Health & Medical · lender intelligence

How to finance a Radiant Waxing

State:

The SBA 7(a) lenders funding the most Radiant Waxing deals, ranked from public loan records — typical Radiant Waxing loan about $436K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Radiant Waxing

$436K

Typical loan

range $150K–$999K

$484K

Est. purchase price

≈ loan ÷ 90%

$64,794

Cash to close

$48,444 down + fees

$5,642/mo

Typical payment

~9.5% · 10yr

$77,860/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

9.95%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Radiant Waxing

Ranked by funded Radiant Waxing loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.19 loans · $5M · Roseville, CAFull record →
2.6 loans · $6M · Conway, ARFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.54 loans · $22M · Chubbuck, IDFull record →
6.1,927 loans · $207M · Buffalo, NYFull record →

11+ funded Radiant Waxing deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Waxhouse Bay Area, LLC in Walnut Creek, CA — $3.1M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$496K (16%)
Approval → funding
50 days
Approved
1/8/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$344K
Est. cash at closing
$476K
Monthly payment
$36,394
Annual debt service
$437K
Cash flow needed (1.25×)
$546K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
6011 Wax LLC in Williamsville, NY — $344K (2026) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$258K (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
G6, LLC in Saint George, UT — $469K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
129 months
SBA guaranteed
$351K (75%)
Approval → funding
19 days
Approved
10/10/2024
First disbursed
10/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
L Box LLC in Lake Oswego, OR — $150K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
12.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
6 days
Approved
7/1/2025
First disbursed
7/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
G6, LLC in Saint George, UT — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
132 days
Approved
10/10/2024
First disbursed
2/19/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Category 5 Services, Inc. in Boise, ID — $999K (2024) · purchase · Idaho Central CU
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$749K (75%)
Approval → funding
24 days
Approved
11/4/2023
First disbursed
11/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,761
Annual debt service
$165K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
Category 5 Services, Inc. in Nampa, ID — $898K (2024) · purchase · Idaho Central CU
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$673K (75%)
Approval → funding
21 days
Approved
11/7/2023
First disbursed
11/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$997K
Est. down payment (10%)
$100K
Est. cash at closing
$137K
Monthly payment
$12,363
Annual debt service
$148K
Cash flow needed (1.25×)
$185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
JHTT INVESTMENTS INC in Lubbock, TX — $1.0M (2023) · purchase · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$766K (75%)
Approval → funding
11 days
Approved
3/9/2023
First disbursed
3/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$113K
Est. cash at closing
$156K
Monthly payment
$13,777
Annual debt service
$165K
Cash flow needed (1.25×)
$207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
2M Radiant, LLC in Lees Summit, MO — $436K (2023) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
126 months
SBA guaranteed
$327K (75%)
Approval → funding
23 days
Approved
11/14/2022
First disbursed
12/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
JHTT INVESTMENTS INC in Lubbock, TX — $150K (2023) · purchase · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
119 months
SBA guaranteed
$113K (75%)
Approval → funding
27 days
Approved
3/9/2023
First disbursed
4/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,034
Annual debt service
$24K
Cash flow needed (1.25×)
$31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
ShyraCo LLC in Greenwood Village, CO — $350K (2022) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
17 days
Approved
8/22/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Radiant Waxing? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Radiant Waxing businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Radiant Waxing purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Five Star Bank funds the most. CapBench is not a lender.

$436K typical Radiant Waxing loan
6 lenders fund the brand
23 days typical to fund

Buyers researching a Radiant Waxing typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Radiant Waxing record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/radiant-waxing
API:: https://www.capbench.com/api/public/lenders?franchise=radiant-waxing
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.