Home & Trade Services · lender intelligence
How to finance a ShelfGenie
The SBA 7(a) lenders funding the most ShelfGenie deals, ranked from public loan records — typical ShelfGenie loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance ShelfGenie
$150K
Typical loan
range $100K–$462K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
7
Lenders competing
more = leverage
8.35%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with ShelfGenie
Ranked by funded ShelfGenie loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.78 loans · $53M · Birmingham, ALFull record →
- 4.196 loans · $21M · Boston, MAFull record →
- 5.9 loans · $13M · Atlanta, GAFull record →
- 6.62 loans · $21M · Saint Cloud, MNFull record →
- 7.2,539 loans · $965M · Columbus, OHFull record →
15+ funded ShelfGenie deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- T595 OPERATIONS LLC dba SHELFGENIE OF PENSACOLA - PANAMA CITY in Crestview, FL — $250K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 23 days
- Approved
- 12/17/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- FIRST SUMMIT VENTURES LLC dba Shelf Genie of Salt Lake City in Bluffdale, UT — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 41 days
- Approved
- 12/6/2024
- First disbursed
- 1/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- ROC Fund 2, LLC in Redmond, WA — $3.7M (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 7 days
- Approved
- 4/23/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Finish Carpentry Contractors
Funded by Byline Bank · Lender record →
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- Wlcnac Corporation in Marblehead, MA — $676K (2024) · Eastern Bank
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $507K (75%)
- Approval → funding
- 8 days
- Approved
- 6/5/2024
- First disbursed
- 6/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by Eastern Bank · Lender record →
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- Livingston Solutions, L.L.C. dba ShelfGenie of Lexington in Lexington, KY — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 7/22/2024
- First disbursed
- 8/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Funded by United Midwest Savings Bank National Association · Lender record →
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- ROC Fund 2, LLC in Redmond, WA — $100K (2024) · Byline Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 6 days
- Approved
- 4/24/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Finish Carpentry Contractors
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Carolina Shelving Solutions LLC in Raleigh, NC — $1.1M (2023) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 17 days
- Approved
- 3/13/2023
- First disbursed
- 3/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- All Other Home Furnishings Retailers
Funded by Regions Bank · Lender record →
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- Kitchen Innovations, Inc. in Fort Mill, SC — $462K (2022) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $347K (75%)
- Approval → funding
- 12 days
- Approved
- 9/22/2022
- First disbursed
- 10/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by Ameris Bank · Lender record →
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- Wailes Business Ventures, LLC in Arvada, CO — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 4 days
- Approved
- 3/12/2021
- First disbursed
- 3/16/2021
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Wright Family Business Group LLC in Walkertown, NC — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 1 days
- Approved
- 6/29/2021
- First disbursed
- 6/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- MAVEM GROUP LLC in Fort Wayne, IN — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 13 days
- Approved
- 8/18/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Building Finishing Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SG Dallas LLC in Sherman, TX — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 43 days
- Approved
- 11/18/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Finish Carpentry Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Higgins Home Servieces LLC in Melba, ID — $94K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $80K (85%)
- Approval → funding
- 26 days
- Approved
- 12/5/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (10/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Premier Shelving Solutions, LLC in Atlanta, GA — $75K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 92 months
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 24 days
- Approved
- 11/6/2019
- First disbursed
- 11/30/2019
- Loan status
- Failed — $34K charged off (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Building Finishing Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DJE Management Consulting LLC in Medina, OH — $75K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 25 days
- Approved
- 2/4/2020
- First disbursed
- 2/29/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Other Management Consulting Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a ShelfGenie? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to ShelfGenie businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a ShelfGenie purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $150K typical ShelfGenie loan
- 7 lenders fund the brand
- 17 days typical to fund
Buyers researching a ShelfGenie typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.