Financing a solid waste collection acquisition in Indiana

State:

The SBA 7(a) lenders funding the most solid waste collection acquisitions in Indiana, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance solid waste collection in Indiana

$525K

Typical loan

range $400K–$1.86M

$583K

Est. purchase price

≈ loan ÷ 90%

$78,021

Cash to close

$58,333 down + fees

$6,793/mo

Typical payment

~9.5% · 10yr

$93,743/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

7.66%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in solid waste collection · Indiana

Ranked by funded solid waste collection acquisitions in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.116 loans · $120M · Evansville, INFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →

8+ funded Solid Waste Collection in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MSI WASTE MANAGEMENT INC in Bicknell, IN — $1.9M (2026) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
194 months
SBA guaranteed
$1.4M (75%)
Approval → funding
104 days
Approved
11/13/2025
First disbursed
2/25/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$207K
Est. cash at closing
$285K
Monthly payment
$17,125
Annual debt service
$206K
Cash flow needed (1.25×)
$257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
MSI WASTE MANAGEMENT INC in Bicknell, IN — $400K (2026) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
24 mo (2 yrs)
SBA guaranteed
$200K (50%)
Approval → funding
104 days
Approved
11/13/2025
First disbursed
2/25/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$18,137
Annual debt service
$218K
Cash flow needed (1.25×)
$272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
CMGL Sanitation Inc in Fort Wayne, IN — $444K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$333K (75%)
Approval → funding
25 days
Approved
5/16/2025
First disbursed
6/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$493K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$5,385
Annual debt service
$65K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CMGL Sanitation INC in Fort Wayne, IN — $25K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
5/15/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$323
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
J & S LIQUID WASTE SERVICES, INC. in Fort Wayne, IN — $3.8M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.8% variable
Term
132 mo (11 yrs)
SBA guaranteed
$2.8M (75%)
Approval → funding
7 days
Approved
8/25/2022
First disbursed
9/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$419K
Est. cash at closing
$580K
Monthly payment
$42,688
Annual debt service
$512K
Cash flow needed (1.25×)
$640K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
J & S LIQUID WASTE SERVICES INC. in Fort Wayne, IN — $250K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
7 days
Approved
8/25/2022
First disbursed
9/1/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,839
Annual debt service
$34K
Cash flow needed (1.25×)
$43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Wallace Brothers Disposal Inc in Brazil, IN — $1.2M (2020) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$921K (75%)
Approval → funding
29 days
Approved
10/2/2019
First disbursed
10/31/2019
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$187K
Monthly payment
$13,322
Annual debt service
$160K
Cash flow needed (1.25×)
$200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
HUMBLE SERVICE INC. in Clayton, IN — $525K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$394K (75%)
Approval → funding
10 days
Approved
10/21/2019
First disbursed
10/31/2019
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$583K
Est. down payment (10%)
$58K
Est. cash at closing
$78K
Monthly payment
$6,301
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Financing a solid waste collection deal in Indiana? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a Indiana project address.

Agent summary

How to finance a solid waste collection acquisition in Indiana with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Indiana deals. Old National Bank funds the most here. CapBench is not a lender.

$561K typical loan
3 lenders active in Indiana
8+ funded Indiana deals
25 days typical to fund

Buyers buying a solid waste collection in Indiana typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All solid waste collection lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/solid-waste-collection/indiana
API:: https://www.capbench.com/api/public/lenders?industry=solid-waste-collection
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.