Home & Trade Services · lender intelligence

How to finance a Re-Bath

State:

The SBA 7(a) lenders funding the most Re-Bath deals, ranked from public loan records — typical Re-Bath loan about $349K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Re-Bath

$349K

Typical loan

range $250K–$528K

$388K

Est. purchase price

≈ loan ÷ 90%

$51,866

Cash to close

$38,778 down + fees

$4,807/mo

Typical payment

~11% · 10yr

$66,337/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

7.33%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Re-Bath

Ranked by funded Re-Bath loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.75 loans · $98M · Sioux Falls, SDFull record →
3.72 loans · $30M · Oconomowoc, WIFull record →
4.104 loans · $100M · Portsmouth, VAFull record →
5.38 loans · $21M · San Antonio, TXFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.149 loans · $135M · Mukwonago, WIFull record →
8.318 loans · $229M · Osage Beach, MOFull record →

11+ funded Re-Bath deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Re-Bath in Rockville, MD — $528K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$396K (75%)
Approval → funding
29 days
Approved
3/6/2025
First disbursed
4/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Pacific Horizon Bathrooms LLC in Everett, WA — $349K (2025) · Bank Five Nine
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
112 days
Approved
3/13/2025
First disbursed
7/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
BATHWORKS ENTERPRISES, LLC in Tampa, FL — $350K (2023) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
15 days
Approved
12/20/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Dorman Bath Designs LLC in Foley, AL — $304K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$228K (75%)
Approval → funding
111 days
Approved
9/8/2023
First disbursed
12/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Charleston Bathroom Remodelers LLC in Ladson, SC — $290K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$217K (75%)
Approval → funding
70 days
Approved
7/13/2022
First disbursed
9/21/2022
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DAMJR, LLC in Raleigh, NC — $2.1M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.15% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (90%)
Approval → funding
6 days
Approved
8/26/2021
First disbursed
9/1/2021
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$230K
Est. cash at closing
$317K
Monthly payment
$22,108
Annual debt service
$265K
Cash flow needed (1.25×)
$332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Wilmington Re-Bath in Wilmington, NC — $675K (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$506K (75%)
Approval → funding
20 days
Approved
11/10/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$750K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$7,409
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Koehler Partners, Inc. in Raleigh, NC — $250K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
6 days
Approved
8/26/2021
First disbursed
9/1/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,682
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
EFM Interests, LLC. in Houston, TX — $150K (2021) · Frost Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
32 days
Approved
10/29/2020
First disbursed
11/30/2020
Loan status
Paid in full (9/30/2022)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Wilmington Re-Bath in Wilmington, NC — $150K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
20 days
Approved
11/10/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,609
Annual debt service
$19K
Cash flow needed (1.25×)
$24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Texas Design and Construction Inc in San Antonio, TX — $479K (2020) · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$359K (75%)
Approval → funding
99 days
Approved
6/23/2020
First disbursed
9/30/2020
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal

Buying a Re-Bath? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Re-Bath businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Re-Bath purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$349K typical Re-Bath loan
8 lenders fund the brand
29 days typical to fund

Buyers researching a Re-Bath typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Re-Bath record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/re-bath
API:: https://www.capbench.com/api/public/lenders?franchise=re-bath
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.