Financing a solid waste collection acquisition in Michigan

State:

The SBA 7(a) lenders funding the most solid waste collection acquisitions in Michigan, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance solid waste collection in Michigan

$473K

Typical loan

range $313K–$775K

$526K

Est. purchase price

≈ loan ÷ 90%

$70,323

Cash to close

$52,578 down + fees

$6,123/mo

Typical payment

~9.5% · 10yr

$84,497/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

8.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in solid waste collection · Michigan

Ranked by funded solid waste collection acquisitions in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.75 loans · $98M · Sioux Falls, SDFull record →
3.1 loans · $0M · Ann Arbor, MIFull record →

5+ funded Solid Waste Collection in Michigan deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SNF Bins, LLC in Whitmore Lake, MI — $1.7M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
28 days
Approved
7/14/2025
First disbursed
8/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$20,183
Annual debt service
$242K
Cash flow needed (1.25×)
$303K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
23599 RA Partners LLC in Mattawan, MI — $775K (2025) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$581K (75%)
Approval → funding
8 days
Approved
1/23/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$861K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$6,110
Annual debt service
$73K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
SNF Bins, LLC in West Bloomfield, MI — $50K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
7/14/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$640
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Direct Disposal LLC in Farmington Hills, MI — $313K (2023) · purchase · Bank of Ann Arbor
Program
7a General
Rate at approval
10% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$235K (75%)
Approval → funding
6 days
Approved
4/27/2023
First disbursed
5/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$348K
Est. down payment (10%)
$35K
Est. cash at closing
$47K
Monthly payment
$4,139
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Ann Arbor · Lender record →
Your business? Claim this record · Request removal
Malburg's Sanitation Service Inc. in Ludington, MI — $473K (2021) · purchase · West Shore Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$426K (90%)
Approval → funding
14 days
Approved
2/12/2021
First disbursed
2/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$526K
Est. down payment (10%)
$53K
Est. cash at closing
$70K
Monthly payment
$5,253
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal

Financing a solid waste collection deal in Michigan? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a Michigan project address.

Agent summary

How to finance a solid waste collection acquisition in Michigan with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Michigan deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$561K typical loan
4 lenders active in Michigan
5+ funded Michigan deals
14 days typical to fund

Buyers buying a solid waste collection in Michigan typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All solid waste collection lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/solid-waste-collection/michigan
API:: https://www.capbench.com/api/public/lenders?industry=solid-waste-collection
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.