Financing a landscaping services acquisition in Kentucky

State:

Alabama (7)Arizona (20)Arkansas (1)California (26)Colorado (31)Connecticut (7)Delaware (3)Florida (91)Georgia (14)Hawaii (1)Idaho (7)Illinois (12)

The SBA 7(a) lenders funding the most landscaping services acquisitions in Kentucky, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance landscaping services in Kentucky

$1.01M

Typical loan

range $414K–$1.13M

$1.13M

Est. purchase price

≈ loan ÷ 90%

$154,342

Cash to close

$112,556 down + fees

$13,108/mo

Typical payment

~9.5% · 10yr

$180,890/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

9.27%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in landscaping services · Kentucky

Ranked by funded landscaping services acquisitions in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.

1.47 loans · $39M · Greenville, PAFull record →
2.2 loans · $1M · Bardstown, KYFull record →
3.105 loans · $164M · Brookline, MAFull record →
4.24 loans · $22M · College Station, TXFull record →
5.12 loans · $8M · Wheeling, WVFull record →
6.19 loans · $5M · Bessemer, ALFull record →

7+ funded Landscaping Services in Kentucky deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

10-4 Services LLC in Rineyville, KY — $1.0M (2026) · purchase · Town & Country Bank and Trust Company
Program
7a General
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$760K (75%)
Approval → funding
19 days
Approved
1/2/2026
First disbursed
1/21/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$113K
Est. cash at closing
$154K
Monthly payment
$12,024
Annual debt service
$144K
Cash flow needed (1.25×)
$180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Town & Country Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
GUY PREMIER PROPERTY SOLUTIONS INC. in Louisville, KY — $1.1M (2025) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$850K (75%)
Approval → funding
46 days
Approved
9/29/2025
First disbursed
11/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$126K
Est. cash at closing
$173K
Monthly payment
$12,003
Annual debt service
$144K
Cash flow needed (1.25×)
$180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
US Lawns of Louisville in Louisville, KY — $1.0M (2025) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$773K (75%)
Approval → funding
7 days
Approved
2/27/2025
First disbursed
3/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$114K
Est. cash at closing
$157K
Monthly payment
$13,469
Annual debt service
$162K
Cash flow needed (1.25×)
$202K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
LEXCUT LAWN AND LANDSCAPING LLC in Lexington, KY — $941K (2024) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$706K (75%)
Approval → funding
42 days
Approved
3/7/2024
First disbursed
4/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$105K
Est. cash at closing
$143K
Monthly payment
$12,697
Annual debt service
$152K
Cash flow needed (1.25×)
$190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Estate Tree Service 1 LLC in Winchester, KY — $414K (2024) · purchase · WesBanco Bank, Inc.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$311K (75%)
Approval → funding
21 days
Approved
7/26/2024
First disbursed
8/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$460K
Est. down payment (10%)
$46K
Est. cash at closing
$62K
Monthly payment
$5,586
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by WesBanco Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
LEXCUT LAWN AND LANDSCAPING LLC in Lexington, KY — $50K (2024) · purchase · First National Bank of Pennsylvania
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
42 days
Approved
3/7/2024
First disbursed
4/18/2024
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$675
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Louisville Tree Services LLC in Louisville, KY — $1.6M (2023) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
6.39% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
55 days
Approved
1/4/2023
First disbursed
2/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$18,050
Annual debt service
$217K
Cash flow needed (1.25×)
$271K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal

Financing a landscaping services deal in Kentucky? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to landscaping services businesses with a Kentucky project address.

Agent summary

How to finance a landscaping services acquisition in Kentucky with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kentucky deals. First National Bank of Pennsylvania funds the most here. CapBench is not a lender.

$388K typical loan
6 lenders active in Kentucky
7+ funded Kentucky deals
42 days typical to fund

Buyers buying a landscaping services in Kentucky typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All landscaping services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/landscaping-services/kentucky
API:: https://www.capbench.com/api/public/lenders?industry=landscaping-services&state=KY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.