Business Services · lender intelligence

How to finance a The UPS Store in Oregon

State:

The SBA 7(a) lenders funding the most The UPS Store deals in Oregon, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The UPS Store in Oregon

$299K

Typical loan

range $229K–$612K

$332K

Est. purchase price

≈ loan ÷ 90%

$44,464

Cash to close

$33,244 down + fees

$4,121/mo

Typical payment

~11% · 10yr

$56,870/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

Lenders competing

more = leverage

7.94%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The UPS Store in Oregon

Ranked by funded The UPS Store loans in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.

1.13 loans · $18M · Roseburg, ORFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.44 loans · $25M · Spokane, WAFull record →
4.328 loans · $134M · Cleveland, OHFull record →
5.34 loans · $12M · Wood River, NEFull record →
6.99 loans · $43M · Walla Walla, WAFull record →
7.12 loans · $14M · Mobile, ALFull record →
8.868 loans · $362M · Salt Lake City, UTFull record →

19+ funded The UPS Store in Oregon deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The UPS Store#2251 in Portland, OR — $1.5M (2026) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.98% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
51 days
Approved
11/19/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Retailers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MAECW 2806 LLC in Gresham, OR — $645K (2025) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$483K (75%)
Approval → funding
47 days
Approved
11/20/2024
First disbursed
1/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
SAI #5298 LLC in Portland, OR — $299K (2025) · purchase · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$224K (75%)
Approved
7/21/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$332K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,428
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
KMBK ENTERPRISE LLC in West Linn, OR — $1.3M (2024) · Washington Trust Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$990K (75%)
Approval → funding
40 days
Approved
4/12/2024
First disbursed
5/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $330K (2024) · Heritage Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$248K (75%)
Approval → funding
73 days
Approved
10/14/2023
First disbursed
12/26/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Springfield, OR — $249K (2024) · Heritage Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
126 months
SBA guaranteed
$187K (75%)
Approval → funding
240 days
Approved
10/14/2023
First disbursed
6/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal
KMBK ENTERPRISE LLC in West Linn, OR — $75K (2024) · Washington Trust Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
41 days
Approved
4/12/2024
First disbursed
5/23/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
The UPS Store #2251 in Portland, OR — $985K (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$739K (75%)
Approval → funding
68 days
Approved
4/21/2023
First disbursed
6/28/2023
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Packaging and Labeling Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$150K
Monthly payment
$13,291
Annual debt service
$159K
Cash flow needed (1.25×)
$199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
E&B LLC in Newberg, OR — $379K (2023) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$284K (75%)
Approval → funding
20 days
Approved
9/15/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
The UPS Store in Beaverton, OR — $369K (2023) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$277K (75%)
Approval → funding
25 days
Approved
7/28/2023
First disbursed
8/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Business Service Centers (including Copy Shops)
If you were the buyer here
Est. deal size
$410K
Est. down payment (10%)
$41K
Est. cash at closing
$55K
Monthly payment
$4,979
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
SEAVIEW CARTON LLC in Warrenton, OR — $268K (2023) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$201K (75%)
Approval → funding
14 days
Approved
10/5/2022
First disbursed
10/19/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Freight Transportation Arrangement
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
E&B LLC in Newberg, OR — $50K (2023) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
20 days
Approved
9/15/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
MSWHITE CORP. in Salem, OR — $612K (2022) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$459K (75%)
Approval → funding
9 days
Approved
8/30/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$680K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,345
Annual debt service
$88K
Cash flow needed (1.25×)
$110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
US Alltrade Enterprise LLC in Portland, OR — $590K (2021) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$531K (90%)
Approval → funding
4 days
Approved
4/26/2021
First disbursed
4/30/2021
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$656K
Est. down payment (10%)
$66K
Est. cash at closing
$88K
Monthly payment
$6,550
Annual debt service
$79K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Faiyaz Enterprises Inc in Sandy, OR — $280K (2021) · purchase · Banner Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
7 days
Approved
4/21/2021
First disbursed
4/28/2021
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$311K
Est. down payment (10%)
$31K
Est. cash at closing
$42K
Monthly payment
$3,040
Annual debt service
$36K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
NS&AC, INC. in Salem, OR — $229K (2021) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.23% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$206K (90%)
Approved
5/28/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $275K (2020) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$306K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,019
Annual debt service
$36K
Cash flow needed (1.25×)
$45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $136K (2020) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$116K (85%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$151K
Est. down payment (10%)
$15K
Est. cash at closing
$19K
Monthly payment
$1,493
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $50K (2020) · purchase · Columbia Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$555
Annual debt service
$7K
Cash flow needed (1.25×)
$8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal

Buying a The UPS Store in Oregon? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Oregon project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The UPS Store purchase in Oregon with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Oregon deals. Columbia Bank funds the most here. CapBench is not a lender.

$320K typical The UPS Store loan
11 lenders active in Oregon
19+ funded Oregon deals
24 days typical to fund

Buyers buying a The UPS Store in Oregon typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The UPS Store lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-ups-store/oregon
API:: https://www.capbench.com/api/public/lenders?franchise=the-ups-store
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.