Lender intelligence

Financing a florists acquisition in Texas

State:

The SBA 7(a) lenders funding the most florists acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance florists in Texas

$423K

Typical loan

range $147K–$846K

$470K

Est. purchase price

≈ loan ÷ 90%

$62,863

Cash to close

$47,000 down + fees

$5,474/mo

Typical payment

~9.5% · 10yr

$75,541/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

8.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in florists · Texas

Ranked by funded florists acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →

15+ funded Florists in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Euro Desserts LLC in Kingwood, TX — $1.0M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
200 months
SBA guaranteed
$771K (75%)
Approval → funding
20 days
Approved
8/20/2025
First disbursed
9/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$114K
Est. cash at closing
$157K
Monthly payment
$9,940
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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Creation LLC in Farmers Branch, TX — $446K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$335K (75%)
Approval → funding
11 days
Approved
4/17/2025
First disbursed
4/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$496K
Est. down payment (10%)
$50K
Est. cash at closing
$66K
Monthly payment
$5,897
Annual debt service
$71K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Wild Bunches LLC in Driftwood, TX — $423K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$317K (75%)
Approval → funding
32 days
Approved
9/29/2025
First disbursed
10/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$470K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$5,590
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Creation LLC in Farmers Branch, TX — $75K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approved
4/17/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$991
Annual debt service
$12K
Cash flow needed (1.25×)
$15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Euro Desserts LLC in Kingwood, TX — $50K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
22 days
Approved
8/18/2025
First disbursed
9/9/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$647
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sue, Sue, & Lue, LLC in Graham, TX — $325K (2024) · purchase · Ciera Bank
Program
7a General
Rate at approval
10% variable
Term
192 mo (16 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
12 days
Approved
10/19/2023
First disbursed
10/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$361K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$3,399
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ciera Bank · Lender record →
Your business? Claim this record · Request removal
Maisel-Hinson Mainland Floral Incorporated in Pearland, TX — $156K (2024) · purchase · Texas First Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$117K (75%)
Approval → funding
6 days
Approved
12/15/2023
First disbursed
12/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$174K
Est. down payment (10%)
$17K
Est. cash at closing
$23K
Monthly payment
$2,132
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas First Bank · Lender record →
Your business? Claim this record · Request removal
Soto's Pink Petal LLC in Midland, TX — $846K (2023) · purchase · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$635K (75%)
Approval → funding
12 days
Approved
9/10/2023
First disbursed
9/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$940K
Est. down payment (10%)
$94K
Est. cash at closing
$129K
Monthly payment
$11,180
Annual debt service
$134K
Cash flow needed (1.25×)
$168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Rust + Luxury LLC in Clifton, TX — $185K (2023) · purchase · LiftFund, Inc.
Program
Preferred Lenders Program
Rate at approval
9.9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$139K (75%)
Approval → funding
18 days
Approved
8/28/2023
First disbursed
9/15/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$206K
Est. down payment (10%)
$21K
Est. cash at closing
$27K
Monthly payment
$2,435
Annual debt service
$29K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LiftFund, Inc. · Lender record →
Your business? Claim this record · Request removal
Haute Poppies Floral Inc in Mckinney, TX — $129K (2023) · purchase · Texas Republic Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$109K (85%)
Approval → funding
8 days
Approved
10/31/2022
First disbursed
11/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$143K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$2,056
Annual debt service
$25K
Cash flow needed (1.25×)
$31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Republic Bank National Association
Your business? Claim this record · Request removal
FWP Texas, LLC in Carrollton, TX — $3.6M (2022) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
34 days
Approved
12/9/2021
First disbursed
1/12/2022
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$4.0M
Est. down payment (10%)
$403K
Est. cash at closing
$557K
Monthly payment
$39,341
Annual debt service
$472K
Cash flow needed (1.25×)
$590K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Lion & Lily, LLC in San Antonio, TX — $615K (2022) · purchase · PlainsCapital Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$461K (75%)
Approval → funding
4 days
Approved
8/8/2022
First disbursed
8/12/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$683K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,062
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
EXQUISITE PETALS FLORAL DESIGN LLC in Austin, TX — $475K (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
7 days
Approved
9/21/2022
First disbursed
9/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$528K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$4,047
Annual debt service
$49K
Cash flow needed (1.25×)
$61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Avance Management Inc in Allen, TX — $2.6M (2021) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
3.5% variable
Term
192 mo (16 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
17 days
Approved
9/17/2021
First disbursed
10/4/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$285K
Est. cash at closing
$393K
Monthly payment
$17,453
Annual debt service
$209K
Cash flow needed (1.25×)
$262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Jeannies Florist LLC in Porter, TX — $147K (2020) · purchase · First Financial Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (85%)
Approval → funding
53 days
Approved
1/7/2020
First disbursed
2/29/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$163K
Est. down payment (10%)
$16K
Est. cash at closing
$21K
Monthly payment
$1,745
Annual debt service
$21K
Cash flow needed (1.25×)
$26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal

Financing a florists deal in Texas? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Texas project address.

Agent summary

How to finance a florists acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$332K typical loan
11 lenders active in Texas
15+ funded Texas deals
17 days typical to fund

Buyers buying a florists in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All florists lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/florists/texas
API:: https://www.capbench.com/api/public/lenders?industry=florists
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.