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How to finance a Imeca Lumber & Hardware

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The SBA 7(a) lenders funding the most Imeca Lumber & Hardware deals, ranked from public loan records — typical Imeca Lumber & Hardware loan about $1.6M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Imeca Lumber & Hardware

$1.60M

Typical loan

range $125K–$1.60M

$1.78M

Est. purchase price

≈ loan ÷ 90%

$244,278

Cash to close

$177,778 down + fees

$20,704/mo

Typical payment

~9.5% · 10yr

$285,715/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

3 days

Typical time to fund

Lenders competing

more = leverage

5.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Imeca Lumber & Hardware

Ranked by funded Imeca Lumber & Hardware loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →

2+ funded Imeca Lumber & Hardware deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sierra Lumber, LLC in Willcox, AZ — $1.6M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (90%)
Approval → funding
3 days
Approved
6/22/2021
First disbursed
6/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$17,563
Annual debt service
$211K
Cash flow needed (1.25×)
$263K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sierra Lumber, LLC in Willcox, AZ — $125K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$94K (75%)
Approval → funding
3 days
Approved
6/22/2021
First disbursed
6/25/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$139K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$1,311
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Imeca Lumber & Hardware? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Imeca Lumber & Hardware businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Imeca Lumber & Hardware purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$1.6M typical Imeca Lumber & Hardware loan
1 lenders fund the brand
3 days typical to fund

Buyers researching a Imeca Lumber & Hardware typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Imeca Lumber & Hardware record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/imeca-lumber-hardware
API:: https://www.capbench.com/api/public/lenders?franchise=imeca-lumber-hardware
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.