Business Services · lender intelligence
How to finance a The UPS Store in Texas
The SBA 7(a) lenders funding the most The UPS Store deals in Texas, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The UPS Store in Texas
$306K
Typical loan
range $249K–$503K
$340K
Est. purchase price
≈ loan ÷ 90%
$45,475
Cash to close
$34,000 down + fees
$4,215/mo
Typical payment
~11% · 10yr
$58,167/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
29 days
Typical time to fund
26
Lenders competing
more = leverage
7.56%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store in Texas
Ranked by funded The UPS Store loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.66 loans · $68M · Milford, IAFull record →
- 2.38 loans · $21M · San Antonio, TXFull record →
- 3.4 loans · $4M · El Campo, TXFull record →
- 4.44 loans · $52M · Wallis, TXFull record →
- 5.36 loans · $51M · Carmel, INFull record →
- 6.75 loans · $98M · Sioux Falls, SDFull record →
- 7.9 loans · $13M · Atlanta, GAFull record →
- 8.2,539 loans · $965M · Columbus, OHFull record →
- 9.1,296 loans · $1.4B · Wilmington, NCFull record →
- 10.149 loans · $135M · Mukwonago, WIFull record →
- 11.104 loans · $100M · Portsmouth, VAFull record →
- 12.128 loans · $40M · Wilmington, DEFull record →
- 13.60 loans · $40M · Clayton, MOFull record →
- 14.1 loans · $0M · Irvington, KYFull record →
- 15.20 loans · $8M · Saint Petersburg, FLFull record →
- 16.499 loans · $106M · Los Angeles, CAFull record →
- 17.28 loans · $32M · Saint Joseph, MIFull record →
- 18.35 loans · $4M · San Antonio, TXFull record →
- 19.618 loans · $171M · Salt Lake City, UTFull record →
- 20.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 21.54 loans · $15M · University Park, TXFull record →
- 22.24 loans · $22M · College Station, TXFull record →
52+ funded The UPS Store in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rice Franchise Management LLC in League City, TX — $908K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.83% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $681K (75%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- RavensLinc Investments LLC in Hurst, TX — $306K (2026) · purchase · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approved
- 11/15/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Commercial Printing (except Screen and Books)
If you were the buyer here
- Est. deal size
- $340K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $4,002
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Rice Franchise Management LLC in Dallas, TX — $1.7M (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.15% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 35 days
- Approved
- 9/18/2025
- First disbursed
- 10/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- The UPS Store in New Caney, TX — $1.0M (2025) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 120 days
- Approved
- 3/26/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $12,668
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- The UPS Store 4675 in Cypress, TX — $800K (2025) · purchase · United FCU
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 15 days
- Approved
- 1/14/2025
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $889K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $10,352
- Annual debt service
- $124K
- Cash flow needed (1.25×)
- $155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United FCU · Lender record →
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- AMP Enterprises Inc in Bastrop, TX — $510K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.19% fixed
- Term
- 114 months
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 297 days
- Approved
- 3/7/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- The UPS Store in Frisco, TX — $475K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 223 days
- Approved
- 1/23/2025
- First disbursed
- 9/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- F & N Joint Venture LLC in Frisco, TX — $450K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 122 days
- Approved
- 5/31/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- The UPS Store 6509 in Carrollton, TX — $413K (2025) · purchase · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $310K (75%)
- Approval → funding
- 11 days
- Approved
- 10/7/2024
- First disbursed
- 10/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $459K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,689
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lendistry SBLC, LLC · Lender record →
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- Samay Corporation in Plano, TX — $383K (2025) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $287K (75%)
- Approval → funding
- 66 days
- Approved
- 9/2/2025
- First disbursed
- 11/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by TowneBank · Lender record →
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- Y2SN Services LLC in Dallas, TX — $350K (2025) · purchase · Wallis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 32 days
- Approved
- 9/18/2025
- First disbursed
- 10/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,434
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
- The UPS Store #7937 in Cypress, TX — $315K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $236K (75%)
- Approval → funding
- 14 days
- Approved
- 5/22/2025
- First disbursed
- 6/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- GSSK LLC in League City, TX — $210K (2025) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approved
- 9/24/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by PNC Bank, National Association · Lender record →
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- Rocelious Enterprises LLC in Mansfield, TX — $925K (2024) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $694K (75%)
- Approval → funding
- 113 days
- Approved
- 4/18/2024
- First disbursed
- 8/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $103K
- Est. cash at closing
- $141K
- Monthly payment
- $12,352
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- LAMARK SO LLC in San Antonio, TX — $533K (2024) · Prosperity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $400K (75%)
- Approval → funding
- 72 days
- Approved
- 8/19/2024
- First disbursed
- 10/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Prosperity Bank · Lender record →
Your business? Claim this record · Request removal
- LAMARK BH LLC in San Antonio, TX — $495K (2024) · Prosperity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 87 days
- Approved
- 8/19/2024
- First disbursed
- 11/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Prosperity Bank · Lender record →
Your business? Claim this record · Request removal
- Ye Hasset, LLC in Lucas, TX — $350K (2024) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 118 days
- Approved
- 12/23/2023
- First disbursed
- 4/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- LAMARK SP LLC in San Antonio, TX — $303K (2024) · Prosperity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 72 days
- Approved
- 8/19/2024
- First disbursed
- 10/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Prosperity Bank · Lender record →
Your business? Claim this record · Request removal
- J.W. Handle With Care LLC in Fort Cavazos, TX — $300K (2024) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 10 days
- Approved
- 1/27/2024
- First disbursed
- 2/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Abhikal LLC in The Colony, TX — $228K (2024) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approved
- 2/29/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $253K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $3,166
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. United Community Bank funds the most here. CapBench is not a lender.
- $320K typical The UPS Store loan
- 26 lenders active in Texas
- 52+ funded Texas deals
- 29 days typical to fund
Buyers buying a The UPS Store in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.