Home & Trade Services · lender intelligence
How to finance a Mr. Appliance
The SBA 7(a) lenders funding the most Mr. Appliance deals, ranked from public loan records — typical Mr. Appliance loan about $150K, 23.08% failure rate across 75 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Mr. Appliance
$150K
Typical loan
range $150K–$150K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
76.9%
Still performing
23.1% default · FY20–23
16 days
Typical time to fund
15
Lenders competing
more = leverage
8.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mr. Appliance
Ranked by funded Mr. Appliance loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.1,296 loans · $1.4B · Wilmington, NCFull record →
- 4.1,322 loans · $185M · Wilmington, DEFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.138 loans · $276M · Sioux Falls, SDFull record →
- 7.116 loans · $120M · Evansville, INFull record →
- 8.88 loans · $96M · Muncie, INFull record →
- 9.3,264 loans · $846M · Miami, FLFull record →
- 10.10 loans · $9M · Elk City, OKFull record →
- 11.1,927 loans · $207M · Buffalo, NYFull record →
- 12.9 loans · $10M · Waukesha, WIFull record →
- 13.14 loans · $2M · Cedar City, UTFull record →
75+ funded Mr. Appliance deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Mr. Appliance of League City, Mr. Appliance of Deer Park, and Mr. Appliance of R in Friendswood, TX — $350K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 4 days
- Approved
- 11/13/2025
- First disbursed
- 11/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by Newtek Bank, National Association · Lender record →
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- 1ST EVEREST CORPORATION dba MR. APPLIANCE OF HOLLAND in Holland, MI — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 27 days
- Approved
- 2/10/2026
- First disbursed
- 3/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Apex Appliance Solutions LLC dba Mr. Appliance of Northeast Lawrenceville in Lawrenceville, GA — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 13 days
- Approved
- 2/27/2026
- First disbursed
- 3/12/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Mr. Appliance in Punta Gorda, FL — $2.0M (2025) · purchase · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 24 days
- Approved
- 10/22/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Appliance Repair and Maintenance
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $227K
- Est. cash at closing
- $312K
- Monthly payment
- $26,959
- Annual debt service
- $324K
- Cash flow needed (1.25×)
- $404K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
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- CALGRA GROUP INC. in Mansfield, OH — $963K (2025) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $722K (75%)
- Approval → funding
- 38 days
- Approved
- 9/9/2025
- First disbursed
- 10/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Appliance Repair and Maintenance
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $107K
- Est. cash at closing
- $147K
- Monthly payment
- $12,593
- Annual debt service
- $151K
- Cash flow needed (1.25×)
- $189K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- Beltway Repair LLC in Fairfax, VA — $555K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 23 days
- Approved
- 6/25/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Appliance Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
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- SERVANT GROUP LLC in Park City, KS — $375K (2025) · Great Plains National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 7 days
- Approved
- 5/29/2025
- First disbursed
- 6/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by Great Plains National Bank · Lender record →
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- Bonsai Legacy Holdings II, LLC in Charlotte, NC — $240K (2025) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 16 days
- Approved
- 7/22/2025
- First disbursed
- 8/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by Pathward National Association · Lender record →
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- Solid Rock Appliance Repair LLC in Nottingham, MD — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 39 days
- Approved
- 7/17/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Bauer Solutions LLC dba Mr. Appliance of Northwest Reading in Bethel, PA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 8/26/2025
- First disbursed
- 9/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- CR Technologies, LLC dba Mr. Appliance of Aberdeen, Watertown, and Brookings in Brookings, SD — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 69 days
- Approved
- 10/29/2024
- First disbursed
- 1/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- APPLIANCE DOCTOR OF SPRING HILL, FL, LLC in Spring Hill, FL — $150K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 2 days
- Approved
- 11/6/2024
- First disbursed
- 11/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by BayFirst National Bank · Lender record →
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- RESILIENT ENDEAVORS, INC. in Jamestown, NY — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 103 days
- Approved
- 12/4/2024
- First disbursed
- 3/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- BD Global Holdings, LLC dba Mr. Appliance of Highland Park in Dallas, TX — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 12 days
- Approved
- 2/26/2025
- First disbursed
- 3/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Beltway Repair LLC in Fairfax, VA — $100K (2025) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 6/25/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Appliance Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
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- Mr. Appliance of Spring Hill in Spring Hill, FL — $70K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $60K (85%)
- Approval → funding
- 7 days
- Approved
- 6/25/2025
- First disbursed
- 7/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Appliance Repair and Maintenance
Funded by BayFirst National Bank · Lender record →
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- AHLEEN AZ, INC. in Tempe, AZ — $744K (2024) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $558K (75%)
- Approval → funding
- 39 days
- Approved
- 9/30/2024
- First disbursed
- 11/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Appliance Repair and Maintenance
If you were the buyer here
- Est. deal size
- $827K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $113K
- Monthly payment
- $10,354
- Annual debt service
- $124K
- Cash flow needed (1.25×)
- $155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Laman Franchise LLC dba Mr. Appliance of San Marcos in Manor, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 105 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 34 days
- Approved
- 12/22/2023
- First disbursed
- 1/25/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Rolling Holly River LLC dba Mr Appliance of Middletown - Glastonbury in Middletown, CT — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 12 days
- Approved
- 3/30/2024
- First disbursed
- 4/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- BULLETTE ENTERPRISES, LLC dba MR. APPLIANCE OF MARION-CARBONDALE in Carterville, IL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 29 days
- Approved
- 8/21/2024
- First disbursed
- 9/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Appliance Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mr. Appliance businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mr. Appliance purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $150K typical Mr. Appliance loan
- 23.08% failure rate (FY20–23)
- 15 lenders fund the brand
- 16 days typical to fund
Buyers researching a Mr. Appliance typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.