Health & Medical · lender intelligence
How to finance a Massage LuXe
The SBA 7(a) lenders funding the most Massage LuXe deals, ranked from public loan records — typical Massage LuXe loan about $560K, 0% failure rate across 39 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Massage LuXe
$560K
Typical loan
range $375K–$818K
$622K
Est. purchase price
≈ loan ÷ 90%
$83,222
Cash to close
$62,222 down + fees
$7,246/mo
Typical payment
~9.5% · 10yr
$99,995/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
16 days
Typical time to fund
17
Lenders competing
more = leverage
8.57%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Massage LuXe
Ranked by funded Massage LuXe loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.15 loans · $15M · Houston, MOFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.19 loans · $18M · Salt Lake City, UTFull record →
- 4.103 loans · $64M · Indiana, PAFull record →
- 5.88 loans · $96M · Muncie, INFull record →
- 6.1 loans · $0M · Ann Arbor, MIFull record →
- 7.24 loans · $17M · Wayne, PAFull record →
- 8.30 loans · $24M · Kansas City, MOFull record →
- 9.19 loans · $5M · Roseville, CAFull record →
- 10.242 loans · $281M · Chicago, ILFull record →
- 11.46 loans · $85M · Salt Lake City, UTFull record →
- 12.31 loans · $44M · Passaic, NJFull record →
- 13.8 loans · $6M · Lemay, MOFull record →
- 14.47 loans · $39M · Greenville, PAFull record →
- 15.21 loans · $5M · Spartanburg, SCFull record →
39+ funded Massage LuXe deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Massage Luxe Johns Creek in Alpharetta, GA — $852K (2026) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $639K (75%)
- Approved
- 12/15/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First Merchants Bank · Lender record →
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- AHW Georgia Sandy Springs LLC in Atlanta, GA — $818K (2026) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 129 months
- SBA guaranteed
- $614K (75%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- LiSha Serenity, LLC in Fresno, CA — $957K (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $718K (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- DREAM BROKERS LLC in Venice, FL — $880K (2025) · Meridian Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $660K (75%)
- Approval → funding
- 82 days
- Approved
- 2/12/2025
- First disbursed
- 5/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 29
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
- THE Kollman Co. LLC in Pleasant Grove, UT — $814K (2025) · Midwest BankCentre
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $611K (75%)
- Approval → funding
- 14 days
- Approved
- 12/10/2024
- First disbursed
- 12/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Midwest BankCentre · Lender record →
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- GPS-ST Wellness LLC in Tampa, FL — $475K (2025) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 13 days
- Approved
- 12/10/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by First Commonwealth Bank · Lender record →
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- MassageLuxe1 in Draper, UT — $375K (2025) · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 121 months
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 17 days
- Approved
- 3/4/2025
- First disbursed
- 3/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
- Defiant Dream, LLC in Davie, FL — $900K (2024) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.79% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 5 days
- Approved
- 2/15/2024
- First disbursed
- 2/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- Sugar & Oak, LLC in Wake Forest, NC — $837K (2024) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $627K (75%)
- Approval → funding
- 9 days
- Approved
- 6/26/2024
- First disbursed
- 7/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- DREAM BROKERS LLC in Nokomis, FL — $734K (2024) · Meridian Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approved
- 9/19/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
- MassageLuXe in Saratoga Springs, UT — $560K (2024) · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 5 days
- Approved
- 7/24/2024
- First disbursed
- 7/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
- Indulgent Aesthetics LLC in Fresno, CA — $1.0M (2023) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $750K (75%)
- Approved
- 9/8/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
- Rochester Hills #2 LLC in Rochester Hills, MI — $917K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $688K (75%)
- Approval → funding
- 1 days
- Approved
- 3/22/2023
- First disbursed
- 3/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Alchemy Health & Wellness, Inc. in Peachtree City, GA — $883K (2023) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $662K (75%)
- Approval → funding
- 0 days
- Approved
- 12/22/2022
- First disbursed
- 12/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
- JLD&A Massage Spa, LLC in Winter Garden, FL — $850K (2023) · Valley National Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 130 months
- SBA guaranteed
- $637K (75%)
- Approval → funding
- 4 days
- Approved
- 9/28/2023
- First disbursed
- 10/2/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- Thomas Relaxation Sanctuary LLC in Fort Mill, SC — $802K (2023) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $602K (75%)
- Approval → funding
- 14 days
- Approved
- 6/6/2023
- First disbursed
- 6/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- EFG Spa York, LLC in York, PA — $631K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $474K (75%)
- Approval → funding
- 4 days
- Approved
- 8/21/2023
- First disbursed
- 8/25/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Jeffiner LLC in Farmintgon, MI — $631K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (75%)
- Approval → funding
- 3 days
- Approved
- 4/4/2023
- First disbursed
- 4/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 54
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kasa X, LLC - Series McEwen, LLC in Franklin, TN — $619K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $464K (75%)
- Approval → funding
- 0 days
- Approved
- 3/24/2023
- First disbursed
- 3/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- LWR MASSAGE LLC in Lakewood Ranch, FL — $350K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 2 days
- Approved
- 2/22/2023
- First disbursed
- 2/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Massage LuXe businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Massage LuXe purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bank of Houston funds the most. CapBench is not a lender.
- $560K typical Massage LuXe loan
- 0% failure rate (FY20–23)
- 17 lenders fund the brand
- 16 days typical to fund
Buyers researching a Massage LuXe typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.