Financing a roofing contractors acquisition in Washington

State:

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Washington

$515K

Typical loan

range $200K–$1.40M

$572K

Est. purchase price

≈ loan ÷ 90%

$76,535

Cash to close

$57,222 down + fees

$6,664/mo

Typical payment

~9.5% · 10yr

$91,963/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

33 days

Typical time to fund

Lenders competing

more = leverage

7.18%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Washington

Ranked by funded roofing contractors acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $24M · Malvern, PAFull record →
2.46 loans · $25M · Richland, WAFull record →
3.26 loans · $26M · Billings, MTFull record →
4.1,296 loans · $1.4B · Wilmington, NCFull record →

7+ funded Roofing Contractors in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Apex Roofing Seattle, LLC in Federal Way, WA — $1.4M (2024) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
7/10/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$156K
Est. cash at closing
$213K
Monthly payment
$18,116
Annual debt service
$217K
Cash flow needed (1.25×)
$272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
New Jornada LLC in Olympia, WA — $1.1M (2024) · purchase · Gesa CU
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
119 months
SBA guaranteed
$819K (75%)
Approval → funding
20 days
Approved
4/3/2024
First disbursed
4/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$121K
Est. cash at closing
$166K
Monthly payment
$14,500
Annual debt service
$174K
Cash flow needed (1.25×)
$218K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
Apex Roofing Seattle, LLC in Federal Way, WA — $200K (2024) · purchase · Customers Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
7/10/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,727
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
MT Baker Roofing in Bellingham, WA — $5.0M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
33 days
Approved
5/12/2022
First disbursed
6/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
119
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$53,646
Annual debt service
$644K
Cash flow needed (1.25×)
$805K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Mmpire LLC in Chattaroy, WA — $223K (2022) · purchase · First Interstate Bank
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$167K (75%)
Approval → funding
47 days
Approved
12/31/2021
First disbursed
2/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$248K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,422
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
Sound Roof Services, Inc. in Lynnwood, WA — $515K (2020) · purchase · Coastal Community Bank
Program
7a General
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$386K (75%)
Approval → funding
12 days
Approved
8/19/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$572K
Est. down payment (10%)
$57K
Est. cash at closing
$77K
Monthly payment
$5,337
Annual debt service
$64K
Cash flow needed (1.25×)
$80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Coastal Community Bank · Lender record →
Your business? Claim this record · Request removal
Sound Roof Services, Inc. in Lynnwood, WA — $100K (2020) · purchase · Coastal Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
72 mo (6 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
42 days
Approved
8/19/2020
First disbursed
9/30/2020
Loan status
Paid in full (8/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,599
Annual debt service
$19K
Cash flow needed (1.25×)
$24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Coastal Community Bank · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in Washington? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Washington project address.

Agent summary

How to finance a roofing contractors acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Customers Bank funds the most here. CapBench is not a lender.

$551K typical loan
5 lenders active in Washington
7+ funded Washington deals
33 days typical to fund

Buyers buying a roofing contractors in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/washington
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.