K
Est. cash at closing
$69K
Monthly payment
$5,162
Annual debt service
$62K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
A&D Cleaning Services LLC in The Colony, TX — $241K (2022) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$181K (75%)
Approval → funding
7 days
Approved
3/28/2022
First disbursed
4/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$268K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$2,615
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses with a Texas project address.

Agent summary

How to finance a janitorial services acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$316K typical loan
8 lenders active in Texas
11+ funded Texas deals
26 days typical to fund

Buyers buying a janitorial services in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All janitorial services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/janitorial-services/texas
API:: https://www.capbench.com/api/public/lenders?industry=janitorial-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.