Retail & Shops · lender intelligence
How to finance a Apricot Lane
The SBA 7(a) lenders funding the most Apricot Lane deals, ranked from public loan records — typical Apricot Lane loan about $181K, 7.14% failure rate across 47 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Apricot Lane
$181K
Typical loan
range $30K–$225K
$201K
Est. purchase price
≈ loan ÷ 90%
$26,899
Cash to close
$20,111 down + fees
$2,649/mo
Typical payment
~12.5% · 10yr
$36,556/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
92.9%
Still performing
7.1% default · FY20–23
13 days
Typical time to fund
16
Lenders competing
more = leverage
7.97%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Apricot Lane
Ranked by funded Apricot Lane loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.4 loans · $0M · Morton, ILFull record →
- 3.19 loans · $3M · Springfield, ILFull record →
- 4.29 loans · $28M · Quincy, CAFull record →
- 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 6.1,927 loans · $207M · Buffalo, NYFull record →
- 7.17 loans · $4M · Ithaca, NYFull record →
- 8.18 loans · $10M · Manitowoc, WIFull record →
- 9.70 loans · $22M · Melrose, MNFull record →
- 10.3,264 loans · $846M · Miami, FLFull record →
- 11.60 loans · $40M · Clayton, MOFull record →
- 12.7 loans · $3M · Laurel, MTFull record →
- 13.46 loans · $47M · Asheville, NCFull record →
- 14.1 loans · $1M · Lincoln, NEFull record →
47+ funded Apricot Lane deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Duke & Gray Clothiers, Inc in College Station, TX — $181K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 9 days
- Approved
- 7/22/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Wells Fargo Bank National Association · Lender record →
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- Apricot Lane Fort Mill in Fort Mill, SC — $150K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 19 days
- Approved
- 8/22/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Newtek Bank, National Association · Lender record →
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- 3 K&J Co in Billings, MT — $378K (2024) · The Yellowstone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 119 months
- SBA guaranteed
- $284K (75%)
- Approval → funding
- 10 days
- Approved
- 2/3/2024
- First disbursed
- 2/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Yellowstone Bank · Lender record →
Your business? Claim this record · Request removal
- A&C Mass Investment, LLC in Clayton, NC — $262K (2024) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 28 days
- Approved
- 7/2/2024
- First disbursed
- 7/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- Lime, LLC in Winchester, VA — $199K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $149K (75%)
- Approval → funding
- 14 days
- Approved
- 7/25/2024
- First disbursed
- 8/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- M&J Glamtique LLC in Warrington, PA — $250K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 5 days
- Approved
- 8/31/2023
- First disbursed
- 9/5/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
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- Lime, LLC in Ranson, WV — $239K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $179K (75%)
- Approval → funding
- 7 days
- Approved
- 8/16/2023
- First disbursed
- 8/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Made From Scratch LLC in Clarksville, TN — $222K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 2 days
- Approved
- 9/12/2023
- First disbursed
- 9/14/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Wally Ventures LLC in Hampstead, NC — $213K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $160K (75%)
- Approval → funding
- 4 days
- Approved
- 12/15/2022
- First disbursed
- 12/19/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ikigai Enterprises FL LLC in Celebration, FL — $196K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $147K (75%)
- Approval → funding
- 4 days
- Approved
- 5/8/2023
- First disbursed
- 5/12/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Eadens Group LLC in Tucson, AZ — $186K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 5 days
- Approved
- 3/17/2023
- First disbursed
- 3/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SLEVANS007, Inc in Champaign, IL — $75K (2023) · Morton Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 9/16/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Morton Community Bank · Lender record →
Your business? Claim this record · Request removal
- SLEVANS007, Inc in Champaign, IL — $75K (2023) · Morton Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 13 days
- Approved
- 9/20/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Morton Community Bank · Lender record →
Your business? Claim this record · Request removal
- M&J Glamtique LLC in Warrington, PA — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 7 days
- Approved
- 8/31/2023
- First disbursed
- 9/7/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Made From Scratch LLC in Clarksville, TN — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 23 days
- Approved
- 9/12/2023
- First disbursed
- 10/5/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Wally Ventures LLC in Hampstead, NC — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 20 days
- Approved
- 12/15/2022
- First disbursed
- 1/4/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lime, LLC in Ranson, WV — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 8/16/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Eadens Group LLC in Tucson, AZ — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 18 days
- Approved
- 3/17/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ikigai Enterprises FL LLC in Celebration, FL — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 30 days
- Approved
- 5/8/2023
- First disbursed
- 6/7/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- EXQUISITE THREADS, LLC in Aiken, SC — $250K (2022) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 13 days
- Approved
- 2/18/2022
- First disbursed
- 3/3/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Apricot Lane? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Apricot Lane businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Apricot Lane purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $181K typical Apricot Lane loan
- 7.14% failure rate (FY20–23)
- 16 lenders fund the brand
- 13 days typical to fund
Buyers researching a Apricot Lane typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.