Retail & Shops · lender intelligence
How to finance a EarthWise Pet Supply
The SBA 7(a) lenders funding the most EarthWise Pet Supply deals, ranked from public loan records — typical EarthWise Pet Supply loan about $480K, 0% failure rate across 33 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance EarthWise Pet Supply
$480K
Typical loan
range $351K–$662K
$533K
Est. purchase price
≈ loan ÷ 90%
$71,333
Cash to close
$53,333 down + fees
$6,211/mo
Typical payment
~9.5% · 10yr
$85,712/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
19
Lenders competing
more = leverage
8.24%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with EarthWise Pet Supply
Ranked by funded EarthWise Pet Supply loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.104 loans · $100M · Portsmouth, VAFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.28 loans · $42M · Lehi, UTFull record →
- 4.868 loans · $362M · Salt Lake City, UTFull record →
- 5.328 loans · $134M · Cleveland, OHFull record →
- 6.9 loans · $2M · Burley, IDFull record →
- 7.15 loans · $20M · Madisonville, KYFull record →
- 8.66 loans · $68M · Milford, IAFull record →
- 9.23 loans · $30M · Stuart, FLFull record →
- 10.1,296 loans · $1.4B · Wilmington, NCFull record →
- 11.32 loans · $54M · Tupelo, MSFull record →
- 12.9 loans · $10M · Garden City Park, NYFull record →
- 13.46 loans · $85M · Salt Lake City, UTFull record →
- 14.3 loans · $2M · Woburn, MAFull record →
- 15.24 loans · $17M · Wayne, PAFull record →
- 16.62 loans · $26M · Oklahoma City, OKFull record →
33+ funded EarthWise Pet Supply deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Paw & Whisker Pantry LLC in Atlanta, GA — $800K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 56 days
- Approved
- 12/26/2025
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Simon Tails LLC in Oklahoma City, OK — $381K (2026) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 123 months
- SBA guaranteed
- $286K (75%)
- Approved
- 2/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Kaudacious Elevations LLC in Canton, OH — $790K (2025) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 126 months
- SBA guaranteed
- $592K (75%)
- Approval → funding
- 40 days
- Approved
- 9/19/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- JMTECH LLC in Oak Point, TX — $758K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $568K (75%)
- Approval → funding
- 45 days
- Approved
- 9/16/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- TELLURIDE HOLDINGS CENTENNIAL, LLC in Centennial, CO — $667K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $500K (75%)
- Approval → funding
- 79 days
- Approved
- 6/18/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Boucher Enterprises Worldwide LLC in Austin, TX — $450K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 124 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 23 days
- Approved
- 3/25/2025
- First disbursed
- 4/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- BJDJGS Inc in Buffalo, NY — $736K (2024) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $552K (75%)
- Approval → funding
- 56 days
- Approved
- 12/21/2023
- First disbursed
- 2/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- D&L Jones Inc in White Lake, MI — $680K (2024) · Hanover Community Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $510K (75%)
- Approval → funding
- 56 days
- Approved
- 3/28/2024
- First disbursed
- 5/23/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Pups Gone Coastal LLC in Myrtle Beach, SC — $480K (2024) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 24 days
- Approved
- 10/10/2023
- First disbursed
- 11/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- Furry Friends, LLC in Milton, GA — $467K (2024) · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 6 days
- Approved
- 1/18/2024
- First disbursed
- 1/24/2024
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Pet and Pet Supplies Retailers
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- EarthWise Pet in Wayland, MA — $677K (2023) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 128 months
- SBA guaranteed
- $508K (75%)
- Approval → funding
- 4 days
- Approved
- 1/23/2023
- First disbursed
- 1/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- AWSTRUNK LLC in Chandler, AZ — $662K (2023) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $497K (75%)
- Approval → funding
- 8 days
- Approved
- 6/21/2023
- First disbursed
- 6/29/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- KC Paw Squad in Kansas City, MO — $662K (2023) · Pony Express Bank
- Program
- 7a General
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $497K (75%)
- Approval → funding
- 15 days
- Approved
- 9/28/2023
- First disbursed
- 10/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Pony Express Bank
Your business? Claim this record · Request removal
- High Altitude Holistic Pets LLC in Littleton, CO — $620K (2023) · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 18 days
- Approved
- 10/14/2022
- First disbursed
- 11/1/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- EARTHWISE PET in Bend, OR — $619K (2023) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 128 months
- SBA guaranteed
- $464K (75%)
- Approval → funding
- 46 days
- Approved
- 12/29/2022
- First disbursed
- 2/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- ASGARDIAN ENTERPRISES LLC in Matthews, NC — $618K (2023) · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $464K (75%)
- Approval → funding
- 21 days
- Approved
- 8/11/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- AWSTRUNK LLC in Chandler, AZ — $25K (2023) · TowneBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 8 days
- Approved
- 6/21/2023
- First disbursed
- 6/29/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Sunnhund, LLC in Bozeman, MT — $1.4M (2022) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 30 days
- Approved
- 4/11/2022
- First disbursed
- 5/11/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- EARTHWISE PET in Southlake, TX — $600K (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Pet and Pet Supplies Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Earthwise PNW1 LLC in Orting, WA — $487K (2022) · Community Bank & Trust-West Georgia
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 126 months
- SBA guaranteed
- $365K (75%)
- Approval → funding
- 3 days
- Approved
- 9/27/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
Buying a EarthWise Pet Supply? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to EarthWise Pet Supply businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a EarthWise Pet Supply purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TowneBank funds the most. CapBench is not a lender.
- $480K typical EarthWise Pet Supply loan
- 0% failure rate (FY20–23)
- 19 lenders fund the brand
- 21 days typical to fund
Buyers researching a EarthWise Pet Supply typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.