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Health & Medical · lender intelligence

Financing a medical laboratories acquisition

The SBA 7(a) lenders funding the most medical laboratories acquisitions, ranked from public loan records — typical deal about $774K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance medical laboratories

$440K

Typical loan

range $246K–$847K

$489K

Est. purchase price

≈ loan ÷ 90%

$65,389

Cash to close

$48,889 down + fees

$5,693/mo

Typical payment

~9.5% · 10yr

$78,563/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

18

Lenders competing

more = leverage

8.27%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in medical laboratories

Ranked by funded medical laboratories acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.1 loans · $0M · Saint Louis, MOFull record →
  3. 3.1,296 loans · $1.4B · Wilmington, NCFull record →
  4. 4.66 loans · $68M · Milford, IAFull record →
  5. 5.46 loans · $47M · Asheville, NCFull record →
  6. 6.3 loans · $1M · Birmingham, ALFull record →
  7. 7.51 loans · $14M · Santurce, PRFull record →
  8. 8.1 loans · $0M · Edmond, OKFull record →
  9. 9.16 loans · $18M · Chicago, ILFull record →
  10. 10.38 loans · $21M · San Antonio, TXFull record →
  11. 11.242 loans · $281M · Chicago, ILFull record →
  12. 12.35 loans · $4M · San Antonio, TXFull record →
  13. 13.868 loans · $362M · Salt Lake City, UTFull record →
  14. 14.14 loans · $23M · Miami Lakes, FLFull record →
  15. 15.24 loans · $41M · Covington, LAFull record →
  16. 16.53 loans · $101M · Dallas, TXFull record →
  17. 17.35 loans · $33M · Providence, RIFull record →
  18. 18.575 loans · $220M · De Graff, OHFull record →

22+ funded medical laboratories deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • A-Good-Tree LLC in Chattanooga, TN$326K (2026) · purchase · United Midwest Savings Bank National Association
  • Gulf South Diagnostic Solutions LLC in Houston, TX$3.8M (2025) · purchase · American Bank
  • MED SCREEN LABORATORIES INC in Clifton, NJ$3.7M (2025) · purchase · T Bank, National Association
  • Jonathan J. Voccia in Warwick, RI$284K (2025) · purchase · Citizens Bank, National Association
  • TNT Hanks Inc. in Salt Lake City, UT$847K (2024) · purchase · Celtic Bank Corporation
  • CNAA Consulting, Inc. in Charlotte, NC$825K (2024) · purchase · United Community Bank
  • DIVERSE MEDICAL PROFESSIONALS, P.A. in Boynton Beach, FL$782K (2024) · purchase · BankUnited, National Association
  • T3A Capital, Inc. in Englewood, CO$440K (2024) · purchase · Live Oak Banking Company
  • Reliable Testing LLC in Glendale, AZ$318K (2024) · purchase · St. Louis Bank
  • CNAA Consulting, Inc. in Charlotte, NC$25K (2024) · purchase · United Community Bank
  • Bluestar Diagnostics in Frisco, TX$1.2M (2023) · purchase · Live Oak Banking Company
  • F. THOMAS, INC. in Longwood, FL$645K (2023) · purchase · The Huntington National Bank
  • 4D GA Investments, LLC in Columbus, GA$161K (2023) · purchase · LiftFund, Inc.
  • Tesfa Corporation in Schaumburg, IL$325K (2022) · purchase · Byline Bank
  • Michael & Amy Nelson in Diamond Springs, CA$688K (2021) · purchase · BMO Bank National Association
  • LEE & GRACE INVESTMENTS LLC in Mesa, AZ$364K (2021) · purchase · St. Louis Bank
  • MedReview, LLC in Oklahoma City, OK$246K (2021) · purchase · The Citizens Bank of Edmond
  • FL 280, LLC in Austin, TX$117K (2021) · purchase · Frost Bank
  • Cameron Physics Inc. in Huntersville, NC$2.4M (2020) · purchase · HomeTrust Bank
  • Trinity Labs LLC in Dallas, TX$1.6M (2020) · purchase · The Huntington National Bank

Financing a medical laboratories deal? Start with a lender that knows it

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to medical laboratories businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a medical laboratories acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $774K typical loan
  • 18 lenders fund the industry
  • 29 days typical to fund

Buyers researching a medical laboratories deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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