Home & Trade Services · lender intelligence
How to finance a The Cleaning Authority
The SBA 7(a) lenders funding the most The Cleaning Authority deals, ranked from public loan records — typical The Cleaning Authority loan about $176K, 4.35% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Cleaning Authority
$176K
Typical loan
range $141K–$383K
$196K
Est. purchase price
≈ loan ÷ 90%
$26,171
Cash to close
$19,567 down + fees
$2,578/mo
Typical payment
~12.5% · 10yr
$35,576/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
19
Lenders competing
more = leverage
8.28%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Cleaning Authority
Ranked by funded The Cleaning Authority loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
- 5.23 loans · $25M · Chicago, ILFull record →
- 6.44 loans · $25M · Spokane, WAFull record →
- 7.34 loans · $57M · Charlotte, NCFull record →
- 8.112 loans · $112M · Irving, TXFull record →
- 9.3,264 loans · $846M · Miami, FLFull record →
- 10.58 loans · $51M · Burlington, KYFull record →
- 11.70 loans · $22M · Melrose, MNFull record →
- 12.1,927 loans · $207M · Buffalo, NYFull record →
- 13.2 loans · $0M · Storm Lake, IAFull record →
- 14.1 loans · $0M · St. Louis, MOFull record →
- 15.242 loans · $281M · Chicago, ILFull record →
- 16.60 loans · $40M · Clayton, MOFull record →
34+ funded The Cleaning Authority deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- La Familia Limpia Company in Midvale, UT — $482K (2026) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $362K (75%)
- Approval → funding
- 12 days
- Approved
- 1/8/2026
- First disbursed
- 1/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Heritage Bank Inc · Lender record →
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- The Cleaning Authority in Carmichael, CA — $350K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 6 days
- Approved
- 11/18/2025
- First disbursed
- 11/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by Newtek Bank, National Association · Lender record →
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- The Cleaning Authority SMYRNA in Smyrna, TN — $150K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 13% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 64 days
- Approved
- 11/20/2025
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
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- Ivan and Ivan LLC in Rockwall, TX — $134K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $114K (85%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by Magnifi Financial CU · Lender record →
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- Century Clean LLC in Saratoga Springs, UT — $344K (2025) · purchase · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $258K (75%)
- Approval → funding
- 25 days
- Approved
- 10/31/2024
- First disbursed
- 11/25/2024
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $382K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $4,402
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Bank · Lender record →
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- Gator National Enterprises, Inc.dbaThe Cleaning Authority SMYRNA in Smyrna, TN — $150K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 8/14/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
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- Clean Camp Inc. dba THE CLEANING AUTHORITY OF FRANKFORT in Tinley Park, IL — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 74 days
- Approved
- 12/16/2024
- First disbursed
- 2/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- THE CLEANING AUTHORITY- EAST OMAHA in Omaha, NE — $141K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (85%)
- Approval → funding
- 31 days
- Approved
- 3/25/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Other Services to Buildings and Dwellings
Funded by Readycap Lending, LLC · Lender record →
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- ELITE CLEANERS LLC in Carol Stream, IL — $318K (2024) · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $239K (75%)
- Approval → funding
- 7 days
- Approved
- 7/24/2024
- First disbursed
- 7/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by VelocitySBA, LLC · Lender record →
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- The Cleaning Authority of NWI in Merrillville, IN — $176K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $132K (75%)
- Approval → funding
- 13 days
- Approved
- 10/25/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by Readycap Lending, LLC · Lender record →
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- The Cleaning Authority- Riverside in Riverside, CA — $150K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 9 days
- Approved
- 6/24/2024
- First disbursed
- 7/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
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- Moid & Company, LLC in Gladstone, MO — $936K (2023) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.3% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $702K (75%)
- Approval → funding
- 3 days
- Approved
- 6/5/2023
- First disbursed
- 6/8/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Wells Fargo Bank National Association · Lender record →
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- The Cleaning Authority of Cary in Cary, IL — $674K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $506K (75%)
- Approval → funding
- 29 days
- Approved
- 10/6/2022
- First disbursed
- 11/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $749K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $100K
- Monthly payment
- $8,538
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- The Cleaning Authority in Greensboro, NC — $495K (2023) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 16 days
- Approved
- 8/16/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $550K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $74K
- Monthly payment
- $6,883
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
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- HJR HOLDINGS, INC. in Durham, NC — $270K (2023) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 33 days
- Approved
- 2/15/2023
- First disbursed
- 3/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $300K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,419
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- South Jersey Home Cleaning LLC in Medford, NJ — $180K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 18 days
- Approved
- 4/14/2023
- First disbursed
- 5/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Readycap Lending, LLC · Lender record →
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- SimmonsLogisticsInternational LLC in Elyria, OH — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 10 days
- Approved
- 2/24/2023
- First disbursed
- 3/6/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- KTB Management, LLC in Tallmadge, OH — $150K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 5 days
- Approved
- 10/7/2022
- First disbursed
- 10/12/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 51
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by The Huntington National Bank · Lender record →
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- The Cleaning Authority of North Dayton in Englewood, OH — $115K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 20 days
- Approved
- 8/31/2023
- First disbursed
- 9/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Readycap Lending, LLC · Lender record →
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- KTB Management, LLC in Tallmadge, OH — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 31 days
- Approved
- 10/7/2022
- First disbursed
- 11/7/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 51
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by The Huntington National Bank · Lender record →
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Buying a The Cleaning Authority? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Cleaning Authority businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Cleaning Authority purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $176K typical The Cleaning Authority loan
- 4.35% failure rate (FY20–23)
- 19 lenders fund the brand
- 15 days typical to fund
Buyers researching a The Cleaning Authority typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.