Home & Trade Services · lender intelligence
How to finance a 911 Restoration
The SBA 7(a) lenders funding the most 911 Restoration deals, ranked from public loan records — typical 911 Restoration loan about $225K, 0% failure rate across 35 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance 911 Restoration
$225K
Typical loan
range $144K–$383K
$250K
Est. purchase price
≈ loan ÷ 90%
$33,438
Cash to close
$25,000 down + fees
$3,293/mo
Typical payment
~12.5% · 10yr
$45,443/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
21
Lenders competing
more = leverage
8.23%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with 911 Restoration
Ranked by funded 911 Restoration loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.20 loans · $8M · Saint Petersburg, FLFull record →
- 2.58 loans · $51M · Burlington, KYFull record →
- 3.575 loans · $220M · De Graff, OHFull record →
- 4.54 loans · $64M · Los Angeles, CAFull record →
- 5.2,539 loans · $965M · Columbus, OHFull record →
- 6.54 loans · $15M · University Park, TXFull record →
- 7.52 loans · $50M · Rockville, MDFull record →
- 8.11 loans · $7M · Millersburg, PAFull record →
- 9.318 loans · $229M · Osage Beach, MOFull record →
- 10.66 loans · $68M · Milford, IAFull record →
- 11.35 loans · $10M · Meridian, MSFull record →
- 12.20 loans · $21M · Miami, FLFull record →
- 13.1 loans · $1M · Lincoln, NEFull record →
- 14.1,322 loans · $185M · Wilmington, DEFull record →
- 15.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 16.51 loans · $52M · Fuquay Varina, NCFull record →
- 17.13 loans · $18M · Roseburg, ORFull record →
- 18.2 loans · $0M · Mccall, IDFull record →
35+ funded 911 Restoration deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PAYNE VENTURES LLC in Gulfport, MS — $746K (2026) · purchase · The Citizens National Bank of Meridian
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $559K (75%)
- Approved
- 3/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Residential Remodelers
If you were the buyer here
- Est. deal size
- $828K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $9,647
- Annual debt service
- $116K
- Cash flow needed (1.25×)
- $145K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
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- THE ODETA ENTERPRISES, LLC in Glendale, AZ — $491K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 44 days
- Approved
- 1/6/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- Robinson Restoration Holdings, Inc dba 911 Restoration of North Texas in Sunset, TX — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 11 days
- Approved
- 11/13/2025
- First disbursed
- 11/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- JJ Building Restoration LLC in Caledonia, WI — $225K (2026) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Community Bank · Lender record →
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- REVIVE FOR LIFE LLC in Cape Coral, FL — $452K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $339K (75%)
- Approval → funding
- 109 days
- Approved
- 5/22/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
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- LA MARINA ABG, LLC in Orlando, FL — $383K (2025) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $287K (75%)
- Approved
- 3/25/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Heritage Bank Inc · Lender record →
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- 911 Restoration of Coastal Carolina in Rocky Point, NC — $350K (2025) · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 3/21/2025
- First disbursed
- 4/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Banesco USA · Lender record →
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- 911 Restoration of Denver Metro in Highlands Ranch, CO — $335K (2025) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $251K (75%)
- Approval → funding
- 33 days
- Approved
- 8/28/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Heritage Bank Inc · Lender record →
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- Gehlhausen Restorations Inc dba 911 Restoration of Southern Indiana in Jasper, IN — $300K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 30 days
- Approved
- 4/7/2025
- First disbursed
- 5/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by BayFirst National Bank · Lender record →
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- 911 RESTORATION OF JERSEY CITY in Jersey City, NJ — $225K (2025) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 80 days
- Approved
- 12/23/2024
- First disbursed
- 3/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Heritage Bank Inc · Lender record →
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- SWEET P INDUSTRIES LLC in Carleton, MI — $223K (2025) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (75%)
- Approval → funding
- 31 days
- Approved
- 3/25/2025
- First disbursed
- 4/25/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Heritage Bank Inc · Lender record →
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- MACADAM MOVING LLC in Portland, OR — $1.4M (2024) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.6% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 11 days
- Approved
- 6/6/2024
- First disbursed
- 6/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Trade Contractors
Funded by Wells Fargo Bank National Association · Lender record →
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- RWRestoration LLC in Maryville, TN — $258K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 119 months
- SBA guaranteed
- $194K (75%)
- Approved
- 4/19/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Readycap Lending, LLC · Lender record →
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- CASCADE RESTORATION, INC. in Springfield, OR — $245K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 7 days
- Approved
- 4/17/2024
- First disbursed
- 4/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by BayFirst National Bank · Lender record →
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- AAA Restoration LLC in Rahway, NJ — $25K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 88 days
- Approved
- 1/18/2024
- First disbursed
- 4/15/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Remediation Services
Funded by TD Bank, National Association · Lender record →
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- Poulin Investments LLC in Reno, NV — $3.7M (2023) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.85% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 4 days
- Approved
- 5/19/2023
- First disbursed
- 5/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by U.S. Bank, National Association · Lender record →
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- CLARKETON RESTORATION in Cardiff By The Sea, CA — $1.5M (2023) · purchase · City National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.4993% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 19 days
- Approved
- 11/18/2022
- First disbursed
- 12/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Remediation Services
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $164K
- Est. cash at closing
- $225K
- Monthly payment
- $16,748
- Annual debt service
- $201K
- Cash flow needed (1.25×)
- $251K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank · Lender record →
Your business? Claim this record · Request removal
- 911 restoration inc in Portland, OR — $1.3M (2023) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.4% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $967K (75%)
- Approval → funding
- 9 days
- Approved
- 10/4/2022
- First disbursed
- 10/13/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Wells Fargo Bank National Association · Lender record →
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- Ultimate Indoor Technologies Restoration L.L.C. in Peabody, MA — $198K (2023) · The Fidelity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $149K (75%)
- Approval → funding
- 29 days
- Approved
- 6/12/2023
- First disbursed
- 7/11/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
- CLARKETON RESTORATION in Cardiff By The Sea, CA — $100K (2023) · purchase · City National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 22 days
- Approved
- 12/14/2022
- First disbursed
- 1/5/2023
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Remediation Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,335
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a 911 Restoration? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to 911 Restoration businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a 911 Restoration purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BayFirst National Bank funds the most. CapBench is not a lender.
- $225K typical 911 Restoration loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 29 days typical to fund
Buyers researching a 911 Restoration typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.