Home & Trade Services · lender intelligence

How to finance a Border Magic

State:

The SBA 7(a) lenders funding the most Border Magic deals, ranked from public loan records — typical Border Magic loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Border Magic

$150K

Typical loan

range $100K–$150K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

Lenders competing

more = leverage

7.36%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Border Magic

Ranked by funded Border Magic loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.38 loans · $21M · San Antonio, TXFull record →
3.72 loans · $30M · Oconomowoc, WIFull record →
4.19 loans · $5M · Roseville, CAFull record →
5.1 loans · $0M · Mcgregor, TXFull record →

7+ funded Border Magic deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rock Solid Designs LLC in Pinellas Park, FL — $296K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$222K (75%)
Approval → funding
9 days
Approved
12/4/2024
First disbursed
12/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Austin Borders LLC in Austin, TX — $100K (2023) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
10 days
Approved
4/10/2023
First disbursed
4/20/2023
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Landscaping Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
BB Landscaping Services LLC in Waunakee, WI — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
26 days
Approved
11/4/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Red Letter Enterprises LLC in Denver, NC — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
2 days
Approved
7/29/2021
First disbursed
7/31/2021
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Fidelis Partner, LLC in Manheim, PA — $62K (2021) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$55K (90%)
Approved
8/7/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Landscaping Services
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal
THE AMO UNLIMITED GROUP LLC in Clermont, FL — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
57 months
SBA guaranteed
$128K (85%)
Approval → funding
24 days
Approved
11/6/2019
First disbursed
11/30/2019
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Houston Borders and Boulders LLC in Pearland, TX — $105K (2020) · Frost Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
78 months
SBA guaranteed
$52K (50%)
Approval → funding
37 days
Approved
9/24/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Landscape Architectural Services
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Border Magic? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Border Magic businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Border Magic purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical Border Magic loan
5 lenders fund the brand
24 days typical to fund

Buyers researching a Border Magic typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Border Magic record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/border-magic
API:: https://www.capbench.com/api/public/lenders?franchise=border-magic
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.