Retail & Shops · lender intelligence
How to finance a OILSTOP
The SBA 7(a) lenders funding the most OILSTOP deals, ranked from public loan records — typical OILSTOP loan about $2.0M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance OILSTOP
$2.04M
Typical loan
range $1.80M–$2.04M
$2.27M
Est. purchase price
≈ loan ÷ 90%
$312,759
Cash to close
$227,111 down + fees
$26,449/mo
Typical payment
~9.5% · 10yr
$364,996/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
221 days
Typical time to fund
1
Lenders competing
more = leverage
6.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with OILSTOP
Ranked by funded OILSTOP loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
2+ funded OILSTOP deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Buggy Shower Car Wash & Oilstop in Madera, CA — $2.0M (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 116 days
- Approved
- 9/2/2022
- First disbursed
- 12/27/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Buggy Shower Car Wash & Oil Stop in Madera, CA — $1.8M (2020) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 221 days
- Approved
- 11/29/2019
- First disbursed
- 7/7/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a OILSTOP? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to OILSTOP businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a OILSTOP purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $2.0M typical OILSTOP loan
- 1 lenders fund the brand
- 221 days typical to fund
Buyers researching a OILSTOP typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.