Lender intelligence
Financing a janitorial services acquisition in Washington
The SBA 7(a) lenders funding the most janitorial services acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance janitorial services in Washington
$590K
Typical loan
range $225K–$805K
$655K
Est. purchase price
≈ loan ÷ 90%
$87,607
Cash to close
$65,500 down + fees
$7,628/mo
Typical payment
~9.5% · 10yr
$105,266/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
8 days
Typical time to fund
12
Lenders competing
more = leverage
7.69%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in janitorial services · Washington
Ranked by funded janitorial services acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.31 loans · $24M · Malvern, PAFull record →
- 2.1 loans · $1M · Pocahontas, ARFull record →
- 3.99 loans · $43M · Walla Walla, WAFull record →
- 4.66 loans · $68M · Milford, IAFull record →
- 5.45 loans · $6M · Tacoma, WAFull record →
- 6.16 loans · $7M · Lakewood, WAFull record →
- 7.2,539 loans · $965M · Columbus, OHFull record →
- 8.6 loans · $4M · Spokane Valley, WAFull record →
- 9.1 loans · $1M · Lacey, WAFull record →
16+ funded Janitorial Services in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Quality Building Management LLC in Cheney, WA — $75K (2026) · purchase · Banner Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.49% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 8 days
- Approved
- 2/10/2026
- First disbursed
- 2/18/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $1,502
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banner Bank · Lender record →
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- BELLINGHAM CLEANING LLC in Bellingham, WA — $835K (2025) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $626K (75%)
- Approval → funding
- 9 days
- Approved
- 10/30/2024
- First disbursed
- 11/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $928K
- Est. down payment (10%)
- $93K
- Est. cash at closing
- $127K
- Monthly payment
- $10,919
- Annual debt service
- $131K
- Cash flow needed (1.25×)
- $164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
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- Coalesce Corp. in Bellevue, WA — $590K (2025) · purchase · Sound Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $442K (75%)
- Approval → funding
- 6 days
- Approved
- 7/8/2025
- First disbursed
- 7/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $655K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $7,309
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sound Credit Union · Lender record →
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- CN Cleaning Group LLC in Spokane, WA — $360K (2025) · purchase · RiverBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (75%)
- Approved
- 7/8/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $400K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,658
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by RiverBank · Lender record →
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- CN Cleaning Group LLC in Spokane, WA — $360K (2025) · purchase · RiverBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (75%)
- Approval → funding
- 5 days
- Approved
- 7/9/2025
- First disbursed
- 7/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $400K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,658
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by RiverBank · Lender record →
Your business? Claim this record · Request removal
- SCRUBBLES AND COMPANY in Gig Harbor, WA — $117K (2024) · purchase · Harborstone CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $59K (50%)
- Approval → funding
- 7 days
- Approved
- 6/13/2024
- First disbursed
- 6/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $130K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $2,415
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
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- MM SPOKANE, LLC in Spokane Valley, WA — $1.1M (2023) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $856K (75%)
- Approval → funding
- 34 days
- Approved
- 1/4/2023
- First disbursed
- 2/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $127K
- Est. cash at closing
- $174K
- Monthly payment
- $13,843
- Annual debt service
- $166K
- Cash flow needed (1.25×)
- $208K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- MM LYNNWOOD, LLC in Lynnwood, WA — $744K (2023) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $558K (75%)
- Approved
- 12/15/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $827K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $113K
- Monthly payment
- $9,027
- Annual debt service
- $108K
- Cash flow needed (1.25×)
- $135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- MM LYNNWOOD, LLC in Lynnwood, WA — $744K (2023) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $558K (75%)
- Approval → funding
- 18 days
- Approved
- 12/15/2022
- First disbursed
- 1/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $827K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $113K
- Monthly payment
- $9,027
- Annual debt service
- $108K
- Cash flow needed (1.25×)
- $135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- MM EVERETT, LLC in Lake Stevens, WA — $728K (2023) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $546K (75%)
- Approval → funding
- 18 days
- Approved
- 12/15/2022
- First disbursed
- 1/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $809K
- Est. down payment (10%)
- $81K
- Est. cash at closing
- $111K
- Monthly payment
- $8,833
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- CCM FLOOR CARE INC in Spokane Valley, WA — $805K (2022) · purchase · Numerica CU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $604K (75%)
- Approval → funding
- 8 days
- Approved
- 8/1/2022
- First disbursed
- 8/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $894K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $123K
- Monthly payment
- $9,399
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Numerica CU · Lender record →
Your business? Claim this record · Request removal
- Windward Window Washing in Seattle, WA — $225K (2022) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 28 days
- Approved
- 9/16/2022
- First disbursed
- 10/14/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,760
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ruth Morrison in Port Orchard, WA — $122K (2022) · purchase · O Bee Credit Union
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $103K (85%)
- Approved
- 6/3/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $135K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $17K
- Monthly payment
- $1,364
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by O Bee Credit Union · Lender record →
Your business? Claim this record · Request removal
- On The Glass LLC in Bellingham, WA — $40K (2022) · purchase · Whatcom Educational CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.9% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 1 days
- Approved
- 4/28/2022
- First disbursed
- 4/29/2022
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $44K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $6K
- Monthly payment
- $790
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Whatcom Educational CU
Your business? Claim this record · Request removal
- The Cleaning Authority in Spokane, WA — $1.1M (2021) · purchase · Washington Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (90%)
- Approval → funding
- 6 days
- Approved
- 4/3/2021
- First disbursed
- 4/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $124K
- Est. cash at closing
- $170K
- Monthly payment
- $11,556
- Annual debt service
- $139K
- Cash flow needed (1.25×)
- $173K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- Fern Bros LLC in University Place, WA — $510K (2020) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.09% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 8 days
- Approved
- 3/23/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $5,189
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses with a Washington project address.
Agent summary
How to finance a janitorial services acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Customers Bank funds the most here. CapBench is not a lender.
- $316K typical loan
- 12 lenders active in Washington
- 16+ funded Washington deals
- 8 days typical to fund
Buyers buying a janitorial services in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.