Skip to main content
← SBA lenders by industry

Education & Childcare · lender intelligence

Financing a elementary and secondary schools acquisition

The SBA 7(a) lenders funding the most elementary and secondary schools acquisitions, ranked from public loan records — typical deal about $1.2M. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance elementary and secondary schools

$615K

Typical loan

range $250K–$1.27M

$683K

Est. purchase price

≈ loan ÷ 90%

$91,396

Cash to close

$68,333 down + fees

$7,958/mo

Typical payment

~9.5% · 10yr

$109,820/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

24 days

Typical time to fund

35

Lenders competing

more = leverage

8.41%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in elementary and secondary schools

Ranked by funded elementary and secondary schools acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.105 loans · $164M · Brookline, MAFull record →
  3. 3.60 loans · $40M · Clayton, MOFull record →
  4. 4.9 loans · $5M · Wausau, WIFull record →
  5. 5.1,296 loans · $1.4B · Wilmington, NCFull record →
  6. 6.66 loans · $68M · Milford, IAFull record →
  7. 7.32 loans · $32M · Fargo, NDFull record →
  8. 8.72 loans · $22M · Rockland, MAFull record →
  9. 9.85 loans · $36M · Waterbury, CTFull record →
  10. 10.868 loans · $362M · Salt Lake City, UTFull record →
  11. 11.4 loans · $4M · Hauppauge, NYFull record →
  12. 12.5 loans · $16M · Humble, TXFull record →
  13. 13.4 loans · $4M · Los Angeles, CAFull record →
  14. 14.24 loans · $17M · Wayne, PAFull record →
  15. 15.23 loans · $25M · Chicago, ILFull record →
  16. 16.2 loans · $0M · Pine Bluff, ARFull record →
  17. 17.8 loans · $4M · Lafayette, LAFull record →
  18. 18.154 loans · $26M · San Diego, CAFull record →
  19. 19.2 loans · $4M · Richmond, INFull record →
  20. 20.149 loans · $135M · Mukwonago, WIFull record →
  21. 21.3,264 loans · $846M · Miami, FLFull record →
  22. 22.1 loans · $2M · Manhattan, KSFull record →
  23. 23.29 loans · $28M · Quincy, CAFull record →
  24. 24.62 loans · $34M · Winter Haven, FLFull record →
  25. 25.1 loans · $0M · Medford, ORFull record →

50+ funded elementary and secondary schools deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Proprietor Holdings LLC in Ashland, MA$1.3M (2026) · purchase · Rockland Trust Company
  • Center For Educational Excellence in Tempe, AZ$2.1M (2025) · purchase · Midwest Regional Bank
  • Empower Academy in Mesa, AZ$2.1M (2025) · purchase · St. Louis Bank
  • Casa del Nino Bilingual Montessori LLC in Chandler, AZ$1.1M (2025) · purchase · The Huntington National Bank
  • FOREVER LEARNING OF SOUTH GILBERT, LLC in Gilbert, AZ$1.1M (2025) · purchase · FirstBank
  • Raos Educational Services, LLC in West Bloomfield, MI$706K (2025) · purchase · Fifth Third Bank
  • Fit N' Fun Educational Center in Tempe, AZ$650K (2025) · purchase · Midwest Regional Bank
  • 123 Drive! Driving Academy Inc. in Bluffton, SC$469K (2025) · purchase · Colony Bank
  • CHILDREN FIRST MONTESSORI SCHOOL in North Brunswick, NJ$403K (2025) · purchase · Beacon Bank and Trust
  • Expanding Minds, Inc. in Ashland, MA$75K (2025) · purchase · Rockland Trust Company
  • Casa del Nino Bilingual Montessori LLC in Chandler, AZ$50K (2025) · purchase · The Huntington National Bank
  • Brilliant Horizons Early Learning LLC in San Jose, CA$2.2M (2024) · purchase · Plumas Bank
  • DLF SEMINOLE CAMPUS LLC in Seminole, FL$1.9M (2024) · purchase · Byline Bank
  • PERSIMMON AT MILLHOPPER, LLC in Gainesville, FL$1.9M (2024) · purchase · SouthState Bank, National Association
  • John F. Font, Ph.D. & Associates, Inc. in San Jose, CA$1.1M (2024) · purchase · VelocitySBA, LLC
  • KGE Ventures, LLC in Murfreesboro, TN$665K (2024) · purchase · The Huntington National Bank
  • 5412 Child Care LLC in Birmingham, AL$350K (2024) · purchase · Bank Five Nine
  • Learn Faster LLC in Raleigh, NC$317K (2024) · purchase · The Huntington National Bank
  • Heart in Hand Preschool in Portland, OR$137K (2024) · purchase · Peoples Bank of Commerce
  • KGE Ventures, LLC in Murfreesboro, TN$30K (2024) · purchase · The Huntington National Bank

Financing a elementary and secondary schools deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to elementary and secondary schools businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a elementary and secondary schools acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $1.2M typical loan
  • 35 lenders fund the industry
  • 0% default (FY20–23)
  • 24 days typical to fund

Buyers researching a elementary and secondary schools deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
Scroll