Home & Trade Services · lender intelligence

How to finance a Outdoor Lighting Perspectives

State:

The SBA 7(a) lenders funding the most Outdoor Lighting Perspectives deals, ranked from public loan records — typical Outdoor Lighting Perspectives loan about $250K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Outdoor Lighting Perspectives

$250K

Typical loan

range $150K–$567K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

8.9%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Outdoor Lighting Perspectives

Ranked by funded Outdoor Lighting Perspectives loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.27 loans · $28M · Oak Ridge, LAFull record →
3.242 loans · $281M · Chicago, ILFull record →
4.9 loans · $5M · Wausau, WIFull record →
5.17 loans · $5M · Fort Worth, TXFull record →
6.138 loans · $276M · Sioux Falls, SDFull record →
7.5 loans · $11M · Birmingham, ALFull record →
8.1 loans · $0M · Sterling Heights, MIFull record →

18+ funded Outdoor Lighting Perspectives deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Outdoor Lighting Perspectives of Dayton in Dayton, OH — $1.2M (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$904K (75%)
Approved
1/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Electrical Contractors and Other Wiring Installation Contrac
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$134K
Est. cash at closing
$184K
Monthly payment
$15,428
Annual debt service
$185K
Cash flow needed (1.25×)
$231K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Almost Heaven Outdoor Lighting LLC dba OLP OF THE PIEDMONT in Union Grove, NC — $310K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
13 days
Approved
2/11/2026
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
SOUTH SHORE LIGHTING, LLC dba Outdoor Lighting Perspectives in Hull, MA — $250K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
35 days
Approved
12/18/2025
First disbursed
1/22/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Apricity Holdings, LLC dba Outdoor Lighting Perspectives of Colorado Springs in Colorado Springs, CO — $250K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
21 days
Approved
1/21/2026
First disbursed
2/11/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Outdoor Lighting of Coastal Virginia LLC in Virginia Beach, VA — $567K (2025) · purchase · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$425K (75%)
Approval → funding
15 days
Approved
8/28/2025
First disbursed
9/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Landscape Architectural Services
If you were the buyer here
Est. deal size
$630K
Est. down payment (10%)
$63K
Est. cash at closing
$84K
Monthly payment
$7,415
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
Outdoor Lighting of Coastal Virginia LLC in Virginia Beach, VA — $567K (2025) · purchase · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$425K (75%)
Approved
8/30/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Landscape Architectural Services
If you were the buyer here
Est. deal size
$630K
Est. down payment (10%)
$63K
Est. cash at closing
$84K
Monthly payment
$7,415
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
BrightTrek LLC in Sterling Heights, MI — $160K (2025) · Christian Financial CU
Program
7a General
Rate at approval
9.75% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$120K (75%)
Approval → funding
21 days
Approved
11/29/2024
First disbursed
12/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Trade Contractors
Funded by Christian Financial CU · Lender record →
Your business? Claim this record · Request removal
JK Law Lighting Co. in Andover, KS — $150K (2025) · First Command Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
9/29/2025
First disbursed
10/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by First Command Bank · Lender record →
Your business? Claim this record · Request removal
PPE Ventures LLC in Louisville, KY — $625K (2023) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$469K (75%)
Approval → funding
13 days
Approved
7/28/2023
First disbursed
8/10/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Landscape Architectural Services
If you were the buyer here
Est. deal size
$694K
Est. down payment (10%)
$69K
Est. cash at closing
$93K
Monthly payment
$8,521
Annual debt service
$102K
Cash flow needed (1.25×)
$128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Bright Nights LLC in Lindon, UT — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
1 days
Approved
1/10/2023
First disbursed
1/11/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Klahn Designs LLC in Rockwall, TX — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
10 days
Approved
7/28/2023
First disbursed
8/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
PPE Ventures LLC in Louisville, KY — $100K (2023) · Byline Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
13 days
Approved
7/28/2023
First disbursed
8/10/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Landscape Architectural Services
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
OLP Alabama LLC in Pelham, AL — $677K (2022) · purchase · ServisFirst Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$508K (75%)
Approval → funding
28 days
Approved
8/2/2022
First disbursed
8/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Electrical Apparatus and Equipment, Wiring Supplies, and Rel
If you were the buyer here
Est. deal size
$753K
Est. down payment (10%)
$75K
Est. cash at closing
$101K
Monthly payment
$7,521
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ServisFirst Bank · Lender record →
Your business? Claim this record · Request removal
APIC, INC. in Bay Shore, NY — $480K (2021) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$432K (90%)
Approval → funding
22 days
Approved
3/8/2021
First disbursed
3/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Electrical Contractors and Other Wiring Installation Contrac
If you were the buyer here
Est. deal size
$533K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$5,329
Annual debt service
$64K
Cash flow needed (1.25×)
$80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Service Bright, Inc dba Outdoor Lighting Perspectives of Orange Beach-Pensacola in Orange Beach, AL — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
80 months
SBA guaranteed
$135K (90%)
Approval → funding
0 days
Approved
3/31/2021
First disbursed
3/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Specialized Design Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
HOGUE HOME SERVICES INC. in Sanford, FL — $100K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
25 days
Approved
11/5/2020
First disbursed
11/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Specialized Design Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Gordon Landscape Lighting & Architecture, Inc.dba OUTDOOR LIGHTING PERSPECTIVES in Guerneville, CA — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
55 days
Approved
11/6/2019
First disbursed
12/31/2019
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Other Specialized Design Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Orange County Lighting Corp. in Dana Point, CA — $123K (2020) · United Midwest Savings Bank National Association
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$105K (85%)
Approval → funding
26 days
Approved
3/5/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Outdoor Lighting Perspectives? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Outdoor Lighting Perspectives businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Outdoor Lighting Perspectives purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$250K typical Outdoor Lighting Perspectives loan
8 lenders fund the brand
21 days typical to fund

Buyers researching a Outdoor Lighting Perspectives typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Outdoor Lighting Perspectives record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/outdoor-lighting-perspectives
API:: https://www.capbench.com/api/public/lenders?franchise=outdoor-lighting-perspectives
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.