Lender intelligence
Financing a florists acquisition in Texas
The SBA 7(a) lenders funding the most florists acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in Texas
$423K
Typical loan
range $147K–$846K
$470K
Est. purchase price
≈ loan ÷ 90%
$62,863
Cash to close
$47,000 down + fees
$5,532/mo
Typical payment
~9.75% · 10yr
$76,342/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
11
Lenders competing
more = leverage
8.63%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · Texas
Ranked by funded florists acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.54 loans · $15M · University Park, TXFull record →
- 4.35 loans · $4M · San Antonio, TXFull record →
- 5.8 loans · $4M · Fredericksburg, TXFull record →
- 6.1 loans · $1M · Graham, TXFull record →
- 7.2 loans · $1M · Texas City, TXFull record →
- 8.19 loans · $5M · Bessemer, ALFull record →
- 9.105 loans · $164M · Brookline, MAFull record →
- 10.284 loans · $254M · Cincinnati, OHFull record →
15+ funded Florists in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Euro Desserts LLC in Kingwood, TX — $1.0M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 200 months
- SBA guaranteed
- $771K (75%)
- Approval → funding
- 20 days
- Approved
- 8/20/2025
- First disbursed
- 9/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $114K
- Est. cash at closing
- $157K
- Monthly payment
- $9,940
- Annual debt service
- $119K
- Cash flow needed (1.25×)
- $149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Creation LLC in Farmers Branch, TX — $446K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $335K (75%)
- Approval → funding
- 11 days
- Approved
- 4/17/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $496K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $66K
- Monthly payment
- $5,897
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Wild Bunches LLC in Driftwood, TX — $423K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $317K (75%)
- Approval → funding
- 32 days
- Approved
- 9/29/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $470K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $5,590
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Creation LLC in Farmers Branch, TX — $75K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 4/17/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $991
- Annual debt service
- $12K
- Cash flow needed (1.25×)
- $15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Euro Desserts LLC in Kingwood, TX — $50K (2025) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 22 days
- Approved
- 8/18/2025
- First disbursed
- 9/9/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $647
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Sue, Sue, & Lue, LLC in Graham, TX — $325K (2024) · purchase · Ciera Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $244K (75%)
- Approval → funding
- 12 days
- Approved
- 10/19/2023
- First disbursed
- 10/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $361K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $48K
- Monthly payment
- $3,399
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ciera Bank · Lender record →
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- Maisel-Hinson Mainland Floral Incorporated in Pearland, TX — $156K (2024) · purchase · Texas First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $117K (75%)
- Approval → funding
- 6 days
- Approved
- 12/15/2023
- First disbursed
- 12/21/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $174K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $23K
- Monthly payment
- $2,132
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas First Bank · Lender record →
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- Soto's Pink Petal LLC in Midland, TX — $846K (2023) · purchase · Security State Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $635K (75%)
- Approval → funding
- 12 days
- Approved
- 9/10/2023
- First disbursed
- 9/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $940K
- Est. down payment (10%)
- $94K
- Est. cash at closing
- $129K
- Monthly payment
- $11,180
- Annual debt service
- $134K
- Cash flow needed (1.25×)
- $168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security State Bank and Trust · Lender record →
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- Rust + Luxury LLC in Clifton, TX — $185K (2023) · purchase · LiftFund, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 18 days
- Approved
- 8/28/2023
- First disbursed
- 9/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $206K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,435
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LiftFund, Inc. · Lender record →
Your business? Claim this record · Request removal
- Haute Poppies Floral Inc in Mckinney, TX — $129K (2023) · purchase · Texas Republic Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $109K (85%)
- Approval → funding
- 8 days
- Approved
- 10/31/2022
- First disbursed
- 11/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $143K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $2,056
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Republic Bank National Association
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- FWP Texas, LLC in Carrollton, TX — $3.6M (2022) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 34 days
- Approved
- 12/9/2021
- First disbursed
- 1/12/2022
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $403K
- Est. cash at closing
- $557K
- Monthly payment
- $39,341
- Annual debt service
- $472K
- Cash flow needed (1.25×)
- $590K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Lion & Lily, LLC in San Antonio, TX — $615K (2022) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $683K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,062
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
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- EXQUISITE PETALS FLORAL DESIGN LLC in Austin, TX — $475K (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 7 days
- Approved
- 9/21/2022
- First disbursed
- 9/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $528K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $4,047
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Avance Management Inc in Allen, TX — $2.6M (2021) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 3.5% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $2.3M (90%)
- Approval → funding
- 17 days
- Approved
- 9/17/2021
- First disbursed
- 10/4/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $285K
- Est. cash at closing
- $393K
- Monthly payment
- $17,453
- Annual debt service
- $209K
- Cash flow needed (1.25×)
- $262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Jeannies Florist LLC in Porter, TX — $147K (2020) · purchase · First Financial Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (85%)
- Approval → funding
- 53 days
- Approved
- 1/7/2020
- First disbursed
- 2/29/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $163K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $21K
- Monthly payment
- $1,745
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Texas project address.
Agent summary
How to finance a florists acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $332K typical loan
- 11 lenders active in Texas
- 15+ funded Texas deals
- 17 days typical to fund
Buyers buying a florists in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.