Lender intelligence

Financing a machine shops acquisition in Pennsylvania

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Pennsylvania, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Pennsylvania

$782K

Typical loan

range $696K–$2.17M

$869K

Est. purchase price

≈ loan ÷ 90%

$119,147

Cash to close

$86,889 down + fees

$10,119/mo

Typical payment

~9.5% · 10yr

$139,642/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

8.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Pennsylvania

Ranked by funded machine shops acquisitions in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.

1.103 loans · $64M · Indiana, PAFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.575 loans · $220M · De Graff, OHFull record →
4.105 loans · $164M · Brookline, MAFull record →
5.128 loans · $40M · Wilmington, DEFull record →

10+ funded Machine Shops in Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Creative Design and Machine Inc. in South Abington Township, PA — $4.7M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.5M (75%)
Approval → funding
11 days
Approved
7/21/2025
First disbursed
8/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$5.2M
Est. down payment (10%)
$517K
Est. cash at closing
$715K
Monthly payment
$58,904
Annual debt service
$707K
Cash flow needed (1.25×)
$884K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Guidemark Precision Machine, Inc. in Quakertown, PA — $2.2M (2025) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
5 days
Approved
3/13/2025
First disbursed
3/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$241K
Est. cash at closing
$331K
Monthly payment
$28,611
Annual debt service
$343K
Cash flow needed (1.25×)
$429K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Eckert Holdings LLC in Kersey, PA — $717K (2025) · purchase · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$538K (75%)
Approval → funding
44 days
Approved
9/9/2025
First disbursed
10/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$797K
Est. down payment (10%)
$80K
Est. cash at closing
$109K
Monthly payment
$7,487
Annual debt service
$90K
Cash flow needed (1.25×)
$112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Main Street Machining LLC in Kersey, PA — $696K (2025) · purchase · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$522K (75%)
Approved
3/11/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$773K
Est. down payment (10%)
$77K
Est. cash at closing
$103K
Monthly payment
$7,268
Annual debt service
$87K
Cash flow needed (1.25×)
$109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Creative Design and Machine Inc. in South Abington Township, PA — $350K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
11 days
Approved
7/21/2025
First disbursed
8/1/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,434
Annual debt service
$53K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Main Street Machining LLC in Kersey, PA — $50K (2025) · purchase · First Commonwealth Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/11/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$647
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Tri-Form Inc in Arnold, PA — $2.4M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
14 days
Approved
8/2/2024
First disbursed
8/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$265K
Est. cash at closing
$365K
Monthly payment
$30,536
Annual debt service
$366K
Cash flow needed (1.25×)
$458K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Arcworx, LLC in Pittsburgh, PA — $875K (2023) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$656K (75%)
Approval → funding
0 days
Approved
3/14/2023
First disbursed
3/14/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$972K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$10,612
Annual debt service
$127K
Cash flow needed (1.25×)
$159K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Protofab Technologies L.L.C. in Valley View, PA — $699K (2023) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$524K (75%)
Approval → funding
29 days
Approved
10/3/2022
First disbursed
11/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$777K
Est. down payment (10%)
$78K
Est. cash at closing
$104K
Monthly payment
$5,956
Annual debt service
$71K
Cash flow needed (1.25×)
$89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
JKB4 Enterprises, Inc. in Clearfield, PA — $782K (2021) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$587K (75%)
Approval → funding
9 days
Approved
5/17/2021
First disbursed
5/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$869K
Est. down payment (10%)
$87K
Est. cash at closing
$119K
Monthly payment
$8,105
Annual debt service
$97K
Cash flow needed (1.25×)
$122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal

Financing a machine shops deal in Pennsylvania? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Pennsylvania project address.

Agent summary

How to finance a machine shops acquisition in Pennsylvania with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Pennsylvania deals. First Commonwealth Bank funds the most here. CapBench is not a lender.

$1.1M typical loan
6 lenders active in Pennsylvania
10+ funded Pennsylvania deals
11 days typical to fund

Buyers buying a machine shops in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/pennsylvania
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.