Health & Medical · lender intelligence
How to finance a BrightStar Care
The SBA 7(a) lenders funding the most BrightStar Care deals, ranked from public loan records — typical BrightStar Care loan about $248K, 0% failure rate across 85 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance BrightStar Care
$248K
Typical loan
range $150K–$400K
$276K
Est. purchase price
≈ loan ÷ 90%
$36,856
Cash to close
$27,556 down + fees
$3,630/mo
Typical payment
~12.5% · 10yr
$50,094/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
16 days
Typical time to fund
21
Lenders competing
more = leverage
7.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with BrightStar Care
Ranked by funded BrightStar Care loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.66 loans · $68M · Milford, IAFull record →
- 4.575 loans · $220M · De Graff, OHFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.24 loans · $17M · Wayne, PAFull record →
- 7.13 loans · $18M · Roseburg, ORFull record →
- 8.75 loans · $98M · Sioux Falls, SDFull record →
- 9.19 loans · $18M · Grand Rapids, MIFull record →
- 10.103 loans · $64M · Indiana, PAFull record →
- 11.149 loans · $135M · Mukwonago, WIFull record →
- 12.284 loans · $254M · Cincinnati, OHFull record →
- 13.128 loans · $40M · Wilmington, DEFull record →
- 14.40 loans · $42M · Englewood Cliffs, NJFull record →
- 15.328 loans · $134M · Cleveland, OHFull record →
- 16.18 loans · $6M · Oxford, MIFull record →
- 17.65 loans · $52M · Lancaster, PAFull record →
- 18.1 loans · $1M · Philadelphia, PAFull record →
85+ funded BrightStar Care deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Brightstar Scottsdale Operations, LLC in Scottsdale, AZ — $3.4M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 20 days
- Approved
- 1/7/2026
- First disbursed
- 1/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $379K
- Est. cash at closing
- $523K
- Monthly payment
- $40,924
- Annual debt service
- $491K
- Cash flow needed (1.25×)
- $614K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Brightstar Scottsdale Operations, LLC in Scottsdale, AZ — $400K (2026) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (50%)
- Approval → funding
- 20 days
- Approved
- 1/7/2026
- First disbursed
- 1/27/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- AAA Compassionate Care of Iowa LLC in West Des Moines, IA — $350K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 18 days
- Approved
- 1/8/2026
- First disbursed
- 1/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,386
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- NNBSC LLC in Las Vegas, NV — $285K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $214K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
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- Crest Home Care LLC in Bedford, TX — $200K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 6 days
- Approved
- 11/25/2025
- First disbursed
- 12/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- The Entrance,LLC in Douglasville, GA — $200K (2026) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- CARE WITH DIGNITY LLC in Medway, MA — $150K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 5 days
- Approved
- 1/28/2026
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CT HOME HEALTHCARE INC in Wayne, NJ — $2.2M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 35 days
- Approved
- 8/4/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 277
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BRIGHTCARE HOME SERVICES LLC in Naperville, IL — $1.4M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.85% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 66 days
- Approved
- 3/7/2025
- First disbursed
- 5/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $161K
- Est. cash at closing
- $221K
- Monthly payment
- $18,250
- Annual debt service
- $219K
- Cash flow needed (1.25×)
- $274K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Nurses Nook Incorporated in Sierra Vista, AZ — $500K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 17 days
- Approved
- 7/11/2025
- First disbursed
- 7/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 79
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,539
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Star Hill Healthcare LLC in Fort Worth, TX — $385K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approved
- 3/7/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $428K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $57K
- Monthly payment
- $4,753
- Annual debt service
- $57K
- Cash flow needed (1.25×)
- $71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- AZALEA COMPANION & SKILLED HOME CARE LLC in Tyler, TX — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 12 days
- Approved
- 6/29/2025
- First disbursed
- 7/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- LCA Group LLC in Crestview Hills, KY — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 20 days
- Approved
- 3/7/2025
- First disbursed
- 3/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- South Valley Health LLC in San Jose, CA — $328K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $246K (75%)
- Approval → funding
- 70 days
- Approved
- 5/19/2025
- First disbursed
- 7/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Home Health Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Star Hill Healthcare LLC in Fort Worth, TX — $300K (2025) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approved
- 3/7/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,923
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Jones Enterprises 1028, LLC in Cedar Hill, TX — $280K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 21 days
- Approved
- 5/28/2025
- First disbursed
- 6/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CT HOME HEALTHCARE INC in Wayne, NJ — $250K (2025) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 38 days
- Approved
- 8/1/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 99
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BRIGHTSTAR CARE OF CARLETON & CANTON in Wayne, MI — $237K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $177K (75%)
- Approval → funding
- 46 days
- Approved
- 8/25/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Home Health Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- PawPaw Tree LLC in Moorestown, NJ — $209K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $157K (75%)
- Approval → funding
- 16 days
- Approved
- 5/5/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BRIGHTCARE HOME SERVICES LLC in Naperville, IL — $200K (2025) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 3/6/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,561
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a BrightStar Care? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to BrightStar Care businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a BrightStar Care purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $248K typical BrightStar Care loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 16 days typical to fund
Buyers researching a BrightStar Care typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.