Retail & Shops · lender intelligence
How to finance a Good Neighbor Pharmacy
The SBA 7(a) lenders funding the most Good Neighbor Pharmacy deals, ranked from public loan records — typical Good Neighbor Pharmacy loan about $1.4M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Good Neighbor Pharmacy
$1.40M
Typical loan
range $890K–$2.32M
$1.56M
Est. purchase price
≈ loan ÷ 90%
$213,739
Cash to close
$155,778 down + fees
$18,142/mo
Typical payment
~9.5% · 10yr
$250,360/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
6
Lenders competing
more = leverage
7.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Good Neighbor Pharmacy
Ranked by funded Good Neighbor Pharmacy loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.19 loans · $5M · Bessemer, ALFull record →
- 3.33 loans · $54M · Sun Valley, CAFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
- 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 6.24 loans · $22M · College Station, TXFull record →
15+ funded Good Neighbor Pharmacy deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ricker Pharmacy in Worland, WY — $890K (2026) · purchase · First Financial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $668K (75%)
- Approved
- 3/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Retailers
If you were the buyer here
- Est. deal size
- $989K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $136K
- Monthly payment
- $11,154
- Annual debt service
- $134K
- Cash flow needed (1.25×)
- $167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- Vo Pharmacy in Whittier, CA — $350K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $245K (70%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Curry's Family Pharmacy in Riverton, IL — $2.2M (2025) · purchase · First Financial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 39 days
- Approved
- 11/7/2024
- First disbursed
- 12/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Retailers
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $240K
- Est. cash at closing
- $331K
- Monthly payment
- $28,246
- Annual debt service
- $339K
- Cash flow needed (1.25×)
- $424K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- Mitch's Pharmacy, LLC in Hazlehurst, GA — $150K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 14.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 12 days
- Approved
- 7/12/2024
- First disbursed
- 7/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- SALEH PHARMACY, INC in Santa Ana, CA — $3.6M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 18 days
- Approved
- 1/26/2023
- First disbursed
- 2/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Retailers
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $400K
- Est. cash at closing
- $553K
- Monthly payment
- $45,603
- Annual debt service
- $547K
- Cash flow needed (1.25×)
- $684K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Professional Pharmacy of Oxford, LLC in Oxford, NC — $750K (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.53% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 8 days
- Approved
- 1/5/2023
- First disbursed
- 1/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Medisav Homecare Pharmacies, Inc in Charleston, AR — $4.9M (2021) · purchase · First Financial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (77%)
- Approval → funding
- 21 days
- Approved
- 3/10/2021
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 51
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $5.4M
- Est. down payment (10%)
- $540K
- Est. cash at closing
- $747K
- Monthly payment
- $52,165
- Annual debt service
- $626K
- Cash flow needed (1.25×)
- $782K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- BLVD Pharmacy in Beverly Hills, CA — $4.4M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (85%)
- Approved
- 9/13/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $4.9M
- Est. down payment (10%)
- $489K
- Est. cash at closing
- $676K
- Monthly payment
- $47,752
- Annual debt service
- $573K
- Cash flow needed (1.25×)
- $716K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Med. One Pharmacy, Inc. in Jarrettsville, MD — $2.1M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.65% fixed
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $1.9M (90%)
- Approved
- 6/11/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $233K
- Est. cash at closing
- $321K
- Monthly payment
- $16,640
- Annual debt service
- $200K
- Cash flow needed (1.25×)
- $250K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Octagon Healthcare, Inc in West Covina, CA — $1.4M (2021) · purchase · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 20 days
- Approved
- 6/3/2021
- First disbursed
- 6/23/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Offices of All Other Miscellaneous Health Practitioners
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $214K
- Monthly payment
- $10,996
- Annual debt service
- $132K
- Cash flow needed (1.25×)
- $165K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
Your business? Claim this record · Request removal
- W. H. GOODALE CO. in Dover, NJ — $1.2M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approved
- 8/26/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $183K
- Monthly payment
- $13,023
- Annual debt service
- $156K
- Cash flow needed (1.25×)
- $195K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- MEDI-THRIFT PHARMACY, INC. in La Fayette, GA — $910K (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $819K (90%)
- Approved
- 2/5/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Falcon Pharmacy Investments, LLC in Xenia, OH — $2.3M (2020) · purchase · First Financial Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 34 days
- Approved
- 8/27/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $2.6M
- Est. down payment (10%)
- $258K
- Est. cash at closing
- $355K
- Monthly payment
- $24,875
- Annual debt service
- $298K
- Cash flow needed (1.25×)
- $373K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- PHARMACY PLUS, INC. in Teague, TX — $1.9M (2020) · American Momentum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 119 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 26 days
- Approved
- 9/4/2020
- First disbursed
- 9/30/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 83
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Stores
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
- K&R Ventures LLC in Warminster, PA — $1.4M (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 119 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 71 days
- Approved
- 9/30/2020
- First disbursed
- 12/10/2020
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Pharmacies and Drug Stores
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $150K
- Est. cash at closing
- $206K
- Monthly payment
- $14,577
- Annual debt service
- $175K
- Cash flow needed (1.25×)
- $219K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Good Neighbor Pharmacy? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Good Neighbor Pharmacy businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Good Neighbor Pharmacy purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $1.4M typical Good Neighbor Pharmacy loan
- 6 lenders fund the brand
- 21 days typical to fund
Buyers researching a Good Neighbor Pharmacy typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.