Health & Medical · lender intelligence
How to finance a Success On The Spectrum
The SBA 7(a) lenders funding the most Success On The Spectrum deals, ranked from public loan records — typical Success On The Spectrum loan about $385K, 0% failure rate across 79 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Success On The Spectrum
$385K
Typical loan
range $238K–$477K
$428K
Est. purchase price
≈ loan ÷ 90%
$57,216
Cash to close
$42,778 down + fees
$4,982/mo
Typical payment
~9.5% · 10yr
$68,752/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
36 days
Typical time to fund
21
Lenders competing
more = leverage
9.62%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Success On The Spectrum
Ranked by funded Success On The Spectrum loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.72 loans · $30M · Oconomowoc, WIFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.33 loans · $15M · Minneapolis, MNFull record →
- 4.3,264 loans · $846M · Miami, FLFull record →
- 5.575 loans · $220M · De Graff, OHFull record →
- 6.1,296 loans · $1.4B · Wilmington, NCFull record →
- 7.8 loans · $4M · Lafayette, LAFull record →
- 8.318 loans · $229M · Osage Beach, MOFull record →
- 9.35 loans · $4M · San Antonio, TXFull record →
- 10.46 loans · $85M · Salt Lake City, UTFull record →
- 11.2 loans · $1M · Atlanta, GAFull record →
- 12.618 loans · $171M · Salt Lake City, UTFull record →
- 13.154 loans · $26M · San Diego, CAFull record →
- 14.104 loans · $100M · Portsmouth, VAFull record →
- 15.1,927 loans · $207M · Buffalo, NYFull record →
- 16.2 loans · $0M · Pine Bluff, ARFull record →
- 17.51 loans · $52M · Fuquay Varina, NCFull record →
- 18.26 loans · $31M · Baton Rouge, LAFull record →
- 19.149 loans · $135M · Mukwonago, WIFull record →
- 20.105 loans · $72M · Wilmington, DEFull record →
79+ funded Success On The Spectrum deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PEREZ TARUD GROUP INC. in Pompano Beach, FL — $914K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $685K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
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- AuraCalm LLC in Centennial, CO — $850K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 7 days
- Approved
- 1/2/2026
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Zions Bank, A Division of · Lender record →
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- SUCCESS ON THE SPECTRUM in Myrtle Beach, SC — $849K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $637K (75%)
- Approval → funding
- 26 days
- Approved
- 1/28/2026
- First disbursed
- 2/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by First Bank of the Lake · Lender record →
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- TAN-HA FAMILY CAPITAL, INC. in Franklin, TN — $615K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 124 months
- SBA guaranteed
- $461K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
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- EARLY STAR ABA LLC in Monroe Township, NJ — $585K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $439K (75%)
- Approved
- 1/14/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- PRECISION BEHAVIOR GROUP, LLC in Freehold, NJ — $490K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approved
- 1/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
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- EAGLE Behavioral Services Inc. in Flowery Branch, GA — $477K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $358K (75%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Intech Enterprise International in Texas City, TX — $473K (2026) · purchase · Home Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $355K (75%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Outpatient Mental Health and Substance Abuse Centers
If you were the buyer here
- Est. deal size
- $525K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $6,052
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Home Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Sonny Grove Consulting, LLC in Fayetteville, GA — $286K (2026) · Citizens Trust Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 48 days
- Approved
- 11/20/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Citizens Trust Bank · Lender record →
Your business? Claim this record · Request removal
- Success on the Spectrum Basking Ridge in Bernardsville, NJ — $250K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- New Business or 2 years or less
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SUCCESS ON THE SPECTRUM BASKING RIDGE in Bernardsville, NJ — $50K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- New Business or 2 years or less
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Newtek Bank, National Association · Lender record →
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- Intech Enterprise International in Texas City, TX — $25K (2026) · purchase · Home Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Outpatient Mental Health and Substance Abuse Centers
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $405
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Home Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Nestled Hearts LLC in Chantilly, VA — $1.5M (2025) · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 15 days
- Approved
- 11/19/2024
- First disbursed
- 12/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- GTG AUTISM CENTER, LLC. in Suwanee, GA — $990K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $743K (75%)
- Approval → funding
- 69 days
- Approved
- 9/2/2025
- First disbursed
- 11/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Offices of All Other Miscellaneous Health Practitioners
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $151K
- Monthly payment
- $12,275
- Annual debt service
- $147K
- Cash flow needed (1.25×)
- $184K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DUFFERS LLC in Trenton, NJ — $685K (2025) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $514K (75%)
- Approved
- 9/24/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Blue Iceberg LLC in Littleton, CO — $683K (2025) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $512K (75%)
- Approval → funding
- 131 days
- Approved
- 9/26/2025
- First disbursed
- 2/4/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- Francois Legacy Group LLC in Sealy, TX — $592K (2025) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 64 days
- Approved
- 9/25/2025
- First disbursed
- 11/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Blue Iceberg LLC in Littleton, CO — $574K (2025) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $431K (75%)
- Approved
- 6/16/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Natural Smarts ABA, Inc. in Smyrna, GA — $500K (2025) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 47 days
- Approved
- 7/17/2025
- First disbursed
- 9/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
- Care Compass LLC in Southaven, MS — $495K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 58 days
- Approved
- 3/25/2025
- First disbursed
- 5/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Mental Health Practitioners (except Physicians)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Success On The Spectrum? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Success On The Spectrum businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Success On The Spectrum purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Bank Five Nine funds the most. CapBench is not a lender.
- $385K typical Success On The Spectrum loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 36 days typical to fund
Buyers researching a Success On The Spectrum typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.