Lender intelligence
Financing a solid waste collection acquisition in Alabama
The SBA 7(a) lenders funding the most solid waste collection acquisitions in Alabama, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance solid waste collection in Alabama
$267K
Typical loan
range $100K–$1.58M
$297K
Est. purchase price
≈ loan ÷ 90%
$39,680
Cash to close
$29,667 down + fees
$3,678/mo
Typical payment
~11% · 10yr
$50,756/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
1
Lenders competing
more = leverage
7.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in solid waste collection · Alabama
Ranked by funded solid waste collection acquisitions in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
3+ funded Solid Waste Collection in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- The Dumpster Guy Baldwin in Foley, AL — $1.6M (2024) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 11 days
- Approved
- 3/23/2024
- First disbursed
- 4/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $176K
- Est. cash at closing
- $242K
- Monthly payment
- $21,833
- Annual debt service
- $262K
- Cash flow needed (1.25×)
- $328K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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- CSE Management LLC in Tuscaloosa, AL — $267K (2020) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 7 days
- Approved
- 6/5/2020
- First disbursed
- 6/12/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $297K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $2,865
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- CSE Management LLC in Tuscaloosa, AL — $100K (2020) · purchase · Pinnacle Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 7 days
- Approved
- 6/5/2020
- First disbursed
- 6/12/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,098
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Financing a solid waste collection deal in Alabama? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a Alabama project address.
Agent summary
How to finance a solid waste collection acquisition in Alabama with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Alabama deals. Pinnacle Bank funds the most here. CapBench is not a lender.
- $561K typical loan
- 1 lenders active in Alabama
- 3+ funded Alabama deals
- 7 days typical to fund
Buyers buying a solid waste collection in Alabama typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.