Financing a solid waste collection acquisition in Georgia

State:

The SBA 7(a) lenders funding the most solid waste collection acquisitions in Georgia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance solid waste collection in Georgia

$1.20M

Typical loan

range $435K–$1.59M

$1.33M

Est. purchase price

≈ loan ÷ 90%

$182,833

Cash to close

$133,333 down + fees

$15,528/mo

Typical payment

~9.5% · 10yr

$214,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

5 days

Typical time to fund

Lenders competing

more = leverage

8.94%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in solid waste collection · Georgia

Ranked by funded solid waste collection acquisitions in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.116 loans · $120M · Evansville, INFull record →
2.5 loans · $3M · Sacramento, CAFull record →
3.32 loans · $54M · Tupelo, MSFull record →

4+ funded Solid Waste Collection in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Hooper's Garbage Service Inc. in Blue Ridge, GA — $435K (2026) · purchase · River City Bank
Program
7a General
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$326K (75%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$483K
Est. down payment (10%)
$48K
Est. cash at closing
$65K
Monthly payment
$5,569
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by River City Bank · Lender record →
Your business? Claim this record · Request removal
Red Roll off Containers, LLC in Stockbridge, GA — $1.2M (2024) · purchase · Renasant Bank
Program
7a General
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$900K (75%)
Approval → funding
20 days
Approved
2/22/2024
First disbursed
3/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$16,192
Annual debt service
$194K
Cash flow needed (1.25×)
$243K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
SMT Carolinas, LLC in Cumming, GA — $1.6M (2022) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
5 days
Approved
8/24/2022
First disbursed
8/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$176K
Est. cash at closing
$242K
Monthly payment
$19,240
Annual debt service
$231K
Cash flow needed (1.25×)
$289K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
SMT Carolinas, LLC in Cumming, GA — $100K (2022) · purchase · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
5 days
Approved
8/24/2022
First disbursed
8/29/2022
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,213
Annual debt service
$15K
Cash flow needed (1.25×)
$18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal

Financing a solid waste collection deal in Georgia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a Georgia project address.

Agent summary

How to finance a solid waste collection acquisition in Georgia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Georgia deals. Old National Bank funds the most here. CapBench is not a lender.

$561K typical loan
3 lenders active in Georgia
4+ funded Georgia deals
5 days typical to fund

Buyers buying a solid waste collection in Georgia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All solid waste collection lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/solid-waste-collection/georgia
API:: https://www.capbench.com/api/public/lenders?industry=solid-waste-collection
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.