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How to finance a DKI

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The SBA 7(a) lenders funding the most DKI deals, ranked from public loan records — typical DKI loan about $1.6M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance DKI

$1.61M

Typical loan

range $350K–$2.70M

$1.79M

Est. purchase price

≈ loan ÷ 90%

$246,591

Cash to close

$179,444 down + fees

$20,898/mo

Typical payment

~9.5% · 10yr

$288,392/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

4.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with DKI

Ranked by funded DKI loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.36 loans · $46M · Los Angeles, CAFull record →

3+ funded DKI deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ProTech Ventures L.L.C. in Elk Grove Village, IL — $2.7M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
156 mo (13 yrs)
SBA guaranteed
$2.4M (90%)
Approval → funding
17 days
Approved
7/26/2021
First disbursed
8/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Other Building Equipment Contractors
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$300K
Est. cash at closing
$414K
Monthly payment
$23,917
Annual debt service
$287K
Cash flow needed (1.25×)
$359K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
V&E Roosevelt Street LLC in Carlsbad, CA — $1.6M (2021) · Banc of California
Program
7a General
Rate at approval
4% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (90%)
Approval → funding
8 days
Approved
9/21/2021
First disbursed
9/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
ProTech Ventures L.L.C. in Elk Grove Village, IL — $350K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
17 days
Approved
7/26/2021
First disbursed
8/12/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Other Building Equipment Contractors
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,755
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a DKI? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to DKI businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a DKI purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$1.6M typical DKI loan
2 lenders fund the brand
17 days typical to fund

Buyers researching a DKI typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker DKI record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dki
API:: https://www.capbench.com/api/public/lenders?franchise=dki
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.