Financing a roofing contractors acquisition in New Jersey

State:

Arizona (4)California (12)Colorado (7)Florida (18)Georgia (3)Idaho (3)Illinois (7)Indiana (6)Iowa (1)Kansas (2)Kentucky (2)Maryland (4)

The SBA 7(a) lenders funding the most roofing contractors acquisitions in New Jersey, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in New Jersey

$2.32M

Typical loan

range $1.63M–$2.32M

$2.58M

Est. purchase price

≈ loan ÷ 90%

$355,945

Cash to close

$258,222 down + fees

$30,072/mo

Typical payment

~9.5% · 10yr

$414,994/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

38 days

Typical time to fund

Lenders competing

more = leverage

5.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · New Jersey

Ranked by funded roofing contractors acquisitions in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public roofing contractors loan history in New Jersey to rank lenders yet. See roofing contractors lenders nationwide →

2+ funded Roofing Contractors in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

EJT Custom Xteriors LLC in Hammonton, NJ — $2.3M (2022) · purchase · Mid Penn Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
8 days
Approved
6/7/2022
First disbursed
6/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$258K
Est. cash at closing
$356K
Monthly payment
$23,798
Annual debt service
$286K
Cash flow needed (1.25×)
$357K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mid Penn Bank · Lender record →
Your business? Claim this record · Request removal
Rockstar Group LLC in Hackettstown, NJ — $1.6M (2020) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
38 days
Approved
6/23/2020
First disbursed
7/31/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$181K
Est. cash at closing
$249K
Monthly payment
$18,096
Annual debt service
$217K
Cash flow needed (1.25×)
$271K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in New Jersey? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a New Jersey project address.

Agent summary

How to finance a roofing contractors acquisition in New Jersey with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New Jersey deals. CapBench is not a lender.

$551K typical loan
2 lenders active in New Jersey
2+ funded New Jersey deals
38 days typical to fund

Buyers buying a roofing contractors in New Jersey typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/new-jersey
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors&state=NJ
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.