Retail & Shops · lender intelligence
How to finance a Pet Wants
The SBA 7(a) lenders funding the most Pet Wants deals, ranked from public loan records — typical Pet Wants loan about $247K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pet Wants
$247K
Typical loan
range $198K–$495K
$274K
Est. purchase price
≈ loan ÷ 90%
$36,677
Cash to close
$27,422 down + fees
$3,613/mo
Typical payment
~12.5% · 10yr
$49,859/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
4
Lenders competing
more = leverage
9.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pet Wants
Ranked by funded Pet Wants loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.8 loans · $17M · Hilton Head Island, SCFull record →
4+ funded Pet Wants deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JOYFUL TAILS OF FLORIDA LLC in Altamonte Springs, FL — $247K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $185K (75%)
- Approval → funding
- 28 days
- Approved
- 1/30/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First Bank of the Lake · Lender record →
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- Winston and Company LLC in Bluffton, SC — $198K (2025) · Coastal States Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $149K (75%)
- Approval → funding
- 13 days
- Approved
- 3/4/2025
- First disbursed
- 3/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Coastal States Bank · Lender record →
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- Reynolds Franchise Solutions LLC in Spring, TX — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 7/14/2025
- First disbursed
- 7/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
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- JENMARC LLC in Hamilton, OH — $495K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 23 days
- Approved
- 12/5/2022
- First disbursed
- 12/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $550K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $74K
- Monthly payment
- $6,405
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Pet Wants? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pet Wants businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pet Wants purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $247K typical Pet Wants loan
- 4 lenders fund the brand
- 23 days typical to fund
Buyers researching a Pet Wants typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.