Lender intelligence
Financing a solid waste collection acquisition in California
The SBA 7(a) lenders funding the most solid waste collection acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance solid waste collection in California
$329K
Typical loan
range $300K–$1.50M
$366K
Est. purchase price
≈ loan ÷ 90%
$48,894
Cash to close
$36,556 down + fees
$4,579/mo
Typical payment
~11.25% · 10yr
$63,190/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
35 days
Typical time to fund
3
Lenders competing
more = leverage
8.67%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in solid waste collection · California
Ranked by funded solid waste collection acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.52 loans · $50M · Rockville, MDFull record →
- 2.29 loans · $28M · Quincy, CAFull record →
- 3.154 loans · $26M · San Diego, CAFull record →
3+ funded Solid Waste Collection in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Freedom Hygiene Company in San Rafael, CA — $329K (2024) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $247K (75%)
- Approval → funding
- 11 days
- Approved
- 12/31/2023
- First disbursed
- 1/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $366K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $4,123
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
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- ECOWASTE SERVICES, INC in Sun Valley, CA — $300K (2024) · purchase · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 35 days
- Approved
- 9/3/2024
- First disbursed
- 10/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $4,175
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- Sunshine Farming LLC in Orland, CA — $1.5M (2021) · purchase · Capital Bank, National Association
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 64 days
- Approved
- 12/22/2020
- First disbursed
- 2/24/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $166K
- Est. cash at closing
- $228K
- Monthly payment
- $9,632
- Annual debt service
- $116K
- Cash flow needed (1.25×)
- $144K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Financing a solid waste collection deal in California? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a California project address.
Agent summary
How to finance a solid waste collection acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. Capital Bank, National Association funds the most here. CapBench is not a lender.
- $561K typical loan
- 3 lenders active in California
- 3+ funded California deals
- 35 days typical to fund
Buyers buying a solid waste collection in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.