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How to finance a Aire-Master

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The SBA 7(a) lenders funding the most Aire-Master deals, ranked from public loan records — typical Aire-Master loan about $546K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Aire-Master

$546K

Typical loan

range $329K–$650K

$607K

Est. purchase price

≈ loan ÷ 90%

$81,142

Cash to close

$60,667 down + fees

$7,065/mo

Typical payment

~9.5% · 10yr

$97,497/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

32 days

Typical time to fund

Lenders competing

more = leverage

9.06%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Aire-Master

Ranked by funded Aire-Master loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2 loans · $0M · Colorado Springs, COFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.75 loans · $98M · Sioux Falls, SDFull record →
4.618 loans · $171M · Salt Lake City, UTFull record →

4+ funded Aire-Master deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Aire-Master of Arapahoe in Colorado Springs, CO — $650K (2025) · purchase · Wings Credit Union
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
32 days
Approved
10/29/2024
First disbursed
11/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$8,411
Annual debt service
$101K
Cash flow needed (1.25×)
$126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wings Credit Union · Lender record →
Your business? Claim this record · Request removal
Hudson Family Holdings LLC in Clarksville, TN — $546K (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$410K (75%)
Approval → funding
10 days
Approved
3/4/2025
First disbursed
3/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$607K
Est. down payment (10%)
$61K
Est. cash at closing
$81K
Monthly payment
$7,215
Annual debt service
$87K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
FreshScents Inc in Ocean City, MD — $297K (2023) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$223K (75%)
Approved
6/16/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$330K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,883
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
BANJ Holdings, Inc in Riverton, UT — $329K (2020) · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$247K (75%)
Approval → funding
69 days
Approved
3/23/2020
First disbursed
5/31/2020
Loan status
Paid in full (6/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Service Establishment Equipment and Supplies Merchant Wholes
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal

Buying a Aire-Master? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Aire-Master businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Aire-Master purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Wings Credit Union funds the most. CapBench is not a lender.

$546K typical Aire-Master loan
4 lenders fund the brand
32 days typical to fund

Buyers researching a Aire-Master typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Aire-Master record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/aire-master
API:: https://www.capbench.com/api/public/lenders?franchise=aire-master
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.