Food & Restaurants · lender intelligence
Financing a coffee and tea manufacturing acquisition
The SBA 7(a) lenders funding the most coffee and tea manufacturing acquisitions, ranked from public loan records — typical deal about $356K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance coffee and tea manufacturing
$242K
Typical loan
range $128K–$536K
$269K
Est. purchase price
≈ loan ÷ 90%
$35,964
Cash to close
$26,889 down + fees
$3,542/mo
Typical payment
~12.5% · 10yr
$48,880/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
12
Lenders competing
more = leverage
7.44%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in coffee and tea manufacturing
Ranked by funded coffee and tea manufacturing acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.10 loans · $1M · Albuquerque, NMFull record →
- 3.16 loans · $7M · Lakewood, WAFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.11 loans · $8M · Redwood Falls, MNFull record →
- 6.2 loans · $2M · Hudson, MAFull record →
- 7.15 loans · $3M · Princeton, NJFull record →
- 8.104 loans · $100M · Portsmouth, VAFull record →
- 9.11 loans · $3M · Charles Town, WVFull record →
- 10.2 loans · $1M · Nashville, TNFull record →
- 11.4 loans · $5M · Atlanta, GAFull record →
13+ funded coffee and tea manufacturing deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Crema, LLC in Nashville, TN — $1.5M (2025) · purchase · Studio Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 5/13/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $170K
- Est. cash at closing
- $234K
- Monthly payment
- $19,824
- Annual debt service
- $238K
- Cash flow needed (1.25×)
- $297K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Studio Bank · Lender record →
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- Manchester Coffee, LLC in Decatur, GA — $242K (2025) · purchase · Georgia Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $182K (75%)
- Approval → funding
- 36 days
- Approved
- 12/10/2024
- First disbursed
- 1/15/2025
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $269K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $3,232
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Georgia Banking Company · Lender record →
Your business? Claim this record · Request removal
- Lexington Coffee Roasting Company, LLC in Fredericksburg, VA — $450K (2024) · purchase · Potomac Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 40 days
- Approved
- 7/23/2024
- First disbursed
- 9/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $6,009
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Potomac Bank · Lender record →
Your business? Claim this record · Request removal
- Ramble Coffee LLC in Raleigh, NC — $230K (2023) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 16 days
- Approved
- 5/16/2023
- First disbursed
- 6/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $256K
- Est. down payment (10%)
- $26K
- Est. cash at closing
- $34K
- Monthly payment
- $3,136
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Maiden Coffee Roasters in Asbury Park, NJ — $128K (2023) · purchase · Trenton Business Assistance Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (85%)
- Approval → funding
- 26 days
- Approved
- 11/9/2022
- First disbursed
- 12/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $142K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $1,685
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trenton Business Assistance Corporation · Lender record →
Your business? Claim this record · Request removal
- Kombucha Now, LLC in Madison, WI — $2.3M (2021) · purchase · Minnwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (90%)
- Approval → funding
- 209 days
- Approved
- 8/10/2021
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $2.6M
- Est. down payment (10%)
- $256K
- Est. cash at closing
- $352K
- Monthly payment
- $25,247
- Annual debt service
- $303K
- Cash flow needed (1.25×)
- $379K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Minnwest Bank · Lender record →
Your business? Claim this record · Request removal
- Yellow Helmet, LLC in Green Bay, WI — $1.3M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $975K (75%)
- Approval → funding
- 39 days
- Approved
- 12/18/2020
- First disbursed
- 1/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $144K
- Est. cash at closing
- $198K
- Monthly payment
- $7,790
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Brilla Coffee LLC in Rutland, MA — $536K (2021) · purchase · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $482K (90%)
- Approval → funding
- 15 days
- Approved
- 8/30/2021
- First disbursed
- 9/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $596K
- Est. down payment (10%)
- $60K
- Est. cash at closing
- $80K
- Monthly payment
- $5,951
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- KAZ LLC in Central Point, OR — $420K (2021) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $378K (90%)
- Approval → funding
- 14 days
- Approved
- 3/19/2021
- First disbursed
- 4/2/2021
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $467K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $62K
- Monthly payment
- $4,007
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Yellow Helmet, LLC in Green Bay, WI — $50K (2021) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 39 days
- Approved
- 12/18/2020
- First disbursed
- 1/26/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $536
- Annual debt service
- $6K
- Cash flow needed (1.25×)
- $8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Pegasus Coffee Company Inc in Poulsbo, WA — $240K (2020) · purchase · Harborstone CU
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 30 days
- Approved
- 10/1/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $2,756
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
Your business? Claim this record · Request removal
- Bosque Coffee LLC in Belen, NM — $58K (2020) · purchase · DreamSpring
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 9.25% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $49K (85%)
- Approval → funding
- 29 days
- Approved
- 6/1/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $64K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $8K
- Monthly payment
- $1,201
- Annual debt service
- $14K
- Cash flow needed (1.25×)
- $18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DreamSpring · Lender record →
Your business? Claim this record · Request removal
- AUD Fellows LLC in Grand Forks, ND — $50K (2020) · purchase · Bank Forward
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% fixed
- Term
- 36 mo (3 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 1 days
- Approved
- 9/24/2020
- First disbursed
- 9/25/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Coffee and Tea Manufacturing
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $1,499
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Forward
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to coffee and tea manufacturing businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a coffee and tea manufacturing acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $356K typical loan
- 12 lenders fund the industry
- 29 days typical to fund
Buyers researching a coffee and tea manufacturing deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.